Insurance Startups

Catamaran is a risk decision platform that helps corporates, brokers, insurers and investors analyze and transfer complex risks using data extraction, AI analysis, and structured risk transfer. The platform serves the insurance and risk management industry by consolidating insurance data, modeling risk scenarios, and connecting clients with capital providers.

1 investor

CopyCat builds AI-powered document automation software for insurance brokers, automating the creation of proposals, risk analysis documents, and employee benefits workbooks while preserving agency workflows and templates. The platform helps commercial and personal lines brokers reduce administrative work and serve more clients.

1 investor

Covela is a digital insurance broker that helps small businesses and freelancers in Latin America identify and purchase appropriate insurance coverage within minutes.

1 investor

A mobile application that lets users photograph items to obtain insurance quotes from multiple carriers. Cover connects customers with insurance companies and brokers to cover vehicles, phones, pets, jewelry, homes, boats, and other property.

1 investor

Cozmo builds AI agents that automate property and casualty insurance claims processing end-to-end, from initial call through settlement. The platform serves carriers, third-party administrators, and restoration firms by automating claims triage, document analysis, rule application, and settlement workflows.

1 investor

Florin is a private financial membership offering accounts, cards, and treasury services.

1 investor

Goodcover offers renters insurance using a cooperative membership model that returns unclaimed premiums to members as annual dividends. The company delivers insurance through a digital-first platform with human support, operating as a fully licensed provider across 41 U.S. states.

1 investor

Hedge provides direct access to specialty insurance markets for retail agents, offering dedicated account teams that handle policies from intake through renewal without sub-brokering layers. The company serves retail insurance agents seeking placement in specialty markets with faster quoting and direct market connections.

1 investor

IMT Care provides technology and AI tools for insurance intermediaries to automate operations and enhance customer service. The platform targets insurance brokers and agents seeking to digitize their business processes.

1 investor

InQuery provides an AI platform that transforms unstructured medical records into structured, case-ready intelligence for legal teams. The solution helps law firms and legal departments ingest, organize, and validate medical records for litigation and regulatory matters.

1 investor

Insurf provides a managed workflow platform for healthcare providers to prepare and submit prior authorization requests and denial appeals. The platform handles source-cited drafting, physician review coordination, and submission tracking, serving Medicare Advantage and other health insurance programs.

1 investor

InventoryQuant automates insurance claim inventory documentation by converting video or audio walkthroughs of loss sites into priced, submission-ready reports. The platform uses transcription, item matching, and price lookup to eliminate manual data entry for insurance adjusters and claim processors.

1 investor

Kyber automates the drafting, review, and delivery of claims communications for property and casualty insurance adjusters and carriers. The platform uses AI to generate compliant, personalized notices from policy and claim data, then tracks and delivers them across email and print channels.

1 investor

Mulligan provides AI automation software for commercial insurance brokers to handle quoting, policy verification, proposals, and related tasks at scale.

1 investor

Pasito builds an AI-native workspace that helps benefits leaders manage the full benefits administration cycle from quoting to claims processing. The platform serves employers and employees seeking to simplify benefits access and management.

1 investor

PhysioHealth provides a health and wellness management system for corporations that incentivizes employee health behaviors while aiming to reduce organizational healthcare expenses.

1 investor

Prescience is a financial technology platform providing health benefits administration, care navigation, and HSA management services for employers and their members.

1 investor

RiskAngle uses AI to automatically summarize unstructured medical records, serving insurance companies and law firms for underwriting, claims processing, and case preparation.

1 investor

RiskCube is an AI-native insurance broker that helps startups obtain business insurance coverage—including cyber, directors & officers, general liability, and tech errors & omissions policies—and generate Certificates of Insurance, typically within one day. The platform serves early-stage companies closing enterprise deals or raising capital by comparing quotes from multiple carriers and managing policies through a single digital interface.

1 investor

Risklytics simulates natural disaster risks (wildfire, flood, wind, earthquake, debris flow) on individual residential properties using digital twins built from building data and satellite imagery. The platform provides risk scores, modeled annual losses, and retrofit recommendations for homeowners.

1 investor

Rote provides AI agents that manage claim negotiations between auto body shops and insurers, automatically filing and defending claims using repair cost data to help shops recover revenue from undervalued or denied estimates.

1 investor

Savvy provides payment cards that employees use to purchase their own health insurance coverage. The company operates across all 50 state markets and was acquired by Take Command in 2022.

1 investor

Silurian develops customized foundation models for simulating the impact of weather on assets and infrastructure. The company serves energy and government sectors.

1 investor

Start Closing provides project and customer tracking software for roofing contractors handling restoration claims, helping them manage workflows and maintain transparency with customers throughout the claims process.

1 investor