Qonto
Paris, FR · Founded 2016 · 2,454 employees on LinkedIn · 16 known investors
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Qonto provides an all-in-one business account combining banking, invoicing, bookkeeping, spend management, and cash flow tools for businesses of all sizes. It offers tiered plans aimed at everything from small day-to-day finances to enterprise finance workspaces.
Also known as Olinda SAS
Founders & leadership
Qonto was founded in 2016 by Alexandre Prot and Steve Anavi.
Investors · 16
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Also in the syndicate · 3
Funding
SEC filings, press & company announcements- Undisclosed amountSeries DJan 2022 · 3 sources
TCV (lead), Tiger Global (lead), Alkeon, Alven, DST Global, Eurazeo, Exor Seeds, Gaingels, Insight Partners, KKR, Tencent, Valar
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Aug 2026Qonto operates a business account platform that combines payments, invoicing, expense and finance management, and company-creation services in a single interface. Core account features include SEPA and international transfers, virtual cards, Apple Pay and Google Pay support, Mastercard debit and credit cards with instant or deferred debit and limits up to EUR 200,000 per month, remuneration on account balances of up to 5%, and a credit suite of working capital solutions integrated into the account.
On the receivables and bookkeeping side, Qonto lets customers issue unlimited quotes and invoices with embedded payment links, accept payments via Tap to Pay and point-of-sale terminals, auto-import supplier invoices for one-click payment and automated reconciliation, and connect more than 2,000 external tools and accounts for automatic data synchronisation. The company is a Certified Approved Platform for e-invoicing, which is included across all plans. Qonto also provides a company-formation service covering French business structures including SAS, SASU, SARL, EURL, SCI and micro-enterprises, with setup stated at 24 hours and account opening in about 10 minutes. Built-in AI agents handle routine finance tasks for user approval, and a Qonto MCP integration exposes the product to AI tools. Customer support is offered 24/7 by chat, email and phone.
Business model
Qonto sells its business account through tiered subscription plans, alongside account-linked services such as cards, transfers, credit facilities, invoicing and payment acceptance, and company creation.
Traction
The company states more than 600,000 clients use Qonto daily, and cites a 4.8/5 Trustpilot rating based on over 50,000 reviews.
▸Full profile — market position, technology, go-to-market, geography
Market position
Positions itself as a regulated financial institution and an alternative to traditional business banking, bundling banking, invoicing and finance management in one account.
Combines a business account with compliant e-invoicing as a Certified Approved Platform, integrated working capital credit, company creation services, AI agents and broad tool integrations, plus 24/7 human support.
Technology
A web and mobile finance platform with embedded payment links, Tap to Pay and POS acceptance, automated supplier-invoice import and reconciliation, over 2,000 integrations with external tools and accounts, built-in AI agents for finance workflows, and an MCP interface for connecting AI tools.
Go-to-market
Businesses of varying sizes, from founders and micro-enterprises to growing teams with employee expense management needs, across French legal structures such as SAS, SASU, SARL, EURL and SCI.
Geography
A French company headquartered in Paris, with support for SEPA and global transfers.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Founder mafia
The Qonto mafia →8 people who came through Qonto went on to found or lead other companies.
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Timeline · 1
launches, deals, and filingsQonto announced Qonto MCP, an interface making the business account available directly within AI tools, alongside built-in AI agents that handle finance tasks for user approval.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
Qonto Success Story: Europe's SME Banking Challengeranalyticsinsight.net · Aug 2026▸Research sources · 1
primary sources listed
- Qontoqonto.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Qonto do?
- Qonto is a Paris-based regulated financial institution offering an all-in-one business account for companies.
- Who founded Qonto?
- Qonto was founded by Alexandre Prot, Steve Anavi in 2016.
- Who are Qonto's investors?
- Qonto's investors include Alkeon Innovation, Flucas Ventures, Insight Partners, RTP Global, Runa Capital, TCV, Valar Ventures Llc, Alven and 5 more.
- Where is Qonto headquartered?
- Qonto is headquartered in Paris, FR.