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PathPilot

YC S24

San Francisco, US · Founded 2024 · 3 employees · 6 known investors

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PathPilot provides specialized AI agents that automate 60–80% of high-volume operational workflows in lending, including onboarding, servicing, and collections, integrating directly into lenders' existing systems to enable revenue growth without proportional staff expansion.

AI & Machine LearningEnterprise SoftwareFinanceB2BLendingAIUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (S24)

PathPilot was founded in 2024 by Victor Laguna.

VLVictor Laguna
Victor LagunaFounderVictor Laguna is a software engineer who has held roles in product growth. He founded PathPilot.
VKVladimir Korshin
Vladimir KorshinCo-Founder2024–2025Founder at Level

Investors · 6

Alaya Capitallisted by Alaya CapitalMontevideo · $500K – $1M

How we know: Alaya Capital's portfolio page · a partner's Signal profile · castleplacement.com · the VCSheet dataset · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Hi VenturesreportedMexico City · $1M – $5M

How we know: Y Combinator's founder network · Not right? Tell us

Network VCreportedMenlo Park

How we know: castleplacement.com · Y Combinator's founder network · Not right? Tell us

Outfit VenturesreportedMill Valley

How we know: Y Combinator's founder network · Not right? Tell us

Unpopular VenturesreportedMiami · $100K – $500K

How we know: Y Combinator's founder network · Not right? Tell us

Related companies · 5

VeritusVeritus provides AI-powered voice, SMS, email, and chat agents for lenders, banks, and collection agencies to re-engage loan applicants, handle customer service, and manage borrower delinquencies while maintaining regulatory compliance. The platform automates outbound outreach, payment processing, and collections conversations across the lending and servicing lifecycle.
MasterpieceArcher provides financial infrastructure for data marketplaces and AI labor platforms, enabling instant payments to global contributors using stablecoins and yield on idle balances. The platform serves data providers, AI labor networks, and reinforcement learning environments that supply training data to frontier AI labs.
FinosuFinosu provides a cloud-based loan servicing platform that manages borrower communications (voice, text, email, chat), payment processing, and compliance workflows for consumer lenders. The platform serves originators of personal installment loans, lines of credit, BNPL, credit cards, and lease-to-own products.
StiltStilt provides financial products for immigrants and, through its Onbo product, offers APIs that let companies launch credit products without a bank sponsor by handling licensing, regulatory compliance, underwriting, loan management, credit reporting, and debt capital. The company was acquired by JG Wentworth.
Express BuildingExpress Building arranges financing solutions for real estate developers to build homes for Filipino homebuyers. The company operates in the residential property development financing sector in the Philippines.

Companies working in the same space as PathPilot.

Legal entities · 1

corporate structure
PathPilot, Inc.

In the news

PathPilot - AI Platform for Lendersycombinator.com · Jul 2026PathPilot: The AI model that understands session replay dataycombinator.com · Aug 2024PathPilot Funding | $450K Revenue | Complete Analysis | Extruct AIextruct.ai

Frequently asked questions

What does PathPilot do?
PathPilot provides specialized AI agents that automate 60–80% of high-volume operational workflows in lending, including onboarding, servicing, and collections, integrating directly into lenders' existing systems to enable revenue growth without proportional staff expansion.
Who founded PathPilot?
PathPilot was founded by Victor Laguna in 2024.
Who are PathPilot's investors?
PathPilot's investors include Y Combinator, Alaya Capital, Hi Ventures, Network VC, Outfit Ventures, Unpopular Ventures.
Where is PathPilot headquartered?
PathPilot is headquartered in San Francisco, US.