Fintech Startups

Spicenet builds a brokerage network for decentralized finance, providing access to DeFi venues across multiple blockchain ecosystems. It serves builders and traders seeking liquidity and distribution solutions in the DeFi market.

4 investors

Splits provides permissionless financial infrastructure including subaccounts, treasury management, accounting, and payment processing built on cryptographically restricted, self-custodied accounts that require no paperwork or company formation. The platform serves individuals, agents, and institutions with APIs, CLIs, and UI tools for crypto payments, stablecoin conversions, payroll, and smart contract operations.

4 investors

Spontivly is a no-code data platform that provides teams with a unified view of their operations without requiring engineering resources to build it. The platform is designed for wealth management firms, particularly Registered Investment Advisors (RIAs) managing $100M–$1B in assets.

4 investors

Sprive is a fintech app that helps UK mortgage holders pay off their debt faster by automating overpayments from everyday shopping with partnered retailers. Users accumulate cashback and rewards that are automatically applied toward their mortgages to reduce interest payments.

4 investors

Stable Sea is a financial technology company that provides a compliance layer and onchain infrastructure for corporate treasury, letting companies move between SEC-registered funds, fiat, and payments with T+0 settlement in a single transaction. It offers capital management tools including role-based permissions, transaction history tracking, and monthly statement reconciliation.

4 investors

StakeStone is a crypto-native neo bank offering self-custody accounts with yield-bearing balances, gasless transactions, and borderless payments across DeFi and CeFi venues. It serves global individuals, businesses, and AI agents, providing a value network with a yield layer, KYA (Know Your Agent) verification, and onchain transparency.

4 investors

Staple provides an AI document-processing platform that verifies, extracts, and validates data from financial documents while building audit evidence into the process, including tampering detection, per-field audit trails, and e-invoice validation against tax authorities. It serves compliance and risk teams in regulated industries such as finance and insurance, with regional environments and e-invoicing connections across Singapore, Malaysia, China, the EU, and the US.

4 investors

Starlight provides an AI assistant that helps credit unions connect members to unclaimed government benefits and financial assistance programs—covering housing, food, healthcare, utilities, childcare, unemployment, and tax credits—then routes members back into credit union products. It serves credit unions across the U.S. to improve member engagement, retention, and loyalty among low-income members.

4 investors

Startbutton provides expansion infrastructure and an all-in-one API for digital businesses to sell software and digital products across African markets, handling local payment methods and multi-currency collections. It serves registered digital businesses expanding into emerging markets in Africa, and does not support physical goods.

4 investors

Stay is a Brazilian financial wellness platform for companies that integrates private pension plans, group life insurance, financial health tools, and long-term incentive/executive compensation programs. It offers HR teams tax-efficient benefits management and real-time employee data, with onboarding and plan management delivered through WhatsApp.

4 investors

Stilt provides financial products for immigrants and, through its Onbo product, offers APIs that let companies launch credit products without a bank sponsor by handling licensing, regulatory compliance, underwriting, loan management, credit reporting, and debt capital. The company was acquired by JG Wentworth.

4 investors

Stoa operates a marketplace for buying and selling GPUs, offering price discovery, RFQ-to-settlement workflows, and verified counterparties. It serves GPU brokers, data center operators, AI labs, cloud providers, OEMs, resellers, and lenders trading AI hardware.

4 investors

Strala is an integrated insurance claims partner that combines AI-native technology with experienced claims professionals to handle claims for insurance carriers, aiming to reduce cycle times and loss ratios. It serves enterprise insurance customers in the US, including clients for several of the largest carriers.

4 investors

STS Digital creates structured investment products for cryptocurrency holders, offering yield generation, capital protection, and leveraged exposure through customizable instruments like reverse convertibles and accumulators.

4 investors

Sturdy is a decentralized lending protocol offering isolated lending markets with shared liquidity, where lenders choose which collateral assets they are exposed to and project teams can create money markets for their tokens. It uses a Bittensor subnet to generate AI-optimized yield allocations across whitelisted lending silos.

4 investors

Sunbound provides a revenue operations platform for senior living communities that automates billing, payment collection, and insurance claims processing. The company serves senior living operators seeking to reduce administrative burden and financial leakage while enabling staff to focus on resident care.

4 investors

Sunfish provides financial packages and personalized guidance for individuals navigating fertility treatments including IVF, surrogacy, and egg/sperm donation. The company partners with fertility clinics to offer all-inclusive packages with money-back guarantees to make family-building more accessible.

4 investors

Super Dispatch runs a cloud auto-transport platform with a load board, carrier TMS and mobile eBOL apps for carriers, brokers and shippers.

4 investors

Super Payments operates a payment network offering merchants 0% processing fees and shoppers AI-powered checkout with rewards; the platform integrates open banking, cards, and buy-now-pay-later to facilitate UK online commerce.

4 investors

SwiftSku provides a mobile app and hardware solution that automates pricebook management and point-of-sale integration for independent convenience stores, enabling real-time sales monitoring, customer loyalty programs, and business analytics.

4 investors

Swipe is a mobile-first invoicing and accounting platform that enables small businesses to create invoices, manage inventory, track payments, and send bills via WhatsApp, email, or SMS. The platform serves small businesses and merchants in India with simplified accounting and payment collection features.

4 investors

Swypex offers an all-in-one financial platform that lets businesses manage their finances, including corporate cards, account opening, and spend tracking through a mobile app. It targets business customers seeking financial control, visibility, and efficiency.

4 investors

Syfe is a digital wealth management and investment platform offering ETF portfolios, smart investing baskets, and brokerage services for individual investors, including access to US, SGX, and ASX stocks. Licensed by the Monetary Authority of Singapore, it serves retail investors across the APAC region, including Singapore, Hong Kong, and Australia.

4 investors

Symbiotic builds a platform that enables digital assets to serve as collateral in on-chain financial products, providing guaranteed security for lending and related protocols.

4 investors