InsurTech Startups

Self Fund Health (SFH) offers a self-funded employer health plan built on Medicare-based reference pricing, with a preferred-provider "paved road" where members pay $0 and employers pay less than carrier markups. It targets employers and benefits brokers, providing tools like a Price Explorer, savings simulator, hospital report cards, nurse navigators, and transparent PEPM pricing without spread pricing or retained rebates.

1 investor

Semsee is a cloud-based platform for quoting and selling small commercial insurance, giving independent agents, carriers, MGAs, and aggregator networks infrastructure for faster quoting, market access, and digital distribution. It uses AI to classify and match risks with carriers and is built to elevate the role of independent agents rather than sell direct to consumers.</parameter> <parameter name="founders">[{"full_name": "Philip Charles-Pierre"}]

1 investor

Sensentia provides data translation and decision-support software for health insurance, turning complex policy information into actionable answers for customer service representatives, brokers, and agents at the point of sale and service.

1 investor

Sequoia provides total compensation and benefits consulting services paired with a technology platform to help companies optimize employee spend and programs. The firm serves mid-market and growth-stage companies across 140 countries with consulting, benefits administration, retirement services, and HR outsourcing.

1 investor

Serfer AI is a compliance platform that helps insurance teams draft, validate, and package regulatory submissions, working within Word documents and PDFs to flag inconsistencies and surface state-specific requirements. It supports multi-state filing workflows, audit logging, and review-ready submission packages for insurance compliance teams.

1 investor

Sertis is a managing general agent offering non-admitted multifamily property insurance for professionally managed, garden-style apartment buildings, including mixed-use, senior, subsidized, and student housing. It uses a proprietary risk assessment platform that draws on data from digital property management to set risk-based pricing and underwriting, with coverage backed by Accelerant.

1 investor

Servify (Service Lee Technologies Private Limited) operates in the device lifecycle and after-sales service management space. The page is a corporate investor-relations section and provides limited detail on the company's specific products.

1 investor

SettleIndex appears to operate in legal technology and online dispute resolution, though this team page excerpt does not provide sufficient detail about the company's core offerings or market focus.

1 investor

Sfara offers a patented, smartphone-based AI SaaS solution for personal safety and collision management, detecting crashes and distracted driving and suppressing false positives to trigger emergency response and first notification of loss (FNOL). It serves insurance carriers, automotive OEMs, fleets, and wireless carriers across North America, Europe, and Asia.

1 investor

A company offering AI-powered grain assessment and measurement solutions using drone and mobile app technology for agricultural grain storage measurement and quality evaluation.

1 investor

Arta provides commerce and post-purchase technology, including shipping and insurance solutions, for the art, luxury, and collectibles market. It serves businesses selling high-value items to their buyers across a global market.

1 investor

ShipInsure provides a post-purchase platform for e-commerce and consumer brands, offering branded shipping protection, order insurance, returns management, claims handling, order tracking, and carbon offsetting. It integrates with platforms like Shopify, 3PLs, help desks, and ERPs to resolve order issues, reduce fraud, and turn returns and claims into revenue.

1 investor

Shriram Finance is an Indian non-banking financial company offering fixed deposits, vehicle and fuel loans, gold loans, insurance, bill payments, and UPI services, with a focus on serving underserved segments in rural and semi-rural India.

1 investor

Shriram Finance is an Indian non-banking financial company offering fixed deposits, vehicle and business loans, gold loans, insurance, and bill payments, with a focus on underserved customers in rural and semi-rural India. Its offerings include two-wheeler loans, fuel financing for fleet owners and truckers, and high-yield deposits.

1 investor

A financial services company with a management team focused on lending, collections, and operations in India.

1 investor

SIGNAL IDUNA is a mutual insurance company offering a range of insurance products to individuals and families across Germany through a network of over 2,500 local agencies. The company provides more than 100 different insurance tariffs and serves as a long-established provider of personal insurance coverage.

1 investor

Sigo Seguros is a digital auto insurance agency that lets Spanish-speaking drivers compare and buy car insurance policies online, with or without a US driver's license. It serves the immigrant and Hispanic community in the US, currently operating in Texas, California, Arizona, and Florida.

1 investor

Silurian develops customized foundation models for simulating the impact of weather on assets and infrastructure. The company serves energy and government sectors.

1 investor

Simplifai builds agentic AI and software-as-a-service solutions aimed at regulated industries such as insurance, banking, and financial services. The company provides AI-driven automation tools for enterprise use cases.

1 investor

SingularCover is an insurance broker offering customized online insurance policies for Spanish self-employed workers and small businesses, with flexible monthly payments and no long-term contracts. The company partners with insurance providers to deliver coverage tailored to specific business types and risks.

1 investor

Sitata offers travel insurance combined with real-time safety alerts, monitoring 220+ countries for threats such as protests, disease outbreaks, and natural disasters, and providing 24/7 chat assistance and travel-medicine telemedicine through its app. It serves individual travelers with destination-specific coverage and app-based claims.

1 investor

SK Trend operates SK MAX, an integrated software system for the insurance market that lets brokers manage their data, workflows, tasks, client contracts, and sales processes in one platform with real-time data and automation. Founded in 2003, it serves insurance brokers and agencies in Hungary.

1 investor

Skarlett is a French platform for people over 60 that compares and matches insurance, financing, and real estate offers, including viager solutions that let homeowners sell their property while continuing to live in it and receive capital or monthly income. It aggregates offers from insurance, banking, and real estate providers to help retirees convert home equity into liquidity.

1 investor

Skytree Scientific develops an AI-driven SaaS platform for lightning risk assessment, serving engineers and organizations managing critical infrastructure and assets. The platform uses real-time data and machine learning algorithms to enable proactive risk mitigation in an environment of increasing lightning activity driven by climate change.

1 investor