Fintech Startups

January builds an AI-driven debt collections and recovery platform that consolidates fragmented data, automates most consumer interactions, and enforces compliance rules automatically. It serves creditors and lenders across the credit lifecycle—from recovery to pre-default intervention—aiming to recover debt while protecting consumers and brand reputation.

6 investors

Jellyfish provides software engineering intelligence and team management tools for engineering organizations. The platform helps teams improve productivity, manage workflows, and communicate business impact through data-driven insights.

6 investors

Jem is a workforce management platform for deskless and frontline teams, built on WhatsApp, that lets employers connect, manage and reward workers through features like payslips, leave, rosters, timesheets, benefits and earned wage access. It serves employers of frontline workforces across Africa, with a focus on South Africa.

6 investors

Jenfi offers revenue-based financing to digital businesses across Asia, tying repayment obligations to customer revenue. The company uses automated financial analysis of sales data and alternative sources to assess borrowers and manages funds through a virtual wallet and payment card.

6 investors

Jirnexu provides customer acquisition and lifecycle management tools for financial institutions, including online lead generation, financial product comparison tools, and digital application and fulfilment processes. It helps banks and insurers acquire and retain customers through mobile-first digital channels.

6 investors

6 investors

Jumba provides a mobile app and operating system that enables hardware retailers to order cement directly, access credit, and manage orders securely. The platform serves hardware store owners in the construction and building materials supply chain.

6 investors

JustPaid is a B2B billing automation platform that uses AI to create, send, and track invoices, run collections, and reconcile payments across tools like Stripe, QuickBooks, Xero, and Salesforce. It supports recurring, consumption-based, and milestone-driven pricing models and includes AI contract extraction, multi-currency billing, and real-time revenue dashboards for finance teams.

6 investors

Kadmos provides cross-border salary payment solutions for migrant workers and global employers, enabling faster and cheaper international payroll processing. The company uses financial technology to reduce transaction costs and payment delays compared to traditional banking systems.

6 investors

Kaiko provides crypto reference data for digital assets, including standardized asset identifiers, supply and market capitalization metrics, and derivatives contract specifications. The data supports trading, reporting, and investment workflows for financial institutions working with cryptocurrencies.

6 investors

Katapult offers a lease-to-own financing platform that lets consumers apply online and shop at over 200 retailers for furniture, electronics, appliances, and similar goods, making payments over time. It provides fast approval decisions without a traditional credit check as an alternative to conventional credit.

6 investors

Kensho is an AI innovation division within S&P Global that develops generative and agentic AI systems for financial intelligence and enterprise platforms. The company integrates AI capabilities into customer-facing solutions and internal tools for financial institutions and data-driven enterprises.

6 investors

Kiavi provides real estate investment financing technology, offering loans to investors for property flipping, rentals, and development across the United States.

6 investors

Kick is an AI-powered platform that automates bookkeeping and accounting tasks for small business owners. The company uses applied AI to reduce accounting and tax compliance work for entrepreneurs.

6 investors

Kinter provides AI-powered accounting automation that handles expense management, payroll, accruals, and account reconciliation by directly integrating with NetSuite and QuickBooks to accelerate financial close processes.

6 investors

Kosh provides digital lending to blue-collar workers in India through a joint liability model that uses social networks to assess creditworthiness and reduce costs. The platform targets credit access for a 150-million-person segment previously considered underserved.

6 investors

Kravata provides APIs and modules that let companies offer secure transactions, multi-currency global accounts, cross-border payments, and compliance-as-a-service, enabling conversion between fiat currencies and digital assets. It serves businesses integrating fintech and crypto features, with a focus on the Colombian market.

6 investors

Kredete provides cross-border payment services for diaspora communities and emerging-market populations. The platform enables financial transactions across international borders, serving millions of users and facilitating billions of dollars in transfers.

6 investors

Financiera Inteligente is a Mexican lending company that provides mortgage financing products for residential properties.

6 investors

Kushki provides card-present and online payment solutions for physical and digital businesses, integrating POS terminals with merchants' systems via API to automate payment collection, reconciliation, and reporting. It offers hardware terminals and payment processing including installment plans, targeting merchants in Mexico and Chile.

6 investors

Lago is an open-source billing platform that enables companies to build and manage their billing infrastructure with transparency and control. The platform serves tech companies that need flexible billing solutions without the limitations of third-party black-box systems.

6 investors

Landed builds white-labeled shared appreciation down payment programs that employers offer to help their employees access homeownership. The programs use shared appreciation to create a self-renewing pool of capital and are aimed at improving employee recruitment and retention.

6 investors

Lassie offers pet insurance for dogs and cats with a mobile app for fast claims handling, digital veterinary consultations, and rewards for learning about pet care. The Swedish company combines insurance with preventive health features, including a GPS and health tracker via a partner and direct billing at veterinary clinics.

6 investors

Lead Bank offers savings and investment products including Money Market accounts and Certificates of Deposit (CDs) for individual customers. The company provides FDIC-insured deposit accounts with fixed-term earning options.

6 investors