Fundraising Fox

Z1

YC W21

São Paulo, BR · Founded 2019 · 80 employees · 17 known investors

Z1 offers a mobile banking application and linked prepaid card for teenagers and young adults in Latin America, enabling account holders to manage spending, receive income from jobs and side work, and build financial skills.

FintechPaymentsConsumerLendingNeobankBrazilLatin AmericaFully Remote

Founders & leadership· Y Combinator alumni (W21)

Z1 was founded in 2019 by Joao Pedro Thompson, Thiago Achatz, Mateus Craveiro, and Sophie Secaf.

JPJoao Pedro Thompson
Joao Pedro ThompsoninFounderJoão Pedro Thompson co-founded Vereda, an education startup serving the Brazilian K-12 market, and previously held roles in investment banking at Itau BBA and as head of Latin American treasury at Kraft Heinz.
TAThiago Achatz
Thiago AchatzinCo-founder & COOHe previously served as part of the founding team at Rappi and Grow, where he contributed to digital wallet development.
MCMateus Craveiro
Mateus Craveiroin𝕏Co-founder and Chief Architect2024–2024He previously worked as a principal software engineer at Pagar.me, a payments company acquired by StoneCo.
SSSophie Secaf
Sophie SecafinCo-Founder & CMO2020–2025Sophie Secaf previously worked as a political researcher in São Paulo and led YONE, a branding company in New York. She co-founded YAGA festival, which focuses on international cultural exchange and queer perspectives, and has expertise in socio-cultural research and consumer insights.

Investors · 17

Also in the syndicate · 5

ClocktowerCostanoaHomebrew FundleadKindred VentureleadNewtopia

Funding

SEC filings, press & company announcements

$10.3M disclosed across 1 round · 2023

Source: company announcements and press reports — follow each round's link for the claim.

In the news

Frequently asked questions

What does Z1 do?
Z1 offers a mobile banking application and linked prepaid card for teenagers and young adults in Latin America, enabling account holders to manage spending, receive income from jobs and side work, and build financial skills.
Who founded Z1?
Z1 was founded by Joao Pedro Thompson, Thiago Achatz, Mateus Craveiro, Sophie Secaf in 2019.
Who are Z1's investors?
Z1's investors include 3cubed Ventures, Clocktower Ventures, Parade Ventures, Top Corner Capital, Y Combinator, Gaingels, Homebrew, Kaszek Ventures and 4 more.
How much funding has Z1 raised?
Z1 has disclosed $10.3M raised across 1 round.
Where is Z1 headquartered?
Z1 is headquartered in São Paulo, BR.