Chargeflow
Founded 2020 · 2 known investors
Chargeflow provides AI-driven chargeback and dispute resolution automation for eCommerce merchants, SaaS companies, and airlines. The platform automates merchant processes to recover lost revenue from credit card disputes and chargebacks.
AI & Machine LearningE-commerceFintechSaaS
Founders & leadership
Chargeflow was founded in 2020 by Ariel Chen and Avia Chen.
Investors · 2
Also in the syndicate · 1
Viola Growthlead
Funding
SEC filings, press & company announcements$70M disclosed across 2 rounds · 2025
- $35MSeries ANov 2025 · 4 sources
OpenView Venture Partners (lead), Viola Growth (lead)
Source ↗ - $35MraisedNov 2025 · 2 sourcesSource ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 7
by search overlapStripe1994 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Jetlore1538 shared keywordsJetlore was a Palo Alto AI startup that turned unstructured retail product data into structured attributes so merchants could personalise what each shopper saw. Founded by Stanford researchers, it raised from Sierra Ventures, Alsop Louie Partners, Fenox Venture Capital, BRM Capital and Mercury Fund, and PayPal acquired it in 2018.
Justt1159 shared keywordsJustt provides AI-based automation for managing payment chargebacks and first-party misuse disputes, aiming to recover revenue and improve dispute win rates for merchants. The company operates at the intersection of fintech and AI, serving merchants globally.
Checkout1122 shared keywordsCheckout.com offers Flow, a hosted payment page that businesses can deploy with a low-code, one-time integration to accept payments online. The page can be customized to match a site's branding for a consistent checkout experience.
Experian1062 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Chase913 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
GoCardless784 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Companies competing with Chargeflow for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Chargeflow do?
- Chargeflow provides AI-driven chargeback and dispute resolution automation for eCommerce merchants, SaaS companies, and airlines. The platform automates merchant processes to recover lost revenue from credit card disputes and chargebacks.
- Who founded Chargeflow?
- Chargeflow was founded by Ariel Chen, Avia Chen in 2020.
- Who are Chargeflow's investors?
- Chargeflow's investors include OpenView Venture Partners.
- How much funding has Chargeflow raised?
- Chargeflow has disclosed $70M raised across 2 rounds.



