Fintech Startups

Penseo offers a platform for managing occupational pension plans (betriebliche Altersvorsorge/bAV), enabling brokers and companies to administer existing and new pension contracts. It targets small businesses by pooling their pension arrangements into a collective, and provides interfaces to HR and payroll systems plus chatbot-based self-service for employees.

1 investor

Pensify is software for pension advisers that automates intake, preparation, and participant guidance to process more cases with less manual work while maintaining compliance. It offers advice modules with actuarial calculations, a digital advisory environment for employers, and a participant portal, serving pension advisory firms in the Netherlands.

1 investor

The Pension Lab provides modular pension technology for the UK pensions ecosystem, including dashboards, pension finding/tracing, letter of authority data gathering, member engagement, and pension consolidation. Its solutions serve pension companies, financial advisers, fintechs, and employee benefits consultants, delivered via no-code hosted login, API, or integrated white-label options.

1 investor

PensionBee is an online pension provider that lets customers consolidate and manage their retirement savings through a digital platform. The company, publicly listed as PensionBee Group plc, serves individual savers in the UK and US.

1 investor

Pensure offers a digital occupational pension (tjänstepension) service for entrepreneurs, companies, and their employees in Sweden, letting users set up and manage pension savings online without insurance fees. The platform targets both self-employed individuals and employers seeking to provide pension benefits to staff.

1 investor

Pentane is a financial operating system for eCommerce brands that connects store, advertising, and accounting data into a live P&L to show real margin by product, channel, and day. It provides breakeven ROAS and CPA targets and profit-based channel grading, with a paired product (Plenum) that reallocates ad spend across channels like CTV, video, native, audio, DOOH, and the open web.

1 investor

Péntech offers online digital financing for Hungarian small and medium-sized businesses, including invoice factoring where uploaded customer invoices can be paid out to improve liquidity. Registration is free and fully online, with funding for contracted clients possible within 24 hours; its factoring is also available through the Billingo platform.

1 investor

PeopleClerk provides legal services and counsel to clients, positioning itself as a primary care law firm for general legal needs.

1 investor

A financial platform that allows employees in Egypt to access advance payments on their salaries before month-end and process bill payments. The service is offered with employer partnership and targets wage-earning workers in emerging markets seeking better financial management options.

1 investor

Peoples Bank is a community bank offering personal, business, and commercial banking services, lending, wealth management, and insurance solutions across seven U.S. states. The bank also provides specialized financing solutions including equipment leasing, life insurance premium financing, and technology financing through several branded subsidiaries.

1 investor

Pepkor is a retail platform that reaches customers through consumer brands and expands those relationships across products and services including clothing, home essentials, babywear, banking, and connectivity. It focuses on affordable retail and financial services for mass-market consumers, including the informal market.

1 investor

Peppasync provides financial visibility software for build-to-order manufacturers, tracking pre-factory workflows and physical milestones to accelerate cash conversion cycles and protect working capital. The platform integrates with existing systems to map engineering, procurement, and capacity stages without requiring ERP migrations.

1 investor

Pera builds a wallet and infrastructure for the Algorand blockchain ecosystem, enabling users to access decentralized finance applications with low-cost and energy-efficient transactions.

1 investor

Percent operates a marketplace that connects accredited investors with corporate borrowers, providing individual deal access to private credit and asset-backed investments previously reserved for institutions. It finances specialty lenders against their receivables and offers products such as blended notes, deal syndication, and performance surveillance, with typical deal durations of 6-24 months.

1 investor

Perenna is a mortgage lender offering fixed-rate, long-term mortgages with flexible features such as portability and additional borrowing. Its mortgages are distributed to homebuyers exclusively through mortgage brokers.

1 investor

Perflo provides payments and banking infrastructure for AI agents through a single API, giving each agent an account, virtual Mastercard, and multi-currency wallet governed by user-set spending rules. It serves developers building AI agents, supporting pay-per-use calls, payouts to contractors and suppliers in 80+ countries, and policy guardrails checked before each transaction.

1 investor

Periskop Partners is a German real estate investment company that manages diversified portfolios across development, living, and logistics properties. It serves institutional investors, family offices, and private clients with structured investment solutions and asset management services.

1 investor

Permira is a buyout investment firm that acquires and transforms high-quality companies into global market leaders across technology, consumer, healthcare, and services sectors. The firm partners with management teams to drive performance and sustainable growth.

1 investor

Perpay offers a U.S. marketplace where eligible consumers can shop and pay over time, along with credit-building products that report on-time payments to major credit bureaus. Its offerings target consumers looking to build or improve their credit profiles.

1 investor

Perpethua is an M&A boutique that advises entrepreneurs and small and medium-sized enterprises on business sale and acquisition transactions, covering both sell-side (business continuity) and buy-side (growth through acquisitions) deals. It works on a success-fee basis and serves the Italian SME ecosystem.

1 investor

Perpetual Guardian is a New Zealand provider of estate planning services, offering wills, trusts, and enduring powers of attorney for individuals and families. It also provides philanthropic services and investment advisory for clients managing and distributing their assets.

1 investor

1 investor

Personr offers a compliance management platform that centralizes AML (Anti-Money Laundering) and CTF (Counter-Terrorist Financing) obligations for businesses, including policy hosting, training tracking, and reporting capabilities. The platform helps organizations manage regulatory compliance requirements without relying on spreadsheets.

1 investor

PesaKit is a mobile app for mobile money agents and small retail merchants in Kenya to sell airtime, KPLC tokens, and utility/TV bill payments, earn commissions, and access health insurance via a partnership with AfyaPoa. It also offers working capital, float boost, and smartphone loans based on agents' in-app transaction history and credit scores.

1 investor