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Goodcover

YC S17

San Francisco, US · Founded 2017 · 1 employees · 7 known investors

Find your way into Goodcover

89 people in our graph share verified history with the Goodcover team — schools, employers, funds. One of them is your warm intro.

Goodcover offers renters insurance using a cooperative membership model that returns unclaimed premiums to members as annual dividends. The company delivers insurance through a digital-first platform with human support, operating as a fully licensed provider across 41 U.S. states.

Also known as Collective

FintechInsurTechInsuranceUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (S17)

Goodcover was founded in 2017 by Christopher Lotz and Daniel Di Spaltro.

CLChristopher Lotz
Christopher Lotzin𝕏Co-founder · CEOChristopher Lotz worked in insurance for over ten years across multiple locations including New York, Singapore, Australia, and San Francisco. He previously held a role at AIG focused on high net worth personal insurance for global clients.
DDDaniel Di Spaltro
Daniel Di SpaltroinCo-Founder

Investors · 7

Also in the syndicate · 3

Broadhaven VenturesLiquid 2TransRe

Funding

SEC filings, press & company announcements

$7.5M disclosed across 1 round · 2020

Source: company announcements and press reports — follow each round's link for the claim.

Competitors · 6

by search overlap
Lemonade1309 shared keywordsLemonade is a digital insurance provider offering homeowners, renters, car, pet, and term life insurance policies. The company uses AI to streamline policy underwriting and claims processing, targeting consumers seeking affordable insurance with fast, digital-first service.
Libertymutual1037 shared keywordsLiberty Mutual provides commercial insurance solutions across multiple industries, including cyber insurance, property, liability, and workers compensation coverage tailored to business needs.
Steadily885 shared keywordsSteadily provides landlord insurance policies that protect rental property owners against property damage, liability claims, and lost rental income. It covers various property types including short-term rentals such as Airbnb and VRBO listings, serving residential landlords in the United States.
Policy Genius845 shared keywordsPolicygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.
Insurify790 shared keywordsInsurify operates an online insurance-comparison marketplace that pulls real-time, personalized quotes from 120-plus insurers (including GEICO, Allstate, and Progressive) for auto, home, renters, and pet insurance, letting shoppers compare policies and buy online or with a licensed agent. Its AI-powered tools include a policy-upload feature, and it also offers Insurify Car, a liability-only auto policy with weekly installment payments; the company is a licensed agency in all 50 U.S. states.
Azibo536 shared keywordsAzibo is a property management platform that enables landlords to collect rent, screen tenants, manage leases, track maintenance, and handle accounting and tax preparation. The platform serves residential and commercial property owners of all portfolio sizes.

Companies competing with Goodcover for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Frequently asked questions

What does Goodcover do?
Goodcover offers renters insurance using a cooperative membership model that returns unclaimed premiums to members as annual dividends. The company delivers insurance through a digital-first platform with human support, operating as a fully licensed provider across 41 U.S. states.
Who founded Goodcover?
Goodcover was founded by Christopher Lotz, Daniel Di Spaltro in 2017.
Who are Goodcover's investors?
Goodcover's investors include Y Combinator, Fuel Capital, Global Founders Capital, Goodwater Capital.
How much funding has Goodcover raised?
Goodcover has disclosed $7.5M raised across 1 round.
Where is Goodcover headquartered?
Goodcover is headquartered in San Francisco, US.