Fintech Startups

SORABITO develops cloud and paperless software for the construction and construction-equipment rental industries, including online rental ordering, inspection digitization, order management, and industry-specific payment cards. The company, based in Japan, also offers a business analytics service and a voice AI agent for these sectors.

5 investors

Sovryn is a decentralized finance ecosystem built on Bitcoin that provides lending, borrowing, margin trading, and staking services. The platform operates on the Rootstock blockchain, which is merge-mined with Bitcoin for enhanced security.

5 investors

Spare8 offers a smartphone-based micro-investing platform that lets individuals invest, spend, save, and manage money, including through digital gold. The product is aimed at everyday retail consumers looking for accessible ways to grow small amounts of money.

5 investors

Spendflo builds Flo, an autonomous procurement workforce of AI agents that runs the intake-to-pay cycle — handling purchase requests, contract tracking, and invoice matching — while human teams approve only what needs them. Originally a SaaS spend management platform, it serves finance and procurement teams at businesses managing many vendors, contracts, and subscriptions.

5 investors

Spinwheel provides an API platform delivering real-time consumer credit data and embedded payments for lenders, personal finance managers, and debt management platforms. The platform enables consumer verification with minimal data input and supports the full consumer credit lifecycle from acquisition to repayment.

5 investors

SpotPay is a financial services platform offering a digital wallet, international money transfer, and a debit card (Calypso Card) for global spending. It serves individuals who need to hold, send, and spend money across borders.

5 investors

Sproutfi is a Latin American investment platform that lets users buy US stocks and ETFs with minimal capital requirements and no fees, while connecting investors through social features for idea-sharing and learning.

5 investors

Zillow Closing (formerly Spruce) provides a digital title and closing service for homebuyers, offering a streamlined online process with a dedicated closer as a single point of contact. It serves buyers purchasing residential property in the United States and has handled over $20 billion in transaction volume.

5 investors

Stablecorp issues QCAD, a Canadian dollar stablecoin backed 1-to-1 by reserves held at regulated financial institutions and governed by a Canadian prospectus-based regulatory framework. It works with financial institutions, fintechs, and blockchain companies to distribute regulated digital Canadian dollars.

5 investors

Pharma Edge is an investment portfolio focused on equity securities of pharmaceutical and healthcare companies, targeting both the US and Indian markets to capitalize on rising healthcare demand and patent expirations. The portfolio invests across pharmaceutical companies, biotech firms, healthcare services, and insurance sectors.

5 investors

Stader Labs is a non-custodial, smart-contract-based liquid staking platform that lets users stake crypto assets across multiple Proof-of-Stake networks while retaining liquidity through tokenized staked assets usable in DeFi protocols. It serves retail crypto users, exchanges, and custodians across networks including Ethereum, Polygon, BNB, Hedera, Fantom, Terra 2.0, and Near.

5 investors

Stake operates a rewards platform for renters that offers cash back on moving in, paying rent, and saving, across a network of over 550,000 homes. It also provides FDIC-insured checking accounts, credit-building through on-time rent payments, and a neighborhood network of local brand and restaurant deals.

5 investors

Stampli offers an accounts payable automation platform that centralizes invoice capture, coding, PO matching, approvals, and communication in an ERP-aligned system with a complete audit trail. It uses embedded AI to code, match, and route invoices for centralized, decentralized, and hybrid finance teams.

5 investors

Standard Economics develops an AI-driven financial system that learns from transaction patterns and earning/spending behavior to allocate capital more accurately to individuals and undeserved populations globally. The platform combines banking infrastructure with machine learning models that improve credit decisions at scale.

5 investors

Stark Bank is a Brazilian fintech that provides banking and financial operations tools for businesses, including cash flow management, payment processing, automated reconciliation, corporate cards, receivables, credit lines, and yield accounts. It serves companies seeking to automate and scale their financial operations, using Brazilian payment methods such as Pix and Boleto.

5 investors

Starling Bank is a UK digital bank offering personal, joint, business, and under-16s current accounts along with savings products such as Fixed Saver, Easy Saver, and a Flexible Cash ISA. It provides mobile app tools for budgeting, saving, and fraud protection, with 24/7 UK customer support and AI-powered security features.

5 investors

SteadyPay offers a subscription-based app providing short-term cash advances and income top-ups to employed individuals, including those with fluctuating pay or bad credit. Its products include CashWave (advances up to £500 over three months) and TopUp (income smoothing for periods of lower pay), charging a monthly subscription instead of interest.

5 investors

Stears provides financial databases and market intelligence for institutional investors focused on African investments. The platform offers comprehensive data and insights for global funds seeking to invest across Africa.

5 investors

StepChange builds ESG and climate risk tools and advisory services for enterprises and financial institutions, supporting sustainability strategy and Net Zero execution. The team's expertise spans climate finance, climate risk regulation, and atmospheric science, with notable ties to South Asian and US markets.

5 investors

StoreCash is a mobile app that offers cash back rewards on purchases at hundreds of retailers and brands, with rewards paid directly to users rather than retained by intermediaries. The app works with both debit and credit cards for both online and in-store shopping.

5 investors

Striga provides regulated APIs for digital asset custody, trading, banking, and card issuing across 30+ countries, serving fintech platforms, neobanks, and payment service providers that want to offer crypto and fiat services without holding their own licenses.

5 investors

Subskribe provides a unified quote-to-revenue platform for SaaS companies, combining configure-price-quote (CPQ), billing, and revenue recognition functionality. The platform serves fast-growing SaaS businesses that need to manage complex pricing models, usage-based billing, and subscription management.

5 investors

Sudo provides an account management platform with APIs and a dashboard for creating and managing local and international virtual bank accounts, letting users hold funds, manage cash flow, and perform domestic and cross-border transfers. It also offers card management tools for businesses building financial products.

5 investors

Swan provides infrastructure and education to help individuals, families, and businesses buy and hold Bitcoin as a long-term wealth-building asset. The company serves as a Bitcoin adoption platform that simplifies access and builds understanding among newcomers to cryptocurrency.

5 investors