Fintech Startups

Zhongyuan Consumer Finance is a nationwide non-bank financial institution offering consumer loans and installment services to individual consumers across everyday spending categories such as clothing, food, housing, transportation, and daily use. Founded by Zhongyuan Bank and partners, it operates in China's consumer finance sector.

1 investor

Zidisha is a crowdfunding platform that connects low-income entrepreneurs in Africa and Asia with backers worldwide who fund their small-business projects. Instead of repaying as loans, funded entrepreneurs "pay it forward" by funding other entrepreneurs on the platform, and backers interact with entrepreneurs directly through chat, photos, and project updates.

1 investor

Zimago is the commercial brand of Colombian fintech RIOMAR CRÉDITOS S.A.S., offering a digital platform to request, evaluate, approve, and manage credit products. It provides a "Crédito Popular Productivo Urbano" that finances the installation of LPG (GLP) systems for people who use their vehicles for work, such as taxi and platform drivers, repaid through the resulting fuel savings.

1 investor

Zimpler is a payments platform providing instant deposit and payout solutions through account-to-account transfers for merchants and platforms. The company offers instant fund transfers, KYC/AML compliance, currency exchange services, and customer identification capabilities for businesses globally.

1 investor

Zinc offers wealth planning and management for individuals who have accumulated wealth through global careers, RSUs, startups, and stock compensation, helping them turn assets into planned and usable capital.

1 investor

Zinc builds software that digitizes the homeowners insurance step of the mortgage origination process, integrating with mortgage lenders' core systems to provide digital portals where borrowers can obtain the property insurance required to close a loan. It serves mortgage lenders and their borrowers, helping ensure compliance with underwriting requirements while automating parts of mortgage closing.

1 investor

Zubr Capital is an Eastern European private equity fund that invests in and helps IT companies expand into international and developed foreign markets. Its portfolio includes companies across fintech, health technology, and eCommerce.

1 investor

ZipBooks provides billing and accounting software that enables teams to collaborate on invoicing, time tracking, project management, and financial reporting with granular permission controls.

1 investor

Zippy provides a fully online home lending platform for manufactured home buyers, offering fixed-rate loans with no pre-payment penalties and support from licensed home loan originators. It handles the entire mortgage process digitally for new and pre-owned homes.

1 investor

Zíro is a payment method that lets distributors and manufacturers offer interest-free credit to small retailers (traditional channel stores) without assuming default risk, while receiving guaranteed payment on agreed terms. It handles identity verification, credit evaluation, and fraud prevention, and integrates with e-commerce, CRM, or sales tools.

1 investor

Zizzl health helps employers transition to Individual Coverage Health Reimbursement Arrangements (ICHRA), offering employees individualized health insurance plan options while reducing employer costs. The platform manages the entire ICHRA implementation process, from analysis through launch, serving small to mid-sized employers.

1 investor

Zenith EVM is an Ethereum-compatible execution environment anchored to the Canton network, letting developers deploy Solidity applications using tools like Hardhat, Foundry, and MetaMask. It targets enterprises and DeFi builders creating tokenized funds, payment systems, and digital asset infrastructure with access to Canton's institutional money flows and atomic settlement.

1 investor

ZK Finance is a decentralized lending protocol where users supply assets to earn yield and borrow against deposited collateral, with loan-to-value and liquidation limits. It restricts lending markets to the largest and safest crypto assets, uses Chainlink and DIA oracles for pricing, and operates without governance after the admin key is destroyed.

1 investor

Zmarta operates a Swedish comparison service that matches a single loan application with up to 35 banks and lenders, letting consumers compare loan offers, insurance, and electricity contracts in one place. Active since 1999, it serves individual consumers in Sweden looking to compare and consolidate loans of up to 800,000 kr.

1 investor

Zoconut is a platform that enables creators and service providers to accept payments globally, manage clients, and deliver digital services including courses, webinars, coaching, and telehealth through an integrated mobile app and web interface. The platform combines payment processing, client management, automation, and content delivery tools for creators and small businesses.

1 investor

Zodia provides digital asset custody and settlement infrastructure for financial institutions and corporate investors, including cold-storage custody, off-venue trading settlement through a network of trading partners, and white-label custodial services. Its offering emphasizes regulatory compliance, security certifications (SOC 1, ISO 27001), and support for a broad range of crypto assets.

1 investor

Zodia Custody provides institutional-grade digital asset custody solutions that connect traditional financial systems with the digital asset ecosystem. The company serves institutional clients seeking secure storage and compliance-first management of crypto assets across regulated jurisdictions.

1 investor

1 investor

Zolvo provides AI-powered back-office automation for commercial lenders, automating invoice verification, collections, payment matching, and portfolio monitoring. The platform integrates with existing loan management systems and bank feeds to help mid-market lenders scale loan portfolios without proportionally increasing operational headcount.

1 investor

Zonhub (Zonnepanelendelen) operates an online platform that lets investors put money directly into renewable energy projects — solar PV, wind, energy storage and charging infrastructure — via secured bonds with fixed coupon rates. Active in Europe since 2014, it has financed over €160M across 300 projects for around 13,000 investors as well as banks ING and Rabobank.

1 investor

Zoov is a Brazilian online payments platform that lets businesses accept and process payments via Pix, credit and debit cards, payment links, and bank slips, with fraud monitoring and reporting tools. It serves online sellers and recurring-billing merchants such as e-commerces, gyms, delivery services, and independent professionals.

1 investor

PayU provides an all-in-one payments solution for businesses, including a payment gateway supporting 150+ payment modes, checkout, and return-to-origin (RTO) tools. It also offers payment collection via WhatsApp, SMS, email, and invoices, UPI-based contactless in-store and doorstep payments, and virtual banking accounts and credit solutions for merchants in India.

1 investor

Zotec provides end-to-end revenue cycle management services and technology for healthcare providers, including intelligent coding and patient payment solutions to help practices get paid faster and reduce administrative work. It serves healthcare organizations and practices of varying sizes in the medical billing and financial operations space.

1 investor

Zown is a real estate home-buying service that helps buyers search, compare and tour homes while a team of specialists coordinates offers, financing, inspections, and closing. It offers a cashback "Boost" of up to 1% of the purchase price (rebated from commission) applied toward closing costs, and continues support after closing with utilities, contractors, insurance, and refinancing.

1 investor