/Companies

Pay4Me App

Techstars '22

Middletown, US · 2 known investors

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Radius is a fintech platform for cross-border payments designed for international students, enabling tuition payments, funds transfers, and currency exchange for studying abroad.

Also known as Pay4Me · Pay4Me, Inc. · Radius · Radius World

Investors · 2

Company profile

researched Sep 2026

Pay4Me App, which operates under the brand Radius, is a cross-border payments platform aimed at international students and immigrants. Through its mobile apps and web platform, users pay university tuition and school fees, SEVIS and visa fees, WES credential-evaluation fees, test and exam fees, application fees and deposits, rent and living expenses, medical bills, invoices and other personal remittances, paying in their local currency for delivery to institutions abroad. The company states payments reach 96 or more countries, that most are delivered within one to two business days, and that average processing time on the platform is six hours.

The product set extends beyond one-off payments to free USD and other currency accounts, money transfer across 20 or more corridors, a real-time FX calculator, end-to-end payment tracking, identity verification, study-abroad and educational financing tools, and a student community. Techstars describes the company as enabling same-day cross-border tuition and fee payments with credit-building capabilities through multi-currency accounts and everyday spend, and a third-party company profile characterizes it as a global payments and credit-building neobank for international students. The company positions compliance around FinCEN registration, PCI DSS, Nigeria's SCUML (EFCC) registration and NDPR audit, and says it partners with regulated financial institutions for money transfer.

Founding story

The team describes itself as former international students who experienced difficulties making cross-border tuition and fee payments and built the platform they wanted as students. Public profiles list Sunday Adah as founder and CEO and Stephen Jude as co-founder and CTO.

Business model

The company operates a consumer fintech platform: students and their families fund payments in local currency, and Radius delivers funds in the destination currency to universities, government fee portals and other recipients, alongside multi-currency accounts and cross-border transfers.

Sources indicate payments carry service charges and foreign exchange conversion, with in-app purchases listed on both app stores; specific fee levels are not stated.

Traction

Reported metrics include more than 100,000 international students using the platform, more than $12 million moved by students through Radius, 100,000+ Google Play downloads, a 3.9 rating from about 1,660 Google Play reviews, a 4.5 rating from 583 App Store ratings, and 1,500+ five-star reviews cited on the company site.

Latest developments

The company now trades publicly as Radius, with rebranded iOS and Android apps ("Radius World: Tuition & Fees"), a withradius.com support address, added multi-currency accounts and transfers across 20+ corridors, and published case studies covering nursing candidates in Canada, UK Immigration Health Surcharge payments, WES credential evaluations and tuition payments in Italy. The Android listing shows an update dated 2026-09-22.

▸Full profile — market position, technology, go-to-market, geography, history, risks & controversies

Market position

Presents itself as a payment platform specialized in international education fees, backed by accelerator and institutional programs including Techstars, and reporting more than 100,000 students on the platform.

Emphasizes same-day or 1-2 business day delivery of education payments, a six-hour average processing time, real-time payment tracking, competitive FX rates and 24/7 human support, together with coverage of niche fee types such as SEVIS, WES, UK Immigration Health Surcharge and exam fees that many general remittance services do not handle.

Technology

A native iOS and Android application plus a web platform providing identity verification, real-time payment tracking, a live FX rate calculator and multi-currency (including USD) accounts. The website is built with a JavaScript/React-style stack including Redux, Tailwind CSS, PWA and Partytown, served via Cloudflare, with Zoho CRM, Google Analytics, Google Workspace and LinkedIn Insight Tag in use.

Go-to-market

Direct-to-consumer distribution through iOS and Android app stores and the company website, supported by 24/7 human customer support, WhatsApp support groups, published customer case studies and user reviews; the founding team positions itself as former international students.

International and prospective international students, their parents, and immigrants making education-related and personal cross-border payments; reviews and testimonials are concentrated among users in Nigeria and Ghana paying institutions in the US, UK, Canada, Germany and Italy.

Geography

US-registered with addresses listed in Garden City/Boise, Idaho and Middletown, Delaware/New York; Techstars lists multiple US locations. Payments are supported to 96 or more countries with transfers across 20 or more corridors, and customer activity is heavily represented in Nigeria and Ghana, including Nigerian regulatory registrations (SCUML/EFCC, NDPR).

History

The company launched as Pay4Me App and has since rebranded to Radius, with the corporate entity Pay4Me, Inc. still listed as the app developer; the Android app is published as "Radius World: Tuition & Fees." Techstars lists a 2022 founding date and pre-seed stage. App store reviews date from at least March 2023, and app updates and developer responses continue into 2026. Support contact has moved to a withradius.com address.

Risks & controversies

User reviews reference comparatively high charges and occasional payment delays. Public listings carry inconsistent company data — including differing headquarters cities and a 2012 founding date on one aggregator versus 2022 on the Techstars profile — and the service depends on partner regulated financial institutions and on regulatory regimes in Nigeria and other markets.

Compiled by commissioned research from 7 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Apple App Store ratingJan 20264.5 stars (583 ratings)
Average payment processing timeJan 20266 hours
Countries served for tuition and fee paymentsJan 202696
EmployeesJan 202611-50
Five-star reviewsJan 20261,500 reviews
Funding stageJan 2026Pre-Seed
Google Play downloadsJan 2026100,000 downloads
Google Play ratingJan 20263.9 stars (1.66K reviews)
International students on platformJan 2026100,000 students
Money transfer corridorsJan 202620 corridors
Total payment volume moved by studentsJan 2026$12M

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Related companies · 2

Companies working in the same space as Pay4Me App.

Timeline · 3

launches, deals, and filings
Sep 2026
Android app update

Google Play lists the Radius World: Tuition & Fees app as updated on 22 September 2026 with bug fixes and app improvements.

source ↗

Jan 2026
Rebrand from Pay4Me App to Radius

The company's website and mobile apps now use the Radius brand, identified as "Radius (formerly Pay4Me App)", with the Android app published as "Radius World: Tuition & Fees" by Pay4Me, Inc. and support handled via a withradius.com address.

source ↗

Jan 2026
Multi-currency accounts and cross-border transfers added

App listings describe free USD and other currency accounts and money transfers across 20 or more corridors alongside education fee payments.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

▸Research sources · 7

primary sources listed

7 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Pay4Me App do?
Radius (formerly Pay4Me App) is a cross-border education payments platform for international students paying tuition and fees.
Who are Pay4Me App's investors?
Pay4Me App's investors include Elevate Ventures, Techstars.
Where is Pay4Me App headquartered?
Pay4Me App is headquartered in Middletown, US.