Fintech Startups

Usual is a decentralized protocol that issues a fiat-backed stablecoin (USD0) collateralized by real-world assets like US Treasury Bills, combined with a governance token (USUAL) that distributes 90% of protocol revenue to community members. The platform operates as a decentralized banking system serving crypto users and DeFi participants seeking yield-bearing stablecoins with real asset backing.

5 investors

Valid8 provides AI-powered software to extract, verify, and visualize transaction data from financial documents for forensic investigations and fraud detection. The platform serves forensic accountants, investigators, and litigators by automating financial data analysis and transaction mapping across multiple accounts and entities.

5 investors

Valora builds financial tools and education to provide access to wealth-building opportunities and information across markets. The platform serves individuals seeking to create and share value through blockchain-enabled fintech products.

5 investors

Varthana provides loans for affordable private schools and education loans for college-going students in India. The company finances school infrastructure projects for school leaders and supports students in pursuing their studies.

5 investors

Vena is an Excel-native financial planning and analysis (FP&A) platform with AI agents that helps enterprises with budgeting, forecasting, reporting, and financial close management. Built to integrate with Microsoft 365 and connect ERP, CRM, and HRIS data, it serves finance teams looking to plan, report, and consolidate on a single platform.

5 investors

Venmo is a digital payment app that enables users to buy, hold, sell, and transfer cryptocurrencies directly within the platform, starting with as little as $1. The service allows peer-to-peer crypto transfers between friends and integration with the Venmo Credit Card for automatic crypto purchases from cash back rewards.

5 investors

Voatz develops a secure remote voting platform that uses hardware-based security, biometrics, and blockchain technology to enable voters to cast ballots from anywhere while maintaining election integrity through voter-verifiable audit trails.

5 investors

VOOM is an insurtech company offering usage-based insurance products for mobility segments including drones, light aircraft, motorcycles, e-bikes, rideshare, and fleets. It targets underserved mobility niches with technology-driven insurance for customers across these categories.

5 investors

Wealthfront offers automated investment management, a high-yield cash account, financial planning tools, and mortgage lending to individual investors. Its services include robo-advisory portfolios with tax-loss harvesting, direct indexing, and an FDIC-insured cash sweep account.

5 investors

Winichfarms operates a digital platform that provides storage facilities, fair-price marketplace access, and low-interest credit services for farmers. The platform enables agricultural producers to sell their produce, build credit scores, and access financial services to support farm growth.

5 investors

Wintermute is a digital asset trading firm that provides liquidity, OTC spot and derivatives trading, market making, and DeFi services for token issuers, protocols, and institutional market participants globally. It also runs Wintermute Ventures, investing in early-stage DeFi protocols, and offers algorithmic trading across digital asset markets.

5 investors

Wyden provides infrastructure for institutional trading that integrates digital and traditional asset markets, enabling banks and brokers to manage the complete trade lifecycle from execution to settlement and accounting.

5 investors

Xolo provides business setup, invoicing, accounting, taxation, and compliance software for solo entrepreneurs and freelancers across multiple countries. The platform automates administrative tasks to help independent workers focus on growing their businesses.

5 investors

Xweave provides real-time cross-border payment infrastructure for financial institutions, remittance businesses, and corporates using a network of regulated virtual asset service providers and stablecoins. The platform enables fiat-to-fiat transfers with no prefunding required, instant settlement, and intelligent routing to minimize costs and foreign exchange risk.

5 investors

Z1 offers a mobile banking application and linked prepaid card for teenagers and young adults in Latin America, enabling account holders to manage spending, receive income from jobs and side work, and build financial skills.

5 investors

Zebec builds blockchain-powered financial products including payroll, cards, and payments solutions for individuals, businesses, and teams. The company operates a family of subsidiaries serving traditional and digital economies across payroll processing, compliance infrastructure, and fintech services.

5 investors

Zeni provides AI-powered bookkeeping and accounting software paired with a dedicated team of finance experts, offering services such as automated data posting, reconciliation, bill pay, payroll management, tax, and fractional CFO support. It serves U.S.-based startups and enterprises through a subscription platform that syncs with QuickBooks Online.

5 investors

Zenskar offers an AI-native platform that automates billing, invoicing, usage-based and subscription pricing, revenue recognition, and financial analytics for finance teams at growing companies. It uses AI agents with human-in-the-loop supervision, connects to CRMs, ERPs, and payment systems, and manages accounting across multiple entities and currencies.

5 investors

Zest Protocol is a self-custodial lending protocol for Bitcoin that lets users borrow stablecoins against their BTC and earn yield in BTC, using BitVM to enforce vault rules on the Bitcoin base layer. It serves both individual and institutional DeFi users, currently operating on the Stacks Bitcoin L2 with native BTC support planned.

5 investors

Zilliqa is a layer-1 blockchain developing credentialed infrastructure for institutional finance, including a Mediation Layer that verifies whether two parties are permitted to transact before settlement. It offers a public blockchain with EVM compatibility and smart contract capabilities aimed at bringing regulated, real-world activity to public chains.

5 investors

Zippi is a Brazilian financial services platform that provides small business owners with flexible credit lines accessible via mobile app and Pix payments, with weekly billing cycles and dynamic credit limits that grow with business performance.

5 investors

zCloak Network is a blockchain-based financial operating system where business logic and interfaces run on-chain, offering enterprises self-custody, auditability, governance, compliance, and payments at the protocol level. It includes zCloak ID for privacy-preserving compliance and identity, and zCloak AI to extend treasury and compliance logic into AI-driven workflows.

5 investors

SmartBank is a financial services company licensed as a money transmitter and prepaid payment instrument provider in Japan. The company provides financial services and payment solutions.

5 investors

FUNDINNO operates an equity crowdfunding platform in Japan that connects individual and corporate investors with startups raising capital. This page explains its "professional investor" (特定投資家) account program, which removes the annual per-company investment cap for qualifying high-net-worth investors.

5 investors