Fintech Startups

Jeff is a financial super app that uses alternative data to measure creditworthiness for underbanked, mobile-first consumers in emerging markets, connecting them with lending and other financial service providers. It also serves businesses that offer these services, and operates across markets in Asia, Latin America, and Europe.

3 investors

Jify is an employee financial wellness platform that partners with employers to offer on-demand earned salary access, salary advances, credit score tracking, micro savings tools, rewards and discounts, and financial coaching. It serves corporate employers and their employees in India, integrating with HRMS and payroll systems at no cost to the employer.

3 investors

Jingle Pay operates a mobile payments application for individual and business customers, based in the United Arab Emirates. Working with banks and technology partners, it provides multi-currency accounts and cards, international remittances, and instant transfers between users.

3 investors

Jiraaf is a platform that offers curated bonds and fixed-income investment opportunities from various Indian finserv companies. The platform serves retail investors seeking alternative debt investment products with varying yields and tenures.

3 investors

Jirav is a financial planning and analysis platform designed for growth companies that eliminates manual reporting and enables rolling forecasts. The tool is built for accountants, CFOs, and finance teams seeking an intuitive, affordable alternative to complex enterprise planning solutions.

3 investors

Jodo provides fee collection software for educational institutions in India, offering automation and affordability features to schools, colleges, universities, ed-tech platforms, and coaching centers. The company builds financial products focused on education finance and fee payment.

3 investors

Joyful Health builds an AI-powered financial operating system for healthcare providers that specializes in revenue cycle management, specifically handling claim denials and aged claims follow-up. The platform helps clinicians and healthcare teams automate revenue operations to reduce administrative burden.

3 investors

Junio is a prepaid RuPay-powered smart card and companion app for children and teens in India, letting parents transfer money, set spending limits, and track spending while kids learn budgeting. The app also offers pocket-money rewards, fixed deposits, mobile recharges, and brand vouchers.

3 investors

Just Insure prices car insurance based on actual driving behavior measured through mobile phone tracking, using machine learning models trained on millions of real driver trips. The company targets cost-conscious, low-mileage drivers in the U.S. who have been underserved by traditional insurance pricing models.

3 investors

Justoken is a real-world asset (RWA) tokenization platform that turns commodities, energy, and natural resources into digital financial assets using blockchain, geospatial intelligence, and AI. It offers end-to-end infrastructure for issuing, monitoring, trading, and financing tokenized assets—serving banks, traders, commodity companies, energy producers, and asset managers, with a focus on Latin America's agribusiness and energy markets.

3 investors

Justhome is a digital mortgage broker that compares offers from nearly all German banks and savings institutions to help individuals finance a home purchase. It provides advisory services with experienced consultants for prospective homeowners in Germany.

3 investors

JustiFi provides embedded fintech infrastructure—payments, lending, BNPL, and insurance—for vertical SaaS platforms and franchise networks. The platform offers white-labeled tools with unified payment processing, AI-powered operational insights, and direct merchant data ownership without vendor lock-in.

3 investors

justInCase (now Sony Shoukan-Tanshuki Hoken) is a short-term insurance provider offering a range of policies including smartphone protection, one-day accident coverage, hospitalization insurance, and rental property fire insurance. The company serves consumers and renters in Japan through microinsurance products.

3 investors

K2 Integrity is a global risk and financial crimes advisory firm that helps public- and private-sector organizations manage risk, meet regulatory obligations, and protect their assets and reputation. Its services span financial crime prevention, regulatory compliance, cybersecurity, investigations, and risk advisory, drawing on former regulators and industry experts alongside technology and data-driven analysis.

3 investors

Kado operates a crypto on-ramp (branded Swapped.com) that lets consumers buy and sell more than 30 cryptocurrencies using over 40 local payment methods. It targets retail users seeking a fast way to access crypto and reports serving over three million customers.

3 investors

Kairos is an onchain protocol for interest rate swaps, letting users lock in fixed yields, hedge interest rate risk, and take leveraged long or short positions on rate movements. Its oracle-agnostic architecture turns any rate feed — lending rates, staking yields, or RWA benchmarks — into a tradeable market, targeting DeFi traders and lending protocols.

3 investors

Kala is a fintech offering payroll-deduction ("libranza") loans through a fully digital application process supported by independent advisors. It provides fast credit decisions and disbursement to individual borrowers.

3 investors

Kalder provides a loyalty program platform that enables brands to manage partner rewards, automatically onboard reward partners, and engage customers through gamified offers and member portals.

3 investors

Kaleidofin is a fintech platform offering goal-based savings, credit, and insurance solutions to underbanked and informal-sector customers in India, using robo-advisory technology to match products to customer risk profiles and life goals. It operates a B2B2C model, opening its platform to partners such as banks, banking correspondents, MFIs, and NBFCs to deliver tailored financial services.

3 investors

Kamino is a Solana-based DeFi protocol that provides lending, liquidity, and leverage services for cryptocurrency assets. The platform enables users to borrow and lend crypto, earn yields through staking and liquidity provision, and leverage positions across various Solana tokens.

3 investors

Kanda provides point-of-sale financing for homeowners undertaking renovation projects through their general contractor partners, enabling customers to pay in installments rather than upfront.

3 investors

Kanmon provides embedded lending infrastructure that lets software platforms offer working capital to their business customers through a single API integration, under the platform's own brand. It handles underwriting, compliance, capital deployment, servicing, and collections, offering financing products such as working capital loans, invoice financing, buyer financing, and revenue-based financing.

3 investors

Karsa offers business and personal banking services for companies across 50+ countries, providing multi-currency accounts, international payments, and corporate cards with support for ACH, wire transfers, SWIFT, SEPA, and stablecoin transactions.

3 investors

Katabat is a cloud-based debt collection and management platform for banks, lenders, and enterprises that combines omnichannel communication (email, SMS, voice, print) with workflow automation and decisioning tools to improve collection rates and customer experience. The platform includes embedded payment processing and compliance features built for secure, regulated debt management.

3 investors