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Cozmo AI

YC W22

San Francisco, US · Founded 2025 · 5 employees · Hiring · 8 known investors

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Cozmo builds AI agents that automate property and casualty insurance claims processing end-to-end, from initial call through settlement. The platform serves carriers, third-party administrators, and restoration firms by automating claims triage, document analysis, rule application, and settlement workflows.

Also known as Zywa Holdings Limited · CozmoX AI · Zywa · Zywa, CozmoX AI

AI & Machine LearningEnterprise SoftwareInsurTechArtificial IntelligenceInsuranceEnterpriseConversational AIUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W22)

Cozmo AI was founded in 2025 by Alok Kumar and Nuha Hashem.

AKAlok Kumar
Alok KumarCo-Founder and CEOAlok Kumar is co-founder and CEO of Cozmo AI, which builds AI agents to automate property and casualty insurance claims processing.
NHNuha Hashem
Nuha HashemCo-FounderNuha Hashem is co-founder and CTO of Cozmo, which builds AI agents to automate property and casualty insurance claims processing.
HR
Human ResourcesHR Associateformer
SS
Saurabh SachanEngineering Leaderformer
SD
Sayan Dev's Officeformer
SW
Syed Waseem AhmedHuman Resourceformer
AR
Aarsh Raghavs Officeformer
VA
Vivek ARecruitment Leadformer

Investors · 8

Dubai Future District FundreportedDubai

How we know: techcrunch.com · Y Combinator's founder network · Not right? Tell us

Goodwater CapitalreportedBurlingame · $5M – $50M

How we know: techcrunch.com · Y Combinator's founder network · Not right? Tell us

MyAsiaVCreportedSeattle

How we know: Y Combinator's founder network · Not right? Tell us

Rebel FundreportedSan Francisco · $100K – $5M

How we know: techcrunch.com · Y Combinator's founder network · Not right? Tell us

ZEMU Venture CapitalreportedHong Kong

How we know: Y Combinator's founder network · Not right? Tell us

Also in the syndicate · 2

Trampoline Venture PartnersZemu VC

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 8

MezmoMezmo provides an intelligence layer for production AI that enables platform engineering and SRE teams to deploy reliable AI-powered workflows in production. The company pairs a control plane (AURA) with an optimized data plane to support use cases like incident detection, root cause analysis, and automated operational workflows.
LatentLatent builds software to optimize the prescription fulfillment process for health systems, enabling faster access to medications for patients. The platform serves hospital pharmacy operations and medication access workflows.
SoundCloudAudio distribution and music-sharing platform for artists and creators.
AdaptionalAdaptional is an AI-powered claims quality review platform that audits insurance claims in real time to identify compliance gaps, leakage, and reserve issues. It connects to claims systems and continuously evaluates claims against customizable scorecards covering compliance, coverage, reserves, and subrogation.
WinmoWinmo provides intelligence and sales tools that help revenue teams reach large US advertisers and agencies, offering access to decision-makers and marketing spend data.
Jasper.aiJasper provides an AI-powered platform for marketers and creators to generate and refine content. The platform helps marketing teams streamline content creation workflows and maintain brand voice across campaigns.
PraxosPraxos is an AI assistant that automates personal and business tasks through conversational interfaces and integrations with third-party services. It handles diverse workflows including financial forecasting, contract review, CRM management, community moderation, and daily personal tasks like home organization and meal planning.
PARES AIPares provides commercial real estate sales and advisory services, offering valuation guidance, investment property listing, and 1031 exchange facilitation for property investors and owners.

Companies working in the same space as Cozmo AI.

Legal entities · 1

corporate structure
Zywa Holdings Limited

In the news

Cozmo AI: The system of work for enterprises in financial services and insuranceycombinator.com · Feb 2026

Frequently asked questions

What does Cozmo AI do?
Cozmo builds AI agents that automate property and casualty insurance claims processing end-to-end, from initial call through settlement. The platform serves carriers, third-party administrators, and restoration firms by automating claims triage, document analysis, rule application, and settlement workflows.
Who founded Cozmo AI?
Cozmo AI was founded by Alok Kumar, Nuha Hashem in 2025.
Who are Cozmo AI's investors?
Cozmo AI's investors include Y Combinator, Dubai Future District Fund, Goodwater Capital, MyAsiaVC, Rebel Fund, ZEMU Venture Capital.
Where is Cozmo AI headquartered?
Cozmo AI is headquartered in San Francisco, US.