Fundraising Fox

Pipe list view

San Francisco, US · Founded 2019 · 428 employees on LinkedIn · 28 known investors

Pipe provides working capital and financial tools to small and medium-sized businesses through integrations with software platforms they use daily. The company enables business owners to access capital for hiring, payroll, and growth without lengthy fundraising processes.

Also known as Pipe

Founders & leadership

CRClaurelle Rakipovic
Claurelle RakipovicinChief Executive Officer
VVVijay Vachani
Vijay VachaniinChief Operating Officer
JHJin Han
Jin HaninChief Administrative Officer
NWNate Wiger
Nate WigerinChief Product & Technology Officer
AMAnna Moghaddam
Anna MoghaddaminVP, Head of People

Investors · 28

Funding

SEC filings, press & company announcements

$16M disclosed across 1 of 2 rounds · 2026

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Pipe offers embedded financial products that software platforms integrate to give their small and medium-sized business customers access to capital and cash-flow tools. The company positions itself as an "embedded financial OS" delivered through a single integration, allowing partner platforms to launch financing products for customers across multiple markets.

Pipe targets three main platform categories: vertical SaaS providers, for which it offers industry-specific risk models; payment facilitators, which use embedded financing to increase retention and gross payment volume and to create an additional revenue stream; and marketplaces, which use the products to increase customer loyalty and share of wallet. Implementation is described as no-code or low-code, with partners able to embed a small amount of code to launch a capital product, supported by Pipe's implementation team, documentation and API. Pipe also provides customer experience and go-to-market support to partners to drive activation and utilization of the financial products among their end customers.

Business model

Pipe distributes its financial products indirectly, through software platforms that embed them for their own small-business customers, rather than acquiring small businesses directly. Partner platforms gain retention and, in the case of payment facilitators, a new revenue stream from embedded financing.

Traction

Pipe reports partner-facing performance figures including a 9.4% activation rate from email outreach in the first month for vertical SaaS partners, a 61% average conversion rate, a Net Promoter Score of 80, and 12% faster month-over-month revenue growth for participating SMBs. Named partners and customers include GoCardless, Swella and Ridgeline Well & Pump.

Full profile — market position, technology, go-to-market, geography

Market position

Pipe emphasizes a single global integration, industry-specific risk models for vertical SaaS, low implementation effort, and hands-on partner support spanning implementation through end-customer go-to-market.

Technology

Pipe uses partners' cash flow data and industry-specific risk models to underwrite and deliver financial products. Integration is designed to be no-code or low-code, with embeddable code snippets, public documentation and API docs.

Go-to-market

Pipe sells through platform partnerships, supported by a demo-request motion on its website, and supplies partners with customer experience and go-to-market support such as email outreach campaigns to activate end customers.

Software platforms — vertical SaaS companies, payment facilitators and marketplaces — and, through them, the small and medium-sized businesses that use those platforms.

Geography

Pipe describes its offering as a global solution enabling partners to provide financial tools to customers in multiple countries through a single integration; the company is headquartered in San Francisco.

Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Average conversion rateJan 202661%
Faster MoM revenue growth for SMBsJan 202612%
First-month activation rate (vertical SaaS partner email outreach)Jan 20269.4%
Net Promoter ScoreJan 202680

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Competitors · 10

by search overlap
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Ondeck Capital177 shared keywordsOnDeck provides term loans and lines of credit to small businesses in the United States through a fast, digital application process. The company offers tailored repayment options, dedicated loan advisors, and transparent pricing to help businesses secure capital quickly.
Nav152 shared keywordsNav provides transparent business and personal credit insights, cash flow data, and financial tools to help small business owners access trade credit, supplier terms, and funding opportunities.
American Express Supplies142 shared keywordsAmerican Express is a financial services company that provides payment solutions, credit cards, and business services to customers and businesses since 1850.
Chase138 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Stripe133 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Intuit®129 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Capital One125 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
Ramp122 shared keywordsRamp offers a finance platform that combines corporate cards, expense management, and AI-driven automation for receipt capture, transaction coding, and reimbursements. It serves finance teams and businesses looking to consolidate spending tools and automate accounting workflows.
Xero119 shared keywordsXero provides cloud-based accounting software for small businesses and their advisors, serving around 5 million customers across 180+ countries including Australia, the UK, the US, and New Zealand. The page is an investor relations section covering financial results, annual reports, and shareholder information.

Companies competing with Pipe list view for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Research sources · 4

primary sources listed

4 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Pipe list view do?
Pipe provides embedded financial tools, including capital, that software platforms integrate for their small-business customers.
Who are Pipe list view's investors?
Pipe list view's investors include 1/1 Capital, Altra Venture, Angel Collective Opportunity Fund, Beyond Capital, Blue Lion Global, Chapter One, Fika, Fjor Founders and 20 more.
How much funding has Pipe list view raised?
Pipe list view has disclosed $16M raised across 1 of its 2 known rounds.
Where is Pipe list view headquartered?
Pipe list view is headquartered in San Francisco, US.