Z1
YC W21São Paulo, BR · Founded 2019 · 80 employees · 17 known investors
Z1 offers a mobile banking application and linked prepaid card for teenagers and young adults in Latin America, enabling account holders to manage spending, receive income from jobs and side work, and build financial skills.
Founders & leadership· Y Combinator alumni (W21)
Z1 was founded in 2019 by Joao Pedro Thompson, Thiago Achatz, Mateus Craveiro, and Sophie Secaf.
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Joao Pedro ThompsoninFounderJoão Pedro Thompson co-founded Vereda, an education startup serving the Brazilian K-12 market, and previously held roles in investment banking at Itau BBA and as head of Latin American treasury at Kraft Heinz.
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Thiago AchatzinCo-founder & COOHe previously served as part of the founding team at Rappi and Grow, where he contributed to digital wallet development.
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Mateus Craveiroin𝕏Co-founder and Chief Architect2024–2024He previously worked as a principal software engineer at Pagar.me, a payments company acquired by StoneCo.
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Sophie SecafinCo-Founder & CMO2020–2025Sophie Secaf previously worked as a political researcher in São Paulo and led YONE, a branding company in New York. She co-founded YAGA festival, which focuses on international cultural exchange and queer perspectives, and has expertise in socio-cultural research and consumer insights.
Investors · 17
3cubed VenturesSan Francisco
Clocktower VenturesSanta Monica · $100K – $20M
Parade VenturesSan Francisco · $1M
Top Corner CapitalBurlingame
Y CombinatorSan Francisco · $500K
GaingelsreportedNew York · $200K – $500K
Homebrewreported · 3 sourcesBurlingame · $100K – $500K
Kaszek VenturesreportedMontevideo
Kindred VenturesreportedSan Francisco · $250K – $2M
MAYA CapitalreportedLondon
SquareOnereportedBerlin · $378K – $3.8M
The FundreportedAustin · $50K – $250K
Also in the syndicate · 5
ClocktowerCostanoaHomebrew FundleadKindred VentureleadNewtopia
Funding
SEC filings, press & company announcements$10.3M disclosed across 1 round · 2023
- $10.3MraisedApr 2023 · 3 sources
Homebrew (lead), Homebrew Fund (lead), Kaszek Ventures (lead), Kindred Venture (lead), Kindred Ventures (lead), Parade Ventures (lead), Clocktower, Costanoa, Gaingels, MAYA Capital, Newtopia, SquareOne, The Fund, Y Combinator
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does Z1 do?
- Z1 offers a mobile banking application and linked prepaid card for teenagers and young adults in Latin America, enabling account holders to manage spending, receive income from jobs and side work, and build financial skills.
- Who founded Z1?
- Z1 was founded by Joao Pedro Thompson, Thiago Achatz, Mateus Craveiro, Sophie Secaf in 2019.
- Who are Z1's investors?
- Z1's investors include 3cubed Ventures, Clocktower Ventures, Parade Ventures, Top Corner Capital, Y Combinator, Gaingels, Homebrew, Kaszek Ventures and 4 more.
- How much funding has Z1 raised?
- Z1 has disclosed $10.3M raised across 1 round.
- Where is Z1 headquartered?
- Z1 is headquartered in São Paulo, BR.


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