Fintech Startups

Union is a hospitality operating system and point-of-sale platform for busy bars and restaurants, offering venue management tools plus a consumer mobile app for browsing menus, ordering, paying, and earning loyalty rewards. It also runs an OnPrem Impact Network that provides consumer behavior data and insights to beverage brands, operating across the U.S.

3 investors

Union Credit operates a marketplace that connects consumers with credit unions, presenting them with firm, pre-approved loan offers that can be activated in a few clicks without a traditional loan application. It also lets publishers and merchants embed the marketplace to offer their customers access to funds, serving credit unions, borrowers, and merchant partners across the US.

3 investors

Union54 operates ChitChat, a messaging and payments application that combines encrypted messaging with USD card issuance and international fund transfers for users in Africa. The platform addresses high remittance costs by offering lower-fee cross-border payment capabilities for consumers and small businesses.

3 investors

Universal provides a multi-chain trading platform that enables users to swap tokens and assets across different blockchains and connect traditional stock trading from a single application interface.

3 investors

Uphold provides a licensed, infrastructure platform that enables businesses to move operations on-chain and offer cryptocurrency trading and digital assets services at scale. The platform offers global market access, liquidity, compliance tools, and API integration for companies building crypto products.

3 investors

Uplinq provides an AI-based bookkeeping and tax platform for small businesses, automating tasks such as expense categorization, transaction management, and financial reporting while adding human oversight for financial statements and tax strategy. It syncs with users' financial accounts and tools like QuickBooks and offers on-demand reports including P&L and transaction summaries.

3 investors

Upright (Fund That Flip, Inc.) operates a real estate investment fund that invests in short-duration, first-position residential bridge loans through a REIT structure, offering passive income to accredited investors. The fund targets 9-12% returns with quarterly distributions and a minimum $15,000 investment.

3 investors

Uprise builds AI-based financial tools aimed at small business owners, addressing their combined business and personal financial needs. It targets a segment the company describes as underserved by traditional financial institutions in the US.

3 investors

Upsie offers consumer protection plans for devices, positioned as an alternative to plans sold by retailers and manufacturers, with lower prices, transparent coverage terms, and 24/7 claims service. The company serves individual consumers with device repair coverage.

3 investors

Upswing offers an open finance-as-a-service API platform that lets consumer companies embed financial products and gives financial institutions greater reach. The modular, customizable infrastructure handles integrations, business processes, and compliance so partners can launch banking products.

3 investors

UXUY is a non-custodial, AI-routed trading protocol built on stablecoins, offering gasless, cross-chain swaps across networks including Ethereum, BNB Chain, Solana, Base, and TRON. Through a single account it provides spot and perpetuals trading, tokenized stocks, copy trading, yield, and stablecoin payments for global users.

3 investors

Validus is a fintech platform founded in 2015 that provides financing solutions to small and medium-sized enterprises across Southeast Asia, helping them access diverse funding sources and manage cash flow.

3 investors

Valinor is a credit institution building infrastructure for "Open Credit," aiming to connect traditional credit markets with onchain finance. It offers capabilities across institutional capital, onchain finance, investing, capital markets, and advisory for borrowers and lenders.

3 investors

Vector Health helps rural hospitals identify uninsured and underinsured patients who qualify for financial assistance programs, using AI to unlock new revenue streams. The platform is built specifically for resource-constrained rural health systems with limited IT infrastructure.

3 investors

VectorShift provides an institutional intelligence platform for investment firms to analyze and track deal data, portfolio companies, and contracts in centralized workflows with real-time visibility and risk flagging. The platform serves private equity, venture capital, and other institutional investors requiring secure, compliance-grade data management.

3 investors

Veda builds multichain, multiprotocol yield vaults that accept deposits on one chain and route capital across multiple DeFi protocols and chains to pursue the best risk-adjusted yield, while showing users a single balance and allocation view. Its vaults support 20+ chains and 35 protocols, and one example is Kraken's Advanced Strategies USDC vault.

3 investors

VeendHQ provides on-demand access to credit for individuals and businesses with verifiable income in Nigeria and Africa. The company builds technology-enabled products that integrate with financial institutions to reduce lending risk and improve financial accessibility.

3 investors

The company offers financial crimes solutions, including AI-powered fraud and anti-money-laundering (AML) tools, to help financial institutions meet federal regulatory requirements such as OFAC, GLBA, and the USA PATRIOT Act. It focuses on compliance management and reducing the risk of non-compliance penalties.

3 investors

Velotax is a Brazilian digital credit company offering unsecured personal loans and advances on income tax (IRPF) refunds, delivered fully online via app and website with Pix payment within 30 minutes of approval. It serves individual Brazilian consumers, including those with credit restrictions, and operates as a banking correspondent.

3 investors

Veracity Protocol develops Vision AI-based protocols for product authentication, serialization, and traceability using microstructure fingerprinting without physical tags or invasive methods. The platform serves manufacturers and supply chain operators across all industries to comply with digital product passport regulations and detect counterfeits.

3 investors

Verak provides property insurance for small and medium-sized businesses in India, covering facilities like shops and warehouses against natural and man-made disasters, with coverage available the next day starting at ₹8 per day and delivered through WhatsApp-based claims processing.

3 investors

Verified is an identity company built around a core team, advisors, and users. The page presents the people behind the company but does not describe its product in concrete terms.

3 investors

Verifone offers Commander C18, a point-of-sale system designed for fuel and convenience retail that integrates fuel, payments, and store operations into a unified platform. The system prioritizes fast checkout, real-time analytics, and ease of use for cashiers and customers.

3 investors

Verisoul provides fraud prevention and fake account detection for online businesses. It analyzes user data to identify fraudulent and inauthentic accounts across web and mobile platforms.

3 investors