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Kredi
YC W21Monterrey, MX · Founded 2020 · 66 employees · 20 known investors
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Financiera Inteligente is a Mexican lending company that provides mortgage financing products for residential properties.
Also known as Plex Capital, Inc. · Kredi.mx
Founders & leadership· Y Combinator alumni (W21)
Kredi was founded in 2020 by Javier Aldape, JC Mercado, and Fernando Nader Giacoman.
Investors · 20
How we know: Emles Venture Partners's portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us
How we know: First Check Ventures's portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us
How we know: Olive Tree Capital's portfolio page · the VCSheet dataset · Y Combinator's founder network · Not right? Tell us
How we know: funding news · somacap.com · Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: a partner's Signal profile · Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: a partner's Signal profile · Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
Company profile
researched Aug 2026Kredi is a Monterrey, Mexico-based fintech company operating in the lending segment of financial services. The company describes its offering as a "Rocket Mortgage for LatAm," indicating a digital-first approach to mortgage origination for the Latin American market.
Founded in 2020, Kredi went through Y Combinator's Winter 2021 batch and is categorized under fintech, lending and Latin America. As of the Y Combinator company listing, the company was active with a team of 66 people.
Business model
Kredi operates in lending, focused on mortgage products delivered through an online platform.
Traction
Y Combinator lists Kredi's team size at 66 employees, with company status shown as active.
Latest developments
Y Combinator's company page cites a June 10, 2021 Crunchbase News report on Kredi bringing in a $3.1 million seed round.
▸Full profile — market position, geography, history
Market position
Kredi positions itself as a digital mortgage provider for Latin America, drawing an explicit comparison to Rocket Mortgage in the United States.
Geography
Kredi is headquartered in Monterrey, Mexico, and targets the Latin American market.
History
Kredi was founded in 2020 and participated in Y Combinator's Winter 2021 batch. In June 2021, press coverage reported the company raising a $3.1 million seed round to build what it described as the "Rocket Mortgage of Latin America."
Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Related companies · 6
Companies working in the same space as Kredi.
Timeline · 2
launches, deals, and filingsPress coverage reported that Kredi brought in a $3.1 million seed round to build a "Rocket Mortgage of Latin America."
$3.1M source ↗
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
Legal entities · 1
corporate structure▸Research sources · 4
primary sources listed
- KreditBee Raises $280 Million Ahead of Planned IPOmedianama.com · web
4 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Kredi do?
- Kredi is a Mexican fintech offering online mortgage lending, positioning itself as a "Rocket Mortgage for LatAm."
- Who founded Kredi?
- Kredi was founded by Javier Aldape, JC Mercado, Fernando Nader Giacoman in 2020.
- Who are Kredi's investors?
- Kredi's investors include Emles Venture Partners, First Check Ventures, Olive Tree Capital, Soma Capital, Startups, Y Combinator, Acacia Venture Capital Partners, Amplo Ventures and 12 more.
- Where is Kredi headquartered?
- Kredi is headquartered in Monterrey, MX.