Fundraising Fox
/Companies
Sign in

True Link

YC S13

New York City, US · Founded 2012 · Delaware corporation · 100 employees · 24 known investors

Find your way into True Link

Sign up to see every warm intro you have to True Link

  • Paths you didn't know you had: your email and LinkedIn already hold routes to the True Link team. We find them for you
  • 2nd- and 3rd-degree connections: the friend-of-a-friend routes that take hours to manually find through your inbox or LinkedIn
  • Answers now, not in days: momentum is everything in a raise. Skip asking around whether someone knows someone

Days of research, done the moment you sign in, with every route ranked by how warm it is.

Sign up with GoogleAlready have an account? Log in

True Link provides financial cards designed to protect vulnerable individuals, particularly elderly people, from fraud and financial abuse while enabling greater independence.

Also known as True Link Financial, Inc.

ConsumerFintechUnited States of AmericaAmerica / CanadaFully Remote

Founders & leadership· Y Combinator alumni (S13)

True Link was founded in 2012 by Kai Stinchcombe and Claire McDonnell.

KSKai Stinchcombe
Kai StinchcombeFounder / CEOKai Stinchcombe is founder and CEO of True Link, which provides financial cards designed to protect vulnerable individuals from fraud and financial abuse while enabling greater independence.
CMClaire McDonnell
Claire McDonnellCo-founder & Board MemberClaire McDonnell co-founded and leads True Link Financial, a venture-backed fintech company offering financial cards and banking services for people with disabilities, older adults, and individuals in recovery. She previously worked with Teach For America and The Bridgespan Group, and serves as a board member for Leaders in Tech.
KT
Khanh TranPeople Operations Associate
JL
Jerod LaughlinCMOformer

Board

FRFrank Rotman
Frank RotmanBoard directorCo-Founder and Partner Emeritus at QED Investors

Investors · 24

Centana Growth Partnerslisted by Centana Growth PartnersSan Francisco · $10M – $50M

How we know: Centana Growth Partners's portfolio page · a partner's Signal profile · funding news · businesswire.com · Not right? Tell us

Centana Partnerslisted by Centana PartnersSan Francisco · $10M – $50M

How we know: Centana Partners's portfolio page · Y Combinator's founder network · Not right? Tell us

Collaborative Fundlisted by Collaborative FundNew York · $500K – $1M

How we know: Y Combinator's founder network · collabfund.com · Not right? Tell us

Decienslisted by DeciensAlbuquerque · $500K – $5M

How we know: Deciens's portfolio page · the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

Generator Ventureslisted by Generator VenturesEl Dorado Hills

How we know: Generator Ventures's portfolio page · open dataset · 5k.vc investor directory · Not right? Tell us

GMO VenturePartnerslisted by GMO VenturePartnersTokyo

How we know: open dataset · 5k.vc investor directory · Not right? Tell us

Initialized Capitallisted by Initialized CapitalSan Francisco · $1M – $5M

How we know: funding news · press coverage · initialized.com · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Kapor Capitallisted by Kapor CapitalOakland · $100K – $1M

How we know: funding news · Y Combinator's founder network · kaporcapital.com · Not right? Tell us

Lemonade Capitallisted by Lemonade Capital
Nelstone Ventureslisted by Nelstone Venturesvia Rich Nelson · inferred
QED Investorslisted by QED InvestorsAlexandria · $30K – $20Mvia Frank Rotman · board

How we know: QED Investors's portfolio page · board seat on SEC Form D · press coverage · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Radicle Impactlisted by Radicle ImpactSan Francisco · $100K – $3M

How we know: Radicle Impact's portfolio page · press coverage · Not right? Tell us

Transpose Platform Managementlisted by Transpose Platform ManagementSan Francisco

How we know: Transpose Platform Management's portfolio page · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

Allianz Life VenturesreportedMinneapolis · $1M – $5M

How we know: open dataset · 5k.vc investor directory · Not right? Tell us

AVGreportedBoston

How we know: Y Combinator's founder network · Not right? Tell us

Avlok CapitalreportedLynnwood

How we know: Y Combinator's founder network · Not right? Tell us

Emerging ImpactreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Exor SeedsreportedMilan

How we know: Y Combinator's founder network · Not right? Tell us

Karlin Asset ManagementreportedLos Angeles

How we know: Y Combinator's founder network · Not right? Tell us

Khosla VenturesreportedMenlo Park · $100K – $20M

How we know: a partner's Signal profile · funding news · businesswire.com · Y Combinator's founder network · Not right? Tell us

Regence BlueShieldreported

How we know: Y Combinator's founder network · Not right? Tell us

Venture Investment AssociatesreportedPeapack

How we know: Y Combinator's founder network · Not right? Tell us

Funding

SEC filings, press & company announcements

$9M disclosed across 1 of 3 rounds · 2015–2020

▶$9MraisedOct 2017 · 32 investors · Other
Rule 506(c)
Officers, directors & promoters on the filing
  • Claire McDonnellExecutive Officer, Promoter
  • Frank RotmanDirector
  • Kai StinchcombeExecutive Officer, Director, Promoter
Offering amount
$12.3M
Amount sold
$9M
First sale
Sep 2017
Incorporated
Corporation, Delaware, 2013
Federal exemptions
06c
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Founder mafia

3 people who came through True Link went on to found or lead other companies.

Luke GroesbeckVP of ProductFounded Foundation +1Andy CarraChief Technology OfficerFounded KinarewardsJoel KaracozoffProduct ManagerFounded Balto

Related companies · 10

FinchFinch provides an API platform for applications to securely access employer and employee data with explicit consent, serving businesses that need workforce data integration. The company prioritizes enterprise-grade security, encryption, and compliance standards.
SlopeSlope provides a B2B payments platform that enables businesses to accept payments and offer financing, with a focus on digitizing the order-to-cash process for online commerce. The company uses generative AI to modernize traditionally manual B2B payment workflows.
PestoPesto Mastercard offers affordable credit for people with poor or limited credit history, positioning itself as an alternative to high-cost pawn loans. The product allows users to build credit history and improve credit scores through regular, on-time payments.
Visa® Spend Clarity for EnterpriseVisa operates a global payments network enabling digital and card-based transactions for consumers and businesses across multiple sectors and geographies.
EmburseEmburse is a travel and expense management platform that helps organizations automate T&E processes, improve compliance, and gain spending visibility. The company serves enterprise teams managing corporate travel and expense administration.
Capital OneCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
SiftSift provides an AI-powered platform for fraud prevention and risk decisioning that helps digital businesses detect and manage online fraud. The platform serves companies across industries looking to reduce fraud losses while enabling secure growth.
ChaseA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
moelisMastercard operates a global payments network that processes transactions between cardholders, merchants, financial institutions, and other participants, while also offering additional payment products and services subject to extensive regulatory oversight across multiple jurisdictions.
ExperianExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.

Companies working in the same space as True Link.

Legal entities · 1

corporate structure
True Link Financial, Inc.

In the news

True Link - Wikipediaen.wikipedia.org · Aug 2026True Link Financial Secures $8 Million Series A Roundprnewswire.com · Oct 2017YC-Backed True Link Raises $3.4M in Funding to Expand Finance to the Elderlytechcrunch.com · Jan 2015

Frequently asked questions

What does True Link do?
True Link provides financial cards designed to protect vulnerable individuals, particularly elderly people, from fraud and financial abuse while enabling greater independence.
Who founded True Link?
True Link was founded by Kai Stinchcombe, Claire McDonnell in 2012.
Who are True Link's investors?
True Link's investors include Alumni Ventures, Centana Growth Partners, Centana Partners, Collaborative Fund, Deciens, Generator Ventures, GMO VenturePartners, Initialized Capital and 16 more.
How much funding has True Link raised?
True Link has disclosed $9M raised across 1 of its 3 known rounds.
Where is True Link headquartered?
True Link is headquartered in New York City, US.