Fintech Startups

Pastel offers an agentic AI platform built for banking workflows, connecting to a bank's core systems and data warehouse so AI agents can operate within defined policies and guardrails under human review. Its modules cover strategic intelligence, fraud and AML detection, and customer onboarding and due diligence for banks' risk, compliance, and operations teams.

2 investors

PatentRenewal.com offers an IP Dashboard that automates intellectual property renewals for patents, trademarks, utility models, and designs, with data verification, cost transparency, portfolio tracking, and budgeting tools. It serves individual patent holders, startups, large corporations, and IP law firms, paying patent offices directly to reduce renewal costs.

2 investors

Path offers financial advisory services aimed at Gen-Z, pairing users with a money manager who helps with college funding, credit building through a debit card, a high-yield savings account, and income growth, for a flat monthly fee.

2 investors

Pathstone provides wealth management and advisory services to clients with complex financial needs, offering integrated portfolio management, tax and estate planning, and family governance services.

2 investors

A Japanese-language content site publishing informational articles and guides about factoring as a financing method, covering topics like accounting treatment, application procedures, and how to choose factoring providers. Aimed at business owners and finance managers seeking alternatives to bank loans for cash flow management.

2 investors

Radius is a fintech platform for cross-border payments designed for international students, enabling tuition payments, funds transfers, and currency exchange for studying abroad.

2 investors

Paycloud is a financial technology platform for small businesses in Kenya, offering a smart POS app, store and inventory management, digital business banking, and access to credit. Banking and payment services are delivered through licensed partners such as Choice Microfinance Bank, supporting M-Pesa, cards, Pesalink, RTGS, SWIFT, FX, tax compliance, and financing.

2 investors

Paycrest is a payment routing protocol that unifies fiat and stablecoin payments, offering onramp and offramp via a single Sender API and on-chain Gateway smart contracts, with automatic routing across a network of liquidity providers. It serves wallets, fintechs, payroll platforms, exchanges, and DeFi protocols, with coverage focused on Africa and cross-border corridors.

2 investors

Payd offers a cross-border payments platform for freelancers, agencies, and businesses paying global contractors, providing fast money transfers, multi-currency accounts, and invoicing tools with reduced fees. It focuses on the global workforce, with emphasis on markets in Africa such as Kenya and Nigeria.

2 investors

Payfactory offers an embedded payment facilitation platform with RESTful APIs that let software companies add PCI-compliant payment processing, covering merchant onboarding, transacting, and payouts. It targets ISVs, SaaS providers, and independent merchants, and includes encryption, tokenization, and fraud monitoring along with a revenue-sharing program.

2 investors

Payflip provides a digital platform that allows employees to customize their compensation packages with flexible benefits like bicycles, smartphones, charging stations, or additional vacation days. The platform serves small and medium-sized enterprises as well as large companies seeking to modernize their salary policies.

2 investors

Payflow builds Luca, an AI-powered financial planning and analysis tool that generates insights, reports, and forecasts for executives. The product is designed to reduce manual FP&A work and deliver financial analytics to businesses from initial deployment.

2 investors

PayForm provides online payment processing and automation tools designed for entrepreneurs and small businesses to accept payments without manual overhead. The company focuses on making professional payment solutions accessible beyond large enterprises.

2 investors

PayFura provides SDK and APIs that enable exchanges, wallets, and NFT marketplaces to offer fiat-to-crypto conversion services across 130+ countries. The company allows developers to embed payment widgets or build custom experiences for users to purchase cryptocurrency using cards and local payment methods.

2 investors

PayHop is a technology company that uses card receivables schedules as real collateral to secure and recover credit, automating collection, guarantees, payments, and receivables anticipation. It serves industries, distributors, securitization firms, banks, financial institutions, and B2B platforms looking to reduce default rates and protect cash flow, in Brazil.

2 investors

PayLetter is a South Korean company founded in 2001 that provides billing and payment technology for internet businesses. It offers back-office payment infrastructure so companies can focus on their core services.

2 investors

Paymennt (PointCheckout FZ-LLC) operates a digital payment services platform that lets merchants accept and manage payments across channels, including payment links, automated payment requests, an online shop, tap-to-pay on smartphones, QR-code payments, and event ticketing. It supports multi-currency processing, fast settlements, fraud detection, and no-code plugins and APIs for integration, serving businesses in the United Arab Emirates.

2 investors

Paymint is a South Korean fintech company focused on payment and settlement infrastructure, building technology for secure transactions between customers and stores. It positions itself as a fintech provider serving merchants and retail stores.

2 investors

Paymium is a French cryptocurrency exchange platform focused mainly on Bitcoin, offering features such as recurring purchases (DCA), an Expert Mode, a wallet, and an IBAN for fiat bank transfers. It targets both beginner and experienced retail investors in France.

2 investors

Paymove offers QR-code-based payments for public spaces and businesses, letting customers scan a code to pay for parking, transit, EV charging, tickets, or paper invoices without an app or registration. Its 3D-printed QR signage products serve parking operators, cultural venues, and billers in Poland as an alternative to parking meters and ticket machines.

2 investors

Payoff (part of Happy Money) offers fixed-rate personal loans of $5,000–$50,000 aimed at consumers consolidating and paying off credit card debt. It lets borrowers check their rate without affecting their credit score and provides a single fixed monthly payment.

2 investors

Payouts Network provides a B2C payment and disbursements platform for real-time payouts covering compensation, incentives, rewards, and loyalty payments. It serves banks, issuers, enterprise brands, merchant acquirers, and fintechs looking to add payout capabilities to their tech stacks or loyalty programs.

2 investors

Paypa Plane offers Smart Payment Agreements, a software platform that governs recurring and automated payments by checking each transaction against an agreed structure before it is processed. It serves businesses managing recurring revenue and their payers, with features for payment authorization, reconciliation, failed payment recovery, and self-service payment management.

2 investors

PayPay Merchant Funding offers invited PayPay merchants an advance on their predicted future PayPay sales, providing up to ¥1 million with no documents, collateral, or credit screening required. Repayment happens automatically as a fixed percentage deducted from the merchant's incoming PayPay sales, and it operates in Japan.

2 investors