Fintech Startups

Welfaire is a fully digital insurance provider offering health (complémentaire santé) and personal protection (prévoyance) coverage designed for professionals such as artisans, merchants, self-employed professionals, and company managers. It provides modular policies and a broker/insured app platform to manage contracts, claims, and reimbursements online, primarily in France.

2 investors

Wenalyze provides an open banking API that enriches and categorizes payment transaction data for banks and fintech companies, helping them identify financial product opportunities, detect recurring payments, verify merchants, and improve customer experience. It also offers Sync, a corporate expense management platform that captures payments in real time and settles employee expenses immediately.

2 investors

Wevat provides a digital tax-free shopping service that lets travelers claim back VAT refunds on their purchases through an app-based process. It operates as a B2C tax refund company serving shoppers in the UK and France.

2 investors

WhenThen provides an API-driven platform that allows developers and business users to build custom payment flows with multiple payment providers. The platform targets fintech companies, merchants, and banks that need to create complex, non-standard payment workflows.

2 investors

Whetstone is a team of protocol and product builders working in the crypto and blockchain space, with backgrounds at projects including Uniswap, Primitive, and Aztec.

2 investors

Whiz is a fintech application in Indonesia that offers high-yield savings products, including a Smart Saver deposit account (6.75% p.a.) and daily savings features, with funds secured by the Lembaga Penjamin Simpanan (LPS) deposit guarantee scheme. The app also provides payment services via QRIS and bill-splitting functionality for individual savers.

2 investors

Wibmo builds online payment platforms focused on fraud prevention, transaction processing, and authentication for banks, issuers, acquirers, and merchants. Its technology is used across more than 30 countries to secure digital payment experiences.

2 investors

wikifolio is an online platform where users follow trading strategies published by traders and, in Germany, Austria and Switzerland, can buy wikifolio index certificates that track a trader's portfolio performance. It serves retail investors and traders across Europe with a social investing and portfolio-sharing community focused on European stocks.

2 investors

Wildcat is a decentralized finance protocol that lets borrowers deploy customizable on-chain credit markets, setting their own interest rates, lockup periods, withdrawal cycles, reserve ratios, and lender access lists. It supports undercollateralized lending with direct borrower-lender relationships, optional off-chain legal agreements, and transferable debt tokens within the DeFi ecosystem.

2 investors

Wilton Re provides life reinsurance solutions to insurance companies, including in-force block acquisitions to manage legacy liabilities and new business capital support, as well as primary insurance offered through its subsidiary Texas Life to the U.S. worksite market.

2 investors

Wingback provides a platform for B2B SaaS companies to manage monetization, pricing, packaging, and invoicing. The company targets SaaS founders and leaders seeking consolidated tools for growth and revenue operations.

2 investors

Wingsure provides a mobile platform that delivers insurance and credit products to underserved rural farmers globally, powered by AI and multi-lingual voice technology to accelerate underwriting and personalize financial services. The platform also offers farming advisory services, risk mapping, and access to a marketplace of agricultural products and services.

2 investors

WiseLayer builds AI agents that automate specific complex tasks for finance and accounting teams, such as accruals and payroll accounting. Each AI worker handles a defined process to let finance staff focus on strategic work.

2 investors

Vavada is an online casino platform aimed at Estonian players, offering slots, table games, jackpots, and live dealer tables from providers such as Pragmatic Play, Play'n GO, and Evolution. It operates under a Curaçao license and provides bonuses, tournaments, a loyalty program, and multilingual 24/7 support.

2 investors

WISK provides a cloud-based restaurant inventory management system that tracks inventory in real-time, calculates recipe costs, and automates financial reporting for multi-location restaurant operations. The platform integrates with over 50 POS systems and helps restaurants reduce waste and optimize purchasing decisions.

2 investors

TributaSync by Teamscope is compliance software, currently in development, that generates Verifactu anti-fraud records and mandatory Spanish structured B2B e-invoices (Facturae/UBL) from invoices approved in Xero or QuickBooks Online. It targets Spanish subsidiaries and foreign-owned SLs that want to keep their existing accounting system rather than migrate, with Spain as its regional focus.

2 investors

Forge converts standard operating procedures into natural-language "runbooks" that deterministically automate mission-critical, high-volume workflows. It targets enterprise and financial institution operations teams, focusing on compliance processes such as transaction monitoring, KYC/EDD, customer due diligence, dispute resolution, and anti-money laundering.

2 investors

Women's World Banking Asset Management invests approximately $115M in inclusive financial institutions across emerging markets to enable women's economic empowerment. The organization focuses on low-income and underserved populations by funding companies that provide access to finance, supply chains, and productivity software while conducting gender-focused research and technical assistance.

2 investors

WorldCover operates a peer-to-peer funding platform that connects investors with insurance for smallholder farmers in developing countries, starting with crop insurance. It offers investors uncorrelated returns while providing natural disaster insurance that improves food and income security for farmers at the base of the pyramid.

2 investors

Woven Advice provides data management and automation tools for financial advisers and wealth management professionals, aiming to reduce manual data re-keying, valuation collection, and report production. The product targets independent financial advisers (IFAs) seeking to use AI and automation to grow a more profitable and compliant practice.

2 investors

Wren Sterling is an independent financial advisory business that recommends discretionary fund managers (DFMs) to manage client investments based on individual needs and risk profiles. The firm conducts due diligence on DFM partners and offers its own regulated fund management service, Magnus, through its financial advisers.

2 investors

Wundertax is an online tax return service for German taxpayers that guides users through filing tax declarations with role-specific forms and automated calculations. The platform supports various occupational groups and transmits filings directly to the German tax authority (Finanzamt) via the official ELSTER interface.

2 investors

Wych.io provides open banking infrastructure solutions for banks and fintechs operating in Australia and New Zealand, offering deployable data holder and data recipient systems alongside testing and validation services to enable compliant cross-market operations.

2 investors

Xelio builds stablecoin-based financial infrastructure through two products: stablechat, which lets consumers send, receive, and withdraw money via WhatsApp/SMS across Africa without smartphones or data, and stablecorp, which offers businesses global incorporation, digital accounts, stablecoin payments, and compliance. It targets consumers sending remittances and internet founders building global companies.

2 investors