MA Money
Founded 2004 · 123 employees on LinkedIn · 1 known investors
MA Money is an Australian non-bank lender offering residential mortgage products, including loans for home buyers, property investors, self-employed borrowers, expats, non-residents, and SMSF investors, distributed through mortgage brokers. It provides flexible lending for complex scenarios and borrowers with non-traditional income or credit issues in Australia.
Also known as MA Money Financial Services
Investors · 1
Company profile
researched Aug 2026MA Money is an Australian non-bank lender that provides residential mortgage products, positioning itself around flexible lending for borrowers whose circumstances fall outside standard bank criteria. Its product range covers owner-occupier purchases, property investment (including commercial opportunities), refinancing, equity release and debt consolidation, self-employed borrowers, borrowers with prior credit issues, expatriates living or earning income overseas, non-resident purchasers of Australian residential property requiring FIRB approval, and SMSF lending against residential and commercial property.
The company states it has operated as a non-bank lender since 2004 and is backed by MA Financial. Its stated approach includes looking beyond traditional credit scoring, accommodating short-term employment, accepting a broad range of income types, and streamlining documentation for self-employed applicants. MA Money describes itself as one of Australia's fastest-growing non-bank lenders, citing turnaround times and specialist lending expertise as core service attributes.
Business model
MA Money originates and funds residential mortgage loans as a non-bank lender, earning from interest and lending margin on loans written across owner-occupier, investor, self-employed, expat, non-resident and SMSF segments.
Revenue derives from residential mortgage lending, including loans for purchase, investment, refinancing, equity access, debt consolidation and SMSF property acquisition.
Latest developments
In June 2026 MA Money reported being top-ranked among small non-banks in the 2026 Third-Party Lending Report. The company continued publishing borrower-facing content through 2026, including material on home loans for self-employed borrowers and on commercial property as an investment strategy.
▸Full profile — market position, go-to-market, geography, history
Market position
The company was ranked Australia's number one small non-bank lender in the 2026 Third-Party Lending Report, as voted by Australian mortgage brokers, and describes itself as one of the country's fastest-growing non-bank lenders.
MA Money emphasises flexibility for complex lending scenarios, assessment that looks beyond traditional credit scoring, acceptance of all income types, tolerance of short-term employment, fast turnaround times, credit expertise, and the backing of parent group MA Financial.
Go-to-market
Distribution is primarily through third-party mortgage brokers, supported by a broker referral pathway on the company website and an online loan finder that lets prospective borrowers check eligibility and view loan options after supplying basic circumstance and property-location details. A customer service team supports existing borrowers.
Home buyers including first-home buyers, property investors, borrowers refinancing or consolidating debt, self-employed borrowers, applicants with credit issues, Australian expats and those earning overseas income, non-resident purchasers of Australian residential property, and SMSF investors.
Geography
Operations are focused on Australia, with lending also offered to borrowers living or earning income abroad and to non-residents purchasing Australian residential property; the company refers to a national network of brokers.
History
According to the company, MA Money has operated as a non-bank lender since 2004, providing tailored residential loan solutions, and is backed by MA Financial, which it describes as contributing stability and scale.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsMA Money was ranked Australia's number one small non-bank lender in the 2026 Third-Party Lending Report, as voted by Australian mortgage brokers.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 1
primary sources listed
- MA Moneymamoney.com.au · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does MA Money do?
- Australian non-bank lender providing residential mortgages for complex borrower scenarios via mortgage brokers.
- Who are MA Money's investors?
- MA Money's investors include MA Growth Ventures.