InsurTech Startups

Hometree provides energy services and solutions to help homeowners and landlords decarbonise their residential properties in the UK. The company operates a subscription model focused on residential heating solutions and has served over 100,000 customers.

13 investors

Ledger Investing operates a marketplace for insurance securitization, using proprietary software and data analytics across insurance risk portfolios to let insurers securitize risk more efficiently. It gives institutional investors such as asset managers, pension funds, hedge funds, and family offices access to insurance-linked investments as an asset class.

13 investors

Sidecar Health offers ACA-compliant major medical insurance plans for large employers, providing price transparency and direct access to care through fully insured and self-funded administrative services options. The company operates as an insurance carrier serving employers across multiple states with a focus on cost-effective benefits that put members in control.

13 investors

Sourcegraph is a code intelligence platform that helps developers search, write, and understand code with insights from their entire codebase integrated into their editor. It serves software development teams and companies managing large codebases.

13 investors

CLARK is a digital insurance broker app that aggregates, compares, and manages insurance policies for consumers. The platform helps users review existing coverage across 180+ providers and optimize insurance contracts through automated assessment and recommendations.

12 investors

Coterie provides commercial insurance for small, new, and home-based businesses, delivered through a quoting and binding platform that gives agents and brokers instant bindable quotes. It offers an API for integrating into existing agency platforms and connects clients with local insurance agents in the United States.

12 investors

Empathy builds AI-based tools combined with human guidance to help people plan for and navigate loss and other difficult life transitions. Founded in 2020, it works with partners such as employers and insurers to provide support to covered employees and policyholders.

12 investors

Ladder offers life insurance online with real-time underwriting that can provide coverage on the spot. The company sells direct to consumers seeking to protect their families, operating in the insurtech and life insurance space.

12 investors

LeaseLock offers Zero Deposit, a product that replaces upfront security deposits for renters while providing risk protection and bad-debt coverage for property owners and managers. It integrates with existing property management systems to serve multifamily housing operators.

12 investors

NEXT Insurance (ERGO NEXT) sells small-business insurance online, including general liability policies with product liability coverage for retailers, online sellers, wholesalers, and product makers. Customers can get a quote, customize coverage, and buy policies in about 10 minutes, with a mobile app for managing documents and filing claims.

12 investors

Nexus Mutual provides insurance coverage for smart contract failures and on-chain risks to protect investors, protocols, and institutions operating in blockchain environments.

12 investors

Nirvana builds technology that lets healthcare providers instantly verify patient insurance coverage and generate accurate cost estimates, from intake through the patient lifecycle. It focuses on cost and coverage transparency, originally for mental health care and now across specialties, serving care providers.

12 investors

Reliance Health provides affordable health insurance, telemedicine, and care through partner and proprietary healthcare facilities in emerging markets. It serves customers in regions including Nigeria and Egypt.

12 investors

Rhino provides a digital platform that replaces security deposits for renters with a more affordable alternative, while offering property managers and owners a modernized process for tenant screening and asset protection in the rental housing market.

12 investors

TheGuarantors offers lease guarantee and security deposit alternative products for the single-family rental market, covering missed rent and certain property damages, utilities, and fees for landlords. Its coverage helps property owners qualify more renters and reduce bad debt from defaults.

12 investors

Toss operates a financial super-app in South Korea offering payments, banking, securities/investing, insurance brokerage, and mobile telecom services, and runs the TADA mobility platform. Its group includes a licensed bank, a securities firm, a payments business for merchants, and store-operations tools, serving consumers and businesses.

12 investors

Vouch is a technology-first business insurance company offering insurance and risk management tools built for startups and growth-stage companies. It focuses on faster applications and policies designed to cover scenarios relevant to high-growth, innovative companies.

12 investors

Clover Health is a health insurance provider offering low-cost plans with minimal premiums, copays, and prescription drug costs. The company uses technology called Clover Assistant to help members focus on healthier living.

11 investors

Conservation Labs develops H2know, a smart water monitoring system that uses machine learning to detect leaks and optimize water consumption through sound analysis in plumbing pipes for residential and commercial properties. The company also offers Sustainable Machines, a platform for predictive maintenance monitoring across industrial equipment.

11 investors

Policygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.

11 investors

Tint operates as both an MGA and a technology provider, offering an AI-native operating system for embedded insurance that handles underwriting, rating, policy management, and claims. It designs and manages embedded insurance programs for platforms and marketplaces in mobility, transportation and logistics, and property management, bringing carriers, compliance, and claims administration.

11 investors

TrustLayer offers a platform that automates the collection, storage, and verification of vendor compliance documents such as certificates of insurance (COIs), providing centralized tracking and audit trails. It serves risk management teams, including public agencies and school districts, and works with carriers and brokers in the insurance compliance space.

11 investors

Aclaimant provides risk management software to help organizations identify and actively manage business risks. The platform originated in workers' compensation claim management and serves companies seeking real-time insights to mitigate or reduce loss frequency and severity.

10 investors

Alan provides health insurance, provident insurance (prévoyance) and prevention services for self-employed individuals, companies of all sizes, retirees, and public-sector workers, combining coverage with a digital app for reimbursements, telehealth consultations (Clinique Alan), and wellness features. The company operates in France and focuses on simplifying insurance administration for employers while promoting employee physical and mental well-being.

10 investors