Fintech Startups

Xelix provides vendor master data management software that monitors supplier files daily to detect missing data, duplicates, inactive records, and fraud risks for accounts payable and procurement teams. The platform helps mid-market and enterprise companies in retail, energy, and pharma cleanse, optimize, and secure their vendor databases.

2 investors

Xend Finance is a DeFi platform, described as originating from Africa, that enables legal tokenization of tangible and intangible assets. Through its OAE system it supports uses such as asset-collateralized P2P loans, milestone-based project funding, real estate and agricultural land tokenization, co-ownership of luxury cars, and blockchain-based supply chain tracking.

2 investors

Xero provides cloud-based accounting software for small businesses and their advisors, serving around 5 million customers across 180+ countries including Australia, the UK, the US, and New Zealand. The page is an investor relations section covering financial results, annual reports, and shareholder information.

2 investors

Xplor provides vertical software and embedded payments solutions for small and medium businesses across sectors such as fitness, golf and clubs, recreation, education, field services, and dry cleaning. The company operates globally, serving hundreds of thousands of customers and processing payments across its everyday-life verticals.

2 investors

YieldPoint operates a multi-chain crypto yield platform whose first product, Unity ($UTY), is a dollar-pegged, tokenized market-neutral position that generates yield from crypto trading activity rather than price direction. It offers institutions and individuals daily transparency via a Proof-of-Reserves dashboard, regulated-partner connectivity, and composability across DeFi.

2 investors

Yarken provides a platform that consolidates fragmented IT spend data and usage insights across an organization's technology ecosystem, enabling data-driven decisions on technology investments for financial operations and IT management.

2 investors

Yenmo provides affordable lending products designed to promote healthy financial behavior and customer satisfaction. The company targets borrowers in India seeking alternatives to high-interest-rate loans.

2 investors

Yonder offers a "financial membership" with credit and debit cards running on Mastercard, letting users earn points on everyday spending and redeem them at 300+ brands. It is a regulated financial institution that partners with a bank so held funds are FSCS Protected.

2 investors

Yoordi is a SaaS platform that enables digital ordering and payment systems for restaurants, cafes, bars, and events in Switzerland. The all-in-one system reduces service staff workload through self-ordering and payment capabilities while improving guest satisfaction.

2 investors

Young Platform is a fintech company founded in Turin that offers cryptocurrency investment services to individuals and businesses, aiming to simplify and secure access to digital assets.

2 investors

Your Money Line provides financial coaching and advisory services for people building wealth rather than those who already have it. The company focuses on shame-free financial guidance grounded in empathy to help customers achieve behavioral change around money management.

2 investors

Power is a digital financial wellness platform that provides integrated workplace banking services to workers across Africa, enabling payroll-linked access to cash flow management, savings, affordable credit, and insurance protection. The platform operates through employers, financial institutions, and SACCOs in Kenya, Uganda, Zambia, and Rwanda.

2 investors

Yousend offers cross-border money transfers with multi-currency accounts, aimed at Africans living abroad who send money internationally to family. The service emphasizes fast transfers, no hidden fees, dedicated support, and a rewards program for referrals and transactions.

2 investors

YouTrip offers a multi-currency mobile wallet and Mastercard that lets travelers and shoppers pay in over 150 countries with in-app currency exchange across 12 wallet currencies and no foreign-exchange fees. The product supports virtual cards, Apple Pay and Google Pay, card locking, and fraud monitoring.

2 investors

Youverify offers an AI-powered compliance platform (Cowork FRAML) that combines KYC, KYB, AML screening, transaction monitoring, and customer onboarding with an AI copilot called Vyra. It serves financial institutions and fintechs, with a focus on the EMEA region and Africa.

2 investors

Zabio provides infrastructure for businesses in Latin America to integrate stablecoins into their operations, using existing physical retail locations such as neighborhood stores as cash-to-digital-money entry points. It offers a non-custodial solution aimed at connecting cash and digital money for local merchants and communities across LATAM.

2 investors

Zage lets users make payments through bank transfers while accumulating rewards for their transactions.

2 investors

Zama provides encryption technology for onchain finance that keeps blockchain addresses public while encrypting transaction amounts and commercial references at the token level. Its protocol supports confidential corporate payments such as cross-border vendor settlement, marketplace payouts, treasury flows, and trade finance, while allowing auditors, sanctions screening, and ERP systems role-based access.

2 investors

ZAR is a financial app that lets people in countries with volatile local currencies send, hold, and spend US dollars. It targets individuals saving, running businesses, or sending money to family across markets such as Argentina, Kenya, and Bangladesh.

2 investors

Zatlas offers a payment and financial management platform for hotels, aimed at automating reservation collection, reducing fraud, recovering lost receivables, and lowering OTA commissions. It targets hospitality businesses looking to handle payments so staff can focus on guests.

2 investors

Zazume is a digital platform for long-term residential rentals in Spain that handles the full rental process, from finding pre-qualified tenants and publishing listings to managing payments, incidents, and guaranteeing monthly rent for landlords. It serves property owners, tenants, real estate agents, and investors with rental management software and services such as guaranteed rent, non-payment insurance, and rent advances.

2 investors

Zbooni enables businesses to sell through messaging and social apps by combining commerce with direct communication channels. The platform serves businesses of all sizes across multiple countries, particularly in the Middle East and Asia.

2 investors

ZBD is a payment service provider focused on disrupting payments in the gaming industry through globally compliant payment solutions. The company operates as a licensed financial service provider serving gaming platforms and players across the US and EU.

2 investors

Zego provides app-based and telematics motor insurance for self-employed drivers and businesses, including car, van, delivery, courier, and private hire taxi cover. It serves gig-economy drivers working with platforms like Uber, Deliveroo, Amazon Flex and Just Eat, as well as tradespeople and businesses across the UK and Europe.

2 investors