Fintech Startups

SPARE operates a network that turns retailers' existing point-of-sale registers into "virtual ATMs," letting account holders withdraw and deposit cash and complete basic banking transactions via their bank, credit union, or digital wallet app. It serves financial institutions, credit unions, ISOs/resellers, and retailers as an asset-light alternative to ATMs and branches.

1 investor

Spare provides a contactless payment and school-management platform that lets schools collect and manage fees for canteens, trips, events and extra-curricular activities, with students paying via wristband, phone, card or student ID. It also offers tools for attendance tracking, bus scheduling, parent communication, inventory management, spending limits and allergen controls from a central dashboard.

1 investor

Sparenadvisory provides advisory and back-office services for investors, including strategy design, investment education, financing solutions, and operational support on a subscription basis.

1 investor

Spark Energy provides modular solar power systems to communities in emerging markets, enabling off-grid access to electricity for households and small businesses. The company distributes solar kits alongside energy-efficient appliances like lighting, chargers, and other household devices.

1 investor

1 investor

SparkGift allows people to gift stocks and exchange-traded funds to friends and family through digital gift certificates, requiring no existing brokerage account. The platform serves retail investors and gift-givers who want to introduce recipients to investing with fractional shares starting at $20.

1 investor

EverFend detects financial fraud targeting seniors by analyzing conversation patterns and communication behaviors to identify manipulation tactics before money transfers occur. The platform alerts family members and trusted contacts when deception signals emerge, focusing on elder fraud prevention.

1 investor

Spear's is a wealth management and luxury lifestyle media brand serving ultra-high-net-worth individuals, financial advisors, and family offices through print, digital, events, and research-based products. The publication reaches over 30,000 affluent decision-makers and wealth-creators across Europe.

1 investor

Spectiv Labs builds digital coupon management tools including Gitsy, a mobile wallet for storing and redeeming coupons, and CouponLink, a decentralized identity standard for secure coupon issuance and fraud prevention.

1 investor

Spectre Intelligence is building an AI-driven quantitative trading firm structured as a multi-strategy ("pod shop") hedge fund, where AI agents run and evolve trading strategies while the company deploys its own capital and learns from each trade. It currently operates pods focused on semiconductors and biotech.

1 investor

Speedy Labs provides rebate and margin intelligence software for distributors, buying groups, and manufacturers. The platform reconciles supplier rebates, buying group programs, and payment discrepancies, then writes corrected net cost back to the customer's ERP system without requiring replacement.

1 investor

1 investor

SpendTheBits develops StableNet, an infrastructure platform that enables institutions to use stablecoins for compliant cross-border payments and digital asset transactions. The company targets financial institutions and serves as a regulatory-compliant intermediary for institutional stablecoin payments globally.

1 investor

SpendAble provides a secure payment system and debit card designed for people with disabilities and elderly individuals to manage their finances independently. The platform allows caregivers and care managers to access funds and monitor spending while protecting account holders from financial abuse and fraud.

1 investor

Spendbase builds a multi-product fintech platform that helps companies control and optimize their spending and operations. It operates as a global, product-driven company.

1 investor

SpenDebt is a financial technology company that helps consumers pay down debt through automatic micropayments, adding a pre-defined amount to each transaction that is applied monthly to the user's debt account. It targets people repaying student loans, auto loans, credit cards, and other consumer debt.

1 investor

Spendee is a personal finance mobile app that lets users track cash expenses, bank accounts, e-wallets, and crypto wallets in one place, categorize spending, set budgets, and receive bill reminders. It offers shared wallets for couples, families, and roommates and multi-currency support aimed at travellers and digital nomads.

1 investor

SpendMend provides cost-cycle management solutions to hospitals and health systems, helping them identify and recover financial savings while improving operational visibility. The company serves over 150 major U.S. health systems spanning 4,000+ locations.

1 investor

Sphere is an all-in-one trading platform that aggregates live oil prices from voice and chat channels, enabling brokers and traders to execute trades directly on-screen.

1 investor

Silicon Prairie operates an investment crowdfunding platform that allows companies to raise capital by choosing their own security types and offering terms to both accredited and ordinary investors. The platform specializes in facilitating compliant capital raises across different offering exemptions for startups and small businesses.

1 investor

Sphinx Labs builds AI agents that perform compliance work such as onboarding checks, watchlist screening, risk scoring, and alert resolution by logging into a team's existing systems and clicking and typing like a human analyst. The product targets enterprise compliance teams and requires no API integration or engineering support.

1 investor

Spidr provides infrastructure and tools that enable founders to build and launch financial products without operational complexity. The platform targets fintech entrepreneurs who need faster, more flexible development partners than traditional banking and payments infrastructure.

1 investor

Spiking offers trading education and investment strategy training focused on insider trading principles for individual traders seeking to build wealth. The company provides frameworks and foundational strategies to help new traders develop investment approaches aligned with institutional market players.

1 investor

Spin Analytics is a FinTech firm that provides an AI-based platform for credit risk management, targeting Tier 1 and digital banks to accelerate the development, validation, and deployment of regulatory credit risk models.

1 investor