SpotPay
YC W26San Francisco, US · Founded 2025 · 2 employees · 2 known investors
SpotPay is a financial services platform offering a digital wallet, international money transfer, and a debit card (Calypso Card) for global spending. It serves individuals who need to hold, send, and spend money across borders.
Founders & leadership· Y Combinator alumni (W26)
SpotPay was founded in 2025 by Zsika Phillip and Thomas Cesare-Herriau.
ZP
Zsika PhillipinFounder + CEOZsika Phillip is a software engineer who previously led monetization and infrastructure projects at Google. He holds a BS in computer science from Purdue University and an MBA from Stanford University.
TC
Thomas Cesare-HerriauinFounder + CTOHe previously served as an engineer at Brex, advancing to Principal Engineer over six years, where he led teams and departments in financial products and platforms, and also worked at Google.
Investors · 2
Competitors · 1
by search overlap
Companies competing with SpotPay for the same Google search keywords, organic and paid, via search-intersection analysis.
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Frequently asked questions
- What does SpotPay do?
- SpotPay is a financial services platform offering a digital wallet, international money transfer, and a debit card (Calypso Card) for global spending. It serves individuals who need to hold, send, and spend money across borders.
- Who founded SpotPay?
- SpotPay was founded by Zsika Phillip, Thomas Cesare-Herriau in 2025.
- Who are SpotPay's investors?
- SpotPay's investors include Swizzle Ventures, Y Combinator.
- Where is SpotPay headquartered?
- SpotPay is headquartered in San Francisco, US.