Insurance Startups

Florin is a private financial membership offering accounts, cards, and treasury services.

2 investors

Ignition Benefits is an employee benefits brokerage that uses AI to run its sales and back-office operations, helping companies with fewer than 200 employees manage health insurance costs. It serves small and mid-sized employers in the employee benefits and health insurance industry.

2 investors

Insurf provides a managed workflow platform for healthcare providers to prepare and submit prior authorization requests and denial appeals. The platform handles source-cited drafting, physician review coordination, and submission tracking, serving Medicare Advantage and other health insurance programs.

2 investors

Kyber automates the drafting, review, and delivery of claims communications for property and casualty insurance adjusters and carriers. The platform uses AI to generate compliant, personalized notices from policy and claim data, then tracks and delivers them across email and print channels.

2 investors

Leaky offered an online service to compare auto and business insurance, letting US consumers compare prices and personalized quality scores across major insurers. The company was acquired in 2013.

2 investors

Parsewise builds enterprise software that transforms fragmented, unstructured data into structured evidence to enable organizations to make reliable risk decisions. The product is designed for subject matter experts in regulated industries who need to identify risks earlier and act faster on complex information.

2 investors

PiBit provides underwriting software for commercial insurance carriers and managing general agents (MGAs) to improve profitability and decision-making. The platform uses technology to simplify complex underwriting processes in the insurance industry.

2 investors

PolicyFly provides a digital platform for specialty insurance that automates underwriting, policy servicing, and submission management. The platform serves specialty insurance carriers and agents, consolidating previously fragmented processes into a single system.

2 investors

Spine is a free HR and benefits platform that layers on top of existing HRIS tools like Rippling, Deel, Gusto, and ADP, using AI plus an in-house team to manage benefits, compliance, payroll, and people operations. It positions itself as an unbundled alternative to brokers and PEOs for tech companies, with a 24/7 concierge for employee healthcare questions and plan optimization that reduces healthcare costs.

2 investors

WorldCover operates a peer-to-peer funding platform that connects investors with insurance for smallholder farmers in developing countries, starting with crop insurance. It offers investors uncorrelated returns while providing natural disaster insurance that improves food and income security for farmers at the base of the pyramid.

2 investors

Acolite provides insurance brokerage services for construction contractors, shopping quotes across multiple carriers and offering rapid certificate of insurance issuance and direct customer service.

1 investor

Adaptional is an AI-powered claims quality review platform that audits insurance claims in real time to identify compliance gaps, leakage, and reserve issues. It connects to claims systems and continuously evaluates claims against customizable scorecards covering compliance, coverage, reserves, and subrogation.

1 investor

Ageospatial provides an AI service that analyzes satellite and street-level imagery, maps, public records, and insurers' own data to assess property risk remotely without physical inspections. It serves insurance carriers and MGAs, supporting their underwriting, claims, and pricing teams.

1 investor

Basepilot provides AI agents for insurance claims processing, automating intake, investigation, communications, and data management to reduce cycle time and claims costs for insurance carriers.

1 investor

CareLedger provides employers with pricing data on local healthcare providers and incentives for employees to choose high-value, lower-cost care, with the goal of reducing company healthcare spend. It serves employers looking to control and lower their healthcare expenses.

1 investor

CopyCat builds AI-powered document automation software for insurance brokers, automating the creation of proposals, risk analysis documents, and employee benefits workbooks while preserving agency workflows and templates. The platform helps commercial and personal lines brokers reduce administrative work and serve more clients.

1 investor

Covela is a digital insurance broker that helps small businesses and freelancers in Latin America find suitable insurance coverage at competitive prices. It focuses on serving SMEs in the LATAM market.

1 investor

Covera builds ready-to-use AI agents for insurance brokers and captive agents that automate policy servicing tasks such as document intake, quoting across carrier portals, coverage comparison, claims handling, and collections. The agents integrate with agency management systems, CRMs, email, and storage, while keeping binding, pricing, and advice under human review.

1 investor

Cozmo builds AI agents that automate property and casualty insurance claims processing end-to-end, from initial call through settlement. The platform serves carriers, third-party administrators, and restoration firms by automating claims triage, document analysis, rule application, and settlement workflows.

1 investor

Evergrove Labs builds voice AI agents purpose-built for the workers' compensation industry, running end-to-end phone calls and handling data retrieval and entry in systems of record to replace contact center staff. The agents run in parallel across claims workflows and connect to claims management systems, Salesforce, and custom systems of record.

1 investor

Hesper AI develops AI agents that investigate property and casualty insurance claims, reading claim files to detect tampered documents, verify facts, check coverage, flag inconsistencies, and generate audit-ready case files. It serves claims and special investigations teams at insurance carriers, managing general agents, and third-party administrators.

1 investor

IMT Care provides technology and AI tools for insurance intermediaries to automate operations and enhance customer service. The platform targets insurance brokers and agents seeking to digitize their business processes.

1 investor

InQuery provides an AI platform that transforms unstructured medical records into structured, case-ready intelligence for legal teams. The solution helps law firms and legal departments ingest, organize, and validate medical records for litigation and regulatory matters.

1 investor

InventoryQuant automates insurance claim inventory documentation by converting video or audio walkthroughs of loss sites into priced, submission-ready reports. The platform uses transcription, item matching, and price lookup to eliminate manual data entry for insurance adjusters and claim processors.

1 investor