Fintech Startups

Zelcore is a non-custodial, multi-chain crypto wallet available on desktop, mobile, and as a browser extension, letting users buy, sell, send, receive, and swap digital assets from one interface. It supports over 80 blockchains and thousands of assets, with features including decentralized two-factor authentication (d2FA), hardware wallet integration, and WalletConnect access to Web3.

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Zelody provides a data orchestration platform designed for fintech companies that automates data integration and transformation across disparate systems. The platform uses AI/ML to optimize data flows, reduce integration time, and ensure compliance and security.

1 investor

Zen Protocol is a blockchain platform for creating trustless, collateralized digital assets and smart contracts that execute automatically without intermediaries. It supports tokenizing assets, building derivatives tied to real-world data via oracles, and uses formal verification and gas-free contract processing for developers.

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ZenFi offers a free mobile app for Mexican consumers to improve their credit profile, manage their credit cards, and check their tax information. It focuses on personal finance and credit management delivered entirely through the user's phone.

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Zenith American Solutions administers employee health and retirement benefits for multiemployer Taft-Hartley trust funds and serves over 2 million plan participants annually. The company provides benefit plan administration, compliance support, and participant education services across the United States.

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Zenith Payments is an Australian payments processing and prepaid card provider offering solutions across sectors including real estate rent payments, childcare, schools, travel, corporate prepaid and gift cards, and business bill payments. Its products include Rental Rewards, Corporate Prepaid Cards, School EasyPay, TravelPay, B2Bpay, and Smart Central, serving businesses, agents, and consumers in Australia.

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Zenith Investment Partners provides investment research, fund ratings, and managed account solutions to financial advisers across Australia. The company manages over $6 billion in client assets and offers portfolio insights through its Mosaic platform.

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Gusto (formerly ZenPayroll) is an all-in-one payroll and HR platform that automates payroll processing, tax filing, and compliance, and offers hiring, onboarding, time tracking, and employee benefits administration. It serves US-based small and medium-sized businesses, with options to pay employees and contractors in Canada and internationally.

1 investor

A financial management platform that centralizes accounting data from disparate systems (ERPs, payment gateways, platforms) to provide clarity and control for finance teams in B2C and D2C businesses.

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Zenvest is an internal tool built by eFounders for sharing investment opportunities with a community of investors, enabling co-investment in startups and funds.

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Zenwork provides cloud-based tax compliance and eFiling solutions for individuals and businesses, including IRS-approved platforms for filing 1099s, W2s, 2290s, FBAR, and tax extensions. The company serves accountants, tax professionals, small business owners, and corporate clients through integrated software with accounting system sync and vendor management tools.

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ZEQUITY operates a platform for buying and selling stocks aimed at businesses, with a focus on fast transaction processing. It positions itself as a stock trading tool in the financial technology space.

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Zero Deposit provides an alternative to traditional security deposits for the residential rental market, serving landlords, tenants, and letting agents. The platform aims to simplify the renting process and offer fair outcomes for all parties involved.

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Zero2IPO (Qingke) is a China-based firm providing services across private equity and venture capital, including research, consulting, media, investment training, and capital/fund management. Its business lines cover a research center, advisory, media, an investment academy, and various investment and fund-of-funds operations.

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Zerodha is India's largest stock broker, offering discount broking services and a suite of investment platforms that handle over 15% of Indian retail trading volumes. The company also operates educational initiatives and Rainmatter, a fintech fund and incubator backing early-stage financial services startups in India.

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Zero Friction provides billing software for district heating and cooling suppliers, handling the complete meter-to-cash process from consumption measurement through invoice collection. The platform serves energy suppliers managing both individual and communal heating systems.

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ZeroSettle provides subscription analytics, entitlements, A/B testing, and direct web checkout for iOS and Android app developers. The platform includes pricing optimization across 175 markets and operates as a Merchant of Record for web transactions.

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Zervant is an invoicing and financial management software that helps freelancers and small business owners create, send, and manage invoices, estimates, and receipts. The platform offers tiered pricing plans ranging from free to premium, with features including time tracking, online payment options, and multi-language support.

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Zeta provides technology for card programs and payments, offering banks and financial institutions tools for launching and modernizing card products. It focuses on card program modernization in the cards and payments space.

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Zeti is a technology company that provides real-time financial and operational insight into physical assets such as transportation vehicles, energy assets, and construction equipment. Through its operating system ZetiOS, it helps asset owners and financiers track per-asset performance to reduce administration and improve financial returns.

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Zettle (a PayPal service) provides a point-of-sale system combining card readers and terminals with a free POS app for accepting in-person and contactless payments. It targets small businesses and enterprises with tools for inventory management, sales reporting, payment processing, and working capital loans.

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Zeus Network provides cross-chain infrastructure that brings Bitcoin liquidity into the Solana ecosystem, letting users mint zBTC—a token pegged 1:1 to Bitcoin with Proof of Reserves—and access yield across DeFi protocols. It also offers developer tools such as BitcoinKit for building applications with multi-chain support across Solana, Ethereum, Base, and Sonic.

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Zevoy provides company payment cards, automated expense management, travel claims, and employee benefits in a single platform for businesses and their finance teams. The Finnish fintech serves over 2,000 organisations across Northern Europe and additional European markets.

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