SettleMint NV

SettleMint operates a Digital Asset Lifecycle Platform (DALP) aimed at regulated financial institutions that are moving tokenized asset programs from pilot stage into production. The platform organizes functionality around five lifecycle pillars: issuance, compliance, custody, settlement, and servicing. Issuance supports six asset classes — fixed income, equity, funds, cash, real assets, and structured products — using 24 system product templates or a configurable asset starter, with reusable business rules, metadata, and compliance controls. Compliance validates each transfer against eligibility rules, identity claims, and jurisdictional constraints before execution, enforced by 12 on-chain compliance module types. Custody provides key management with maker-checker approvals, HSM compatibility, and bring-your-own-custodian integrations. Settlement supports atomic delivery-versus-payment and cross-value settlement with T+0 finality, and servicing automates post-issuance lifecycle events such as coupons, dividends, redemptions, maturity, and distributions.

The company frames every digital asset as an assembly of four building blocks: a base token smart contract handling ownership, transfers, and ledger functionality; programmable features such as maturity, yield, fees, conversion, fractionalization, payout schedules, governance rights, and custom transaction rules; embedded compliance covering KYC/AML controls, investor eligibility, jurisdiction rules, limits, and transfer restrictions; and metadata linking on-chain tokens to asset details, underlying agreements, valuation data, reporting fields, and ownership records. Within these classes the platform covers instruments including corporate, sovereign and green bonds, commercial paper, convertible notes, syndicated loans, treasury bills, tokenized bank deposits, certificates of deposit, fiat-backed stablecoins, mutual funds, ETFs, money market funds, private equity funds, common/preferred/employee equity, commercial real estate, gold-backed tokens, carbon credits, tokenized art, principal-protected notes, autocallable notes, and asset-backed tokens.

Business model

SettleMint sells access to its Digital Asset Lifecycle Platform to regulated institutions, positioning it as a single platform under one SLA that spans issuance, compliance, custody orchestration, settlement, and servicing. The platform is composable and integrates with third-party custodians rather than replacing them, and customer engagement begins with personalized demos and direct contact with the company's team.