Who founded Udhaar App?

Udhaar App was founded by Fahad Kamr, Shahjahan Warraich in 2020.

Who are Udhaar App's investors?

Udhaar App's investors include Fatima Gobi Ventures, First Check Ventures, Gobi Partners, Immeasurable, Integra Partners, Shine Capital, Soma Capital, Y Combinator and 10 more.

Where is Udhaar App headquartered?

Udhaar App is headquartered in Karachi, PK.

Udhaar App

YC W21

Karachi, PK · Founded 2020 · 32 employees · 18 known investors

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Udhaar provides a mobile app for Pakistani businesses to receive payments via bank transfers and wallets, manage finances including cash flows and inventory, and track business transactions. The platform also enables small merchants to earn commissions by selling mobile recharges, utility bill payments, and digital vouchers.

Also known as Toko Lab Inc.

B2B Marketplaces Fintech SaaSPakistanSouth AsiaPartly Remote

Founders & leadership· Y Combinator alumni (W21)

Udhaar App was founded in 2020 by Fahad Kamr and Shahjahan Warraich.

Fahad KamrFounder

Shahjahan Warraich FounderShahjahan Warraich has 15+ years of experience in scientific research and product development, with expertise in building data-oriented platforms for financial, banking, retail, and restaurant sectors. He has hands-on technical experience with cloud infrastructure, Python, distributed computing, databases, and machine learning.

Myra Merchant

Investors · 18

Fatima Gobi Ventureslisted by Fatima Gobi VenturesLahore

How we know: Y Combinator's founder network · Not right? Tell us

First Check Ventureslisted by First Check Ventures$100K – $1Mvia Ali Jamal · inferred

How we know: First Check Ventures's portfolio page · the VCSheet dataset · Not right? Tell us

Gobi Partnerslisted by Gobi PartnersHong Kong

Immeasurablelisted by ImmeasurableLos Angeles · $25K – $100K

How we know: Immeasurable's portfolio page · Y Combinator's founder network · Not right? Tell us

Integra Partnerslisted by Integra PartnersSingapore

How we know: the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us

Shine Capitallisted by Shine CapitalNew York · $1M – $10M

How we know: the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

Soma Capitallisted by Soma CapitalSacramento · $100K – $300K

How we know: Y Combinator's founder network · somacap.com · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

ACE & CompanyreportedGenevavia Sherif El Halwagy · inferred

How we know: the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

Asymmetry VenturesreportedRichmond · $125K – $500K

How we know: Y Combinator's founder network · Not right? Tell us

Goodwater CapitalreportedBurlingame · $5M – $50M

How we know: Y Combinator's founder network · Not right? Tell us

Harvard Management CompanyreportedAllston

How we know: Y Combinator's founder network · Not right? Tell us

Jam FundreportedLos Angeles · $500K – $20M

How we know: Y Combinator's founder network · Not right? Tell us

Liberty City VenturesreportedNew York

How we know: Y Combinator's founder network · Not right? Tell us

MischiefreportedSan Francisco · $1M – $5M

How we know: Y Combinator's founder network · Not right? Tell us

Muir Capital Investmentsreported

How we know: Y Combinator's founder network · Not right? Tell us

Tekton VenturesreportedSan Francisco · $100K – $1M

How we know: Y Combinator's founder network · Not right? Tell us

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Companies working in the same space as Udhaar App.

Legal entities · 1

corporate structure

Toko Lab Inc.

Frequently asked questions

What does Udhaar App do?: Udhaar provides a mobile app for Pakistani businesses to receive payments via bank transfers and wallets, manage finances including cash flows and inventory, and track business transactions. The platform also enables small merchants to earn commissions by selling mobile recharges, utility bill payments, and digital vouchers.
Who founded Udhaar App?: Udhaar App was founded by Fahad Kamr, Shahjahan Warraich in 2020.
Who are Udhaar App's investors?: Udhaar App's investors include Fatima Gobi Ventures, First Check Ventures, Gobi Partners, Immeasurable, Integra Partners, Shine Capital, Soma Capital, Y Combinator and 10 more.
Where is Udhaar App headquartered?: Udhaar App is headquartered in Karachi, PK.