Udhaar App
YC W21Karachi, PK · Founded 2020 · 32 employees · 8 known investors
Find your way into Udhaar App
685 people in our graph share verified history with the Udhaar App team — schools, employers, funds. One of them is your warm intro.
Laviva Mazharunlockedknows Shahjahan Warraich · together at McGill University, Centre for Intelligent Machines (overlapped)
×11knows the team · via Y Combinator
Udhaar provides a mobile app for Pakistani businesses to receive payments via bank transfers and wallets, manage finances including cash flows and inventory, and track business transactions. The platform also enables small merchants to earn commissions by selling mobile recharges, utility bill payments, and digital vouchers.
Founders & leadership· Y Combinator alumni (W21)
Udhaar App was founded in 2020 by Fahad Kamr and Shahjahan Warraich.
FK
Fahad KamrinFounder
SW
Shahjahan Warraichin𝕏FounderShahjahan Warraich has 15+ years of experience in scientific research and product development, with expertise in building data-oriented platforms for financial, banking, retail, and restaurant sectors. He has hands-on technical experience with cloud infrastructure, Python, distributed computing, databases, and machine learning.
Investors · 8
Fatima Gobi VenturesLahore · $1.5M – $22M
Gobi PartnersHong Kong · $709K – $37M
ImmeasurableLos Angeles · $25K – $100K
Integra PartnersSingapore · $1.5M – $18M
Shine CapitalNew York · $1M – $10M
Y CombinatorSan Francisco · $500K
ACE & CompanyreportedNew Yorkvia Sherif El Halwagy · inferred
First Check Venturesreported$100K – $1Mvia Ali Jamal · inferred
Competitors · 8
by search overlap
Remitly11 shared keywordsRemitly is an international money transfer service that enables customers to send money across borders to multiple countries.
GoCardless10 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Chaserhq10 shared keywordsChaser provides automated accounts receivable management software to help businesses streamline invoice follow-up and payment collection. The platform serves enterprises seeking to improve cash flow and reduce the manual effort required to chase overdue payments.
Connecteam10 shared keywordsConnecteam is an all-in-one employee management platform offering scheduling, time tracking, HR and skills tools such as training and onboarding, chat, and digital forms. It targets managers of deskless and shift-based teams, with pricing that includes a flat fee for up to 30 users.
Deel10 shared keywordsDeel is a global HR platform that enables businesses to hire, onboard, and manage employees and contractors across borders. The platform handles payroll, compliance, and HR administration for companies managing international workforces.
Fresh Books9 shared keywordsFreshBooks is a cloud-based accounting and invoicing platform designed for small service-based businesses. The software helps business owners manage invoicing, accounting, and financial connections with customers.
Bookipi9 shared keywordsBookipi Group develops a suite of cloud-based software tools for small businesses and freelancers, including invoicing, expense tracking, CRM, digital signatures, and AI-powered features for contracts, websites, and receptionist services. The platform serves small business owners and entrepreneurs across 179 countries.
Thryv Holdings9 shared keywordsThryv provides a small-business management platform that automates everyday business functions along with local search and online listing brands including Superpages.com, DexKnows.com, Yellowpages.com, and Yellow Pages directories. These products connect consumers with local, regional, and national businesses through listings, maps, reviews, and advertising, serving small businesses primarily in the U.S.
Companies competing with Udhaar App for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Udhaar App do?
- Udhaar provides a mobile app for Pakistani businesses to receive payments via bank transfers and wallets, manage finances including cash flows and inventory, and track business transactions. The platform also enables small merchants to earn commissions by selling mobile recharges, utility bill payments, and digital vouchers.
- Who founded Udhaar App?
- Udhaar App was founded by Fahad Kamr, Shahjahan Warraich in 2020.
- Who are Udhaar App's investors?
- Udhaar App's investors include Fatima Gobi Ventures, Gobi Partners, Immeasurable, Integra Partners, Shine Capital, Y Combinator, ACE & Company, First Check Ventures.
- Where is Udhaar App headquartered?
- Udhaar App is headquartered in Karachi, PK.