SpotPay was founded by Zsika Phillip, Thomas Cesare-Herriau in 2025.

Who are SpotPay's investors?

SpotPay's investors include Swizzle Ventures, Y Combinator.

Where is SpotPay headquartered?

SpotPay is headquartered in San Francisco, US.

SpotPay

San Francisco, US · Founded 2025 · 2 employees · 2 known investors

Find your way into SpotPay

1,126 people in our graph share verified history with the SpotPay team — schools, employers, funds. One of them is your warm intro.

Paul Kwanunlockedknows Zsika Phillip · together at Stanford University (overlapped)

knows the team · via Stanford University Graduate School of Business

knows the team · via CentraleSupélec

×3knows the team · via Stanford University

knows the team · via YouTube

×5knows the team · via Dorm Room

SpotPay is a financial services platform offering a digital wallet, international money transfer, and a debit card (Calypso Card) for global spending. It serves individuals who need to hold, send, and spend money across borders.

FintechUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W26)

SpotPay was founded in 2025 by Zsika Phillip and Thomas Cesare-Herriau.

Zsika Phillip inFounder + CEOZsika Phillip is a software engineer who previously led monetization and infrastructure projects at Google. He holds a BS in computer science from Purdue University and an MBA from Stanford University.

Thomas Cesare-Herriau inFounder + CTOHe previously served as an engineer at Brex, advancing to Principal Engineer over six years, where he led teams and departments in financial products and platforms, and also worked at Google.

Investors · 2

Swizzle VenturesBellevuevia Jessica Kamada · inferred

Y CombinatorSan Francisco · $500K

Competitors · 1

by search overlap

Paystand Blockchain-enabled B2B payment platform3 shared keywordsPaystand provides a SaaS-based B2B payments platform built on blockchain technology that automates accounts receivable and payable processes for businesses. The platform enables faster, cheaper transactions by eliminating fees and digitizing the cash cycle for enterprises across North America.

Companies competing with SpotPay for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

SpotPay - Your Global Bank Accountycombinator.com · Mar 2026

SpotPay Funding: $0M | Complete Analysis | Extruct AIextruct.ai

Frequently asked questions

What does SpotPay do?: SpotPay is a financial services platform offering a digital wallet, international money transfer, and a debit card (Calypso Card) for global spending. It serves individuals who need to hold, send, and spend money across borders.
Who founded SpotPay?: SpotPay was founded by Zsika Phillip, Thomas Cesare-Herriau in 2025.
Who are SpotPay's investors?: SpotPay's investors include Swizzle Ventures, Y Combinator.
Where is SpotPay headquartered?: SpotPay is headquartered in San Francisco, US.