Kredete
Techstars '23New York City, US · Founded 2022 · 45 employees on LinkedIn · 9 known investors
Kredete provides cross-border payment services for diaspora communities and emerging-market populations. The platform enables financial transactions across international borders, serving millions of users and facilitating billions of dollars in transfers.
Also known as Kredete
Investors · 9
Also in the syndicate · 2
Funding
SEC filings, press & company announcements$22M disclosed across 1 of 3 rounds · 2024–2025
- $22MSeries ASep 2025 · 4 sources
AfricInvest (lead), AfricInvest Group (lead), Partech, Polymorphic Capital
Source ↗ - Undisclosed amountseed roundOct 2024
Blockchain Founders Fund (lead)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Aug 2026Kredete is a global finance application that lets users move money internationally through an agent-driven interface. Rather than requiring users to navigate transfer flows manually, the app takes instructions and executes cross-border payments on the user's behalf across more than 60 markets.
Alongside remittances, the product bundles adjacent consumer financial services: spending from a card, earning returns on savings balances, and credit building. The company positions these functions as operating autonomously within a single intelligent app.
Business model
Kredete operates a consumer-facing financial application through which users transact directly, combining money transfer, card spending, savings and credit-building features in a single app.
▸Full profile — market position, technology, go-to-market, geography
Market position
Kredete's stated distinguishing feature is an autonomous, agent-based interface: users ask the agent to move money and the app carries out transfers, card spending, savings and credit-building actions on its own, rather than through manual user-directed flows.
Technology
The product is built around an intelligent agent that users instruct in order to execute cross-border transfers and other financial actions autonomously within the app.
Go-to-market
Consumers who send money internationally and want associated card, savings and credit-building services in one app.
Geography
The app supports sending money across more than 60 markets.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
In the news
▸Research sources · 1
primary sources listed
- Kredetekredete.io · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Kredete do?
- Kredete is an agent-driven global finance app for sending money across 60+ markets, card spending, savings and credit building.
- Who are Kredete's investors?
- Kredete's investors include Expert DOJO, Neer Venture Partners, Polymorphic Capital, Techstars, AfricInvest, Blockchain Founders Fund, Team Ignite Ventures.
- How much funding has Kredete raised?
- Kredete has disclosed $22M raised across 1 of its 3 known rounds.
- Where is Kredete headquartered?
- Kredete is headquartered in New York City, US.