/Companies

Goodcover

YC S17

San Francisco, US · Founded 2017 · 1 employees · 15 known investors

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Goodcover offers renters insurance using a cooperative membership model that returns unclaimed premiums to members as annual dividends. The company delivers insurance through a digital-first platform with human support, operating as a fully licensed provider across 41 U.S. states.

Also known as Collective Financial Services Inc. · Collective

FintechInsurTechInsuranceUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (S17)

Goodcover was founded in 2017 by Christopher Lotz and Daniel Di Spaltro.

CLChristopher Lotz
Christopher LotzCo-founder · CEOChristopher Lotz worked in insurance for over ten years across multiple locations including New York, Singapore, Australia, and San Francisco. He previously held a role at AIG focused on high net worth personal insurance for global clients.
DDDaniel Di Spaltro
Daniel Di SpaltroCo-Founder

Investors · 15

Also in the syndicate · 3

Broadhaven VenturesLiquid 2TransRe

Funding

SEC filings, press & company announcements

$7.5M disclosed across 1 round · 2020

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 10

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LibertymutualLiberty Mutual provides commercial insurance solutions across multiple industries, including cyber insurance, property, liability, and workers compensation coverage tailored to business needs.
Concord MaterialsConcord Materials provides a software platform that automates procurement and financing for construction companies while connecting them with bulk material suppliers.
AxleAxle provides instant access to insurance data for fleet managers, asset lenders, and gig platforms, allowing them to verify coverage and reduce risk in seconds rather than hours.
FlorinFlorin is a private financial membership offering accounts, cards, and treasury services.
SteadilySteadily provides landlord insurance policies that protect rental property owners against property damage, liability claims, and lost rental income. It covers various property types including short-term rentals such as Airbnb and VRBO listings, serving residential landlords in the United States.
Policy GeniusPolicygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.
InsurifyInsurify operates an online insurance-comparison marketplace that pulls real-time, personalized quotes from 120-plus insurers (including GEICO, Allstate, and Progressive) for auto, home, renters, and pet insurance, letting shoppers compare policies and buy online or with a licensed agent. Its AI-powered tools include a policy-upload feature, and it also offers Insurify Car, a liability-only auto policy with weekly installment payments; the company is a licensed agency in all 50 U.S. states.
AziboAzibo is a property management platform that enables landlords to collect rent, screen tenants, manage leases, track maintenance, and handle accounting and tax preparation. The platform serves residential and commercial property owners of all portfolio sizes.

Companies working in the same space as Goodcover.

Legal entities · 1

corporate structure
Collective Financial Services Inc.

In the news

Frequently asked questions

What does Goodcover do?
Goodcover offers renters insurance using a cooperative membership model that returns unclaimed premiums to members as annual dividends. The company delivers insurance through a digital-first platform with human support, operating as a fully licensed provider across 41 U.S. states.
Who founded Goodcover?
Goodcover was founded by Christopher Lotz, Daniel Di Spaltro in 2017.
Who are Goodcover's investors?
Goodcover's investors include Aliya Capital Partners, Gaingels, Y Combinator, BoxGroup, Broadhaven Capital Partners, Fuel Capital, Global Founders Capital, Goodwater Capital and 4 more.
How much funding has Goodcover raised?
Goodcover has disclosed $7.5M raised across 1 round.
Where is Goodcover headquartered?
Goodcover is headquartered in San Francisco, US.