InsurTech Startups

Root is an API-first insurance platform that lets insurers, MGAs, and intermediaries build, launch, and manage digital and embedded insurance products. It offers modular APIs, tools, and infrastructure for policy administration, product development, and partner distribution.

1 investor

Roots.ai (now Bevaya) provides AI-powered automation for insurance workflows across underwriting, claims, and policy servicing. The platform extracts data from documents, classifies submissions, and integrates with carriers' existing systems to streamline submission intake, loss run processing, claims indexing, and policy renewal.

1 investor

Rote provides AI agents that manage claim negotiations between auto body shops and insurers, automatically filing and defending claims using repair cost data to help shops recover revenue from undervalued or denied estimates.

1 investor

Saeidan was a technology company that helped Medicare-eligible beneficiaries navigate plan selection and healthcare coverage decisions. The company was acquired by Wider Circle in December 2022 and is no longer independently operating.

1 investor

Safely provides insurance and trust verification services for short-term rental hosts and property managers. The platform uses background checks, data analysis, and partnerships with insurance carriers to protect homeowners and properties from guest-related risks and damages.

1 investor

SageSure provides property insurance coverage tailored to regional markets, focusing on challenging or catastrophe-prone areas. It operates in the insurance industry, offering policies to homeowners and property owners.

1 investor

SalvageSale is an online sealed-bid marketplace that connects insurance companies and other asset sellers with buyers for salvage and reclaimed insurance assets. The platform serves insurance carriers by managing salvage disposition, supporting adjusters, and maximizing recovery value across multiple sectors.

1 investor

Samos offers on-demand Surgical Risk Insurance (SRI) that covers accidental death during surgery, providing patients with affordable coverage that supplements traditional insurance without requiring medical exams. The product is designed for individuals undergoing surgery or their family members seeking supplemental protection.

1 investor

Santévet provides pet health insurance for dogs, cats and exotic pets (NAC), reimbursing up to 100% of veterinary costs for illness and accidents, plus preventive care budgets and direct-payment (Payvet) and 24/7 emergency phone assistance. It serves pet owners across Europe, including France, Belgium, Spain, Germany and Italy.

1 investor

A health insurance platform for French expatriates that offers remote medical consultations, insurance brokerage services, and health coverage support across different countries. The company is compensated by insurers rather than charging customers directly.

1 investor

Sapiens International provides AI-powered, SaaS-based insurance software that uses real-time data and agentic workflows to deliver policy, underwriting, claims, and compliance solutions for insurers globally. The platform serves over 600 insurers across property and casualty, life, reinsurance, specialty, and workers' compensation lines in more than 30 countries.

1 investor

Sasuke Financial Lab operates digital insurance marketplaces that match consumers with insurance products suited to their individual needs, combining expert knowledge with technology to simplify insurance selection. The company also provides consulting, design, and system development services for the insurance industry.

1 investor

Savvy provides payment cards that employees use to purchase their own health insurance coverage. The company operates across all 50 state markets and was acquired by Take Command in 2022.

1 investor

Sumisho Risk Solutions (SCRS) is an insurance broker wholly owned by Sumitomo Corporation, providing insurance risk management and insurance program solutions with a focus on overseas projects. It serves Sumitomo Corporation group companies as well as external clients on a global basis, using the group's network to design insurance programs tailored to client needs.

1 investor

Schutzklick offers product insurance for electronic devices, covering repair or replacement in case of damage with worldwide coverage. Following a change of provider, new inquiries are now handled by JODEXNIS Versicherungsmakler GmbH, while former simplesurance customers use a separate portal.

1 investor

SCM Insurance Services is a Canadian provider of claims processing and risk solutions for the insurance industry, operating brands including ClaimsPro, IndemniPro, IPG, and Pario. The company serves insurers and highly regulated markets in Canada.

1 investor

Scription is a commercial HVAC insurance program that covers a building operator's rooftop unit fleet for a single flat annual premium, taking on repair and breakdown cost volatility while the operator keeps its existing providers, CMMS, and workflows. Its RoofIQ underwriting engine prices each unit using aerial imagery, permit records, climate data, and service history, with coverage backed by a licensed carrier and reinsurance.</parameter> <parameter name="founders">[]

1 investor

Scrub AI develops a machine learning-powered data cleaning platform designed to automate manual, labor-intensive data preparation tasks in the insurance industry. The platform achieves near-complete automation of costly data cleaning workflows for insurance professionals.

1 investor

ScyAI offers an AI-based platform for commercial insurance buyers that analyzes their risk profiles and insurance programs to identify overpayment, coverage gaps, and underinsurance. It aims to help companies optimize premiums and coverage rather than relying on traditional brokers.

1 investor

SDRefinery AI analyzes and refines insurance adjuster note documentation into operational metrics, giving claim leaders consistent measurement of adjuster and claims team performance. The product is aimed at insurance claims management to help lower claim costs and improve claim outcomes.

1 investor

Segura provides an AI infrastructure platform that connects insurance carriers with brokers, automating and optimizing the sales and distribution process for insurance products. The platform serves over 5,000 insurance brokers in Brazil.

1 investor

SegurosIA designs, deploys, and supervises AI agents for specific insurance-industry processes such as lead qualification, renewals, claims intake, document extraction, underwriting support, and quality auditing, with human oversight and regulatory compliance. It serves insurers and brokerages in Spain, working with supervisory bodies including the DGSFP.

1 investor

Sekura is an insurance and surety brokerage that helps companies analyze, manage, and mitigate their operational and business risks through tailored insurance and bonding strategies. It serves corporate clients in Mexico and is a member of the Brokerslink global network.

1 investor

Selerix provides benefits administration software and services for HR teams, offering enrollment management, employee communications, and healthcare compliance support.

1 investor