London · Pre-Seed–Series A · 4 people tracked
Investment thesis
Pact VC backs early-stage startups, placing strong emphasis on founding teams with technical depth, product experience, and a track record of working together. The firm invests through thesis-driven themes, including its 'Betterment' theme, which targets technology enabling personal and professional development such as workforce upskilling for the AI era. Pact supports portfolio companies via its international network, facilitating enterprise sales introductions across Europe, the US, and MENA markets.
Source: firm website, verified Aug 7, 2026.
Team · 4 people
from the firm's website & public directories
What they invest in
from 11 of 23 portfolio companiesSaaS ×7AI & Machine Learning ×4Fintech ×3Climate Tech ×2Marketing Tech ×2AgTech ×1B2B Marketplaces ×1Cleantech ×1
HQs:United Kingdom×3United Arab Emirates×1Germany×1United States×1
Investments · 23 tracked
founders shown can be your intro pathSidekick is a digital wealth management platform aimed at ambitious professionals with evolving finances, offering investment tools alongside human expertise.
FintechSaaS
Matt Ford(Founder & CEO)
BoardStuart Newey(Chair of the Board)
Co-investorsOctopus VenturesTheVentureCity1818 Venture CapitalMS&AD Ventures
Energy OS platform that transforms how data centres procure and manage energy
Transformative ed-tech platform dedicated to reshaping children's growth through AI-powered interactive storytelling friends
Ainia works at the intersection of education and technology.
ConsumerEdTechMental Health
Co-investorsTranspose Platform Management
Procurement platform for frictionless B2B sales, reducing the cost and time spent for its clients
Fintech company based in the United Kingdom
Co-investorsHoaQOctopus Ventures
Community based banking and financial services platform for underserved diaspora communities in the UK
Data intelligence layer that calculates and helps reduce carbon emissions for the corporate travel industry
Tools for F&B brands to scale through underutilised spaces in sustainable and asset-light models
FlapKap provides fast, flexible, and fully digital working capital funding to SMEs, including e-commerce and Amazon sellers, using revenue-based financing repaid as a percentage of revenues.
FintechSaaSDubai, AE
Ahmad Coucha(Founder)Khaled Nassef(Founder)Sherif Bichara(Founder)in
Co-investorsA15Outliers VC
Growth Kitchen operates a virtual/delivery-brand platform that lets existing UK restaurant kitchens cook meals from established partner food brands during downtime, using their current space, staff, and equipment.
B2B MarketplacesFoodTechLogistics & Supply Chain
Humble is a browser-based AI assistant (Chrome and Edge extension) that captures notes, tasks, and past AI chat conversations in one place and surfaces what to do next, while keeping a timeline of completed work.
AI & Machine LearningFuture of WorkWellness & FitnessLondon, GB
Mahdi Shariff(Founder)in
End-to-end insurance platform providing right-sized insurance for SMEs in Germany
Juma is a collaborative AI workspace that provides 700+ automated "Flows" for repeatable marketing tasks, such as ad reports, social content, and competitor analysis, delivering finished assets from a single workspace that connects to multiple AI models.
AI & Machine LearningMarketing TechSaaS
Liferaft converts waste biomass such as corn, food byproducts, and woody waste into biochar using custom pyrolysis technology to durably store carbon, filter water, and improve soils.
AgTechCleantechClimate Tech
Co-investorsThe Venture Collective
Collaboration platform enabling marketing teams to work together using vendor-agnostic AI tools
Co-investorsTranspose Platform Management
Digital revenue based financing platform addressing the $250B financing gap for SMEs in MENA
SureIn provides insurance and risk management for businesses, combining independent advisory with a digital platform to store, compare, cancel and manage insurance contracts, file claims, and organize documents.
FintechInsurTechSaaS
Co-investorsAtlanticneoteq venturesRobin Capital
Symbe offers a business case platform for value-based B2B sales and go-to-market teams to build and automate ROI-focused business cases.
AI & Machine LearningSaaSSales Tech
Thomas Laurbjerg(Founder)inLuis Martin Blinder Acenal(Co-founder)in
Co-investorsRLC VenturesNotion CapitalPact VC
Thrust Carbon provides software for corporate travel programmes to measure, forecast, and reduce carbon emissions and costs, including an EngageAI behavioural nudging tool, an ISO 14083-assured emissions calculator, and advisory services.
Climate TechSaaSTravel & Hospitality
Co-investorsBegin Capital
Digital platform providing access to wealth management services for the underserved
Portfolio news
latest coverage across their companiesFlapKap · accent-soc.com · Aug 20, 2026
Sidekick Money · moneytothemasses.com · Jun 11, 2026
Principals & officers · per Companies House
what is this? ⓘSecretary · British
Director · British · since 2024
Director · British · since 2024
Margarita Timmans — 75–100% of shares, 75–100% of voting rights, right to appoint and remove directors
Frequently asked questions
- How many investments has Pact made?
- Pact has 23 tracked investments.
- What stage does Pact invest at?
- Pact invests at the Pre-Seed, Seed, Series A stages.
- What sectors does Pact focus on?
- Pact focuses on AgTech, AI & Machine Learning, Circular Economy, Climate Tech, Consumer, EdTech, Energy, Enterprise Software, Fintech, Future of Work, Healthtech, Impact & Social Good, SaaS.
- Where is Pact located?
- Pact is headquartered in London, GB.
- Who does Pact co-invest with?
- Pact most often shares deals with Octopus Ventures, Transpose Platform Management, MS&AD Ventures, among 16 tracked co-investors.
Media · Podcasts & interviews
featuring the teamMonik Pham & Reem Mobassaleh: Investing with Impact | Episode 18
Nothing Ventured · Monik Pham
Reem Mobassaleh Wyndham, co-founder of Pact VC, shaping a better world through resilience
MY KITCHEN, HER STORY · Reem Mobassaleh Wyndham
#145 Monik Pham, Pact VC
The European VC · Monik Pham
Co-investors · 2
QED Investors is a venture capital firm focused on financial services, founded by former Capital One executives to back founders bringing transparency and fairness to fintech.
SAV (Scale Asia Ventures) is a venture capital firm that invests in software and AI-driven companies, supporting portfolio growth through strategic introductions to talent and partners across APAC, the U.S., and global markets.
Firms observed investing alongside Pact, from public investor directories. Shared companies are the overlap with Pact's recorded portfolio.
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