TheGuarantors (Exited)
New York City, US · 8 known investors
TheGuarantors offers lease guarantee and security deposit alternative products for the single-family rental market, covering missed rent and certain property damages, utilities, and fees for landlords. Its coverage helps property owners qualify more renters and reduce bad debt from defaults.
Also known as Guarantors · The Guarantors
Founders & leadership
Investors · 8
Company profile
researched Aug 2026TheGuarantors is a New York-based financial technology and insurance company serving the U.S. residential rental market. Its platform is designed to help renters obtain approval for apartments while providing property owners and operators with coverage against lease defaults, unpaid rent, property damage and vacancy.
The company's two principal offerings are a lease guarantee product, which gives renters an alternative path to approval and gives operators protection against defaults, vacancy and damages, and Zero-Gap Renters Insurance, which provides continuous resident coverage and portfolio-wide compliance intended to be consistent and auditable. The company states it has been operating in this market for about a decade and describes itself as the largest lease guarantee provider nationwide.
Founding story
The company was founded in 2015 and is led by founder and CEO Julien Bonneville.
Business model
TheGuarantors sells lease guarantee and renters insurance products used by residential property owners and operators and by the renters applying for their units, with renter applications submitted free of charge and coverage extended across enrolled portfolios.
Traction
The company reports more than 1 million renter applications processed, more than 4 million units enrolled, one renter application processed every 30 seconds, and a 4.6 out of 5 rating on Google Reviews.
Latest developments
In March 2025, TheGuarantors acquired Covie Systems' insurance verification technology.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
TheGuarantors describes itself as the number one lease guarantee provider nationwide and states that nine of the ten largest U.S. operators work with it.
Technology
The company positions its products as AI-powered, citing an automated renter application that takes about three minutes to complete and an approval decision returned in about 9.6 seconds. Its March 2025 acquisition added technology that instantly validates whether an insurance policy is active and meets required coverage limits and policy features.
Go-to-market
Residential renters, including applicants without U.S. credit history or a domestic guarantor, and residential property owners and operators managing multifamily portfolios.
Geography
United States, with headquarters at One World Trade Center in New York City.
History
Founded in 2015 and headquartered in New York, New York, the company says it has spent roughly a decade in the rental market. In March 2025 it acquired the insurance verification technology of Covie Systems, a Pflugerville, Texas software business, in a divestiture transaction.
Compiled by commissioned research from 3 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsTheGuarantors acquired Covie Systems' insurance verification technology, which validates that an insurance policy is active and meets coverage limit and policy feature requirements. The deal was structured as a divestiture from Covie; transaction value was not disclosed.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 3
primary sources listed
- TheGuarantors (Exited)theguarantors.com · web
3 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does TheGuarantors (Exited) do?
- TheGuarantors offers AI-powered lease guarantees and renters insurance for U.S. renters and property owner-operators.
- Who founded TheGuarantors (Exited)?
- TheGuarantors (Exited) was founded by Julien Bonneville.
- Who are TheGuarantors (Exited)'s investors?
- TheGuarantors (Exited)'s investors include 50 Partners, K20 Fund, Kensington Capital Partners Limited, Roosh Ventures, Warburg Pincus, White Star Capital, Yolo Investments, Alven.
- Where is TheGuarantors (Exited) headquartered?
- TheGuarantors (Exited) is headquartered in New York City, US.