About
Zac Townsend previously led the banking practice at McKinsey, served as California's first Chief Data Officer, and founded Standard Treasury, a banking startup that was acquired by Silicon Valley Bank. He has published research in statistics and contributed articles to publications including the Financial Times, American Banker, and TechCrunch.
Zac Townsend @ztownsend
Whole life insurance can get a bad reputation. The common advice I see online is “just buy term and invest the difference.” Sometimes that makes sense, but other times: A parent may need to provide lifelong support for a disabled child. Business partners may need capital to
Jul 30, 2026 · ♥ 4 · ⇄ 2
Zac Townsend @ztownsend
Some institutions are thinking in microseconds, some in days, most in quarters. But very few in decades. It often takes a founder-CEO with a long-term vision, capital, and control. SpaceX caught a rocket in year 22. A life insurer is one of the few companies required to think
Jul 28, 2026 · ♥ 6
Zac Townsend @ztownsend
Smooth https://t.co/wflhwnavcY
Jul 25, 2026 · ♥ 8
Founder/Head of Product at Standard TreasuryYC S13
Intro paths
Zac went through Y Combinator (Summer 2013) — any YC alum in your network can reach them through the YC community.
In turn, Zac can intro founders to Standard Treasury's investors below.
Standard Treasury's investors · 5
Co-founders at Standard Treasury
