Fuse
YC S24London, GB · Founded 2024 · 3 employees · 8 known investors
Fuse uses AI and automation to provide price transparency in US healthcare by determining accurate insurance benefits, detecting underpayments, and delivering cost estimates to patients before treatment. The company serves healthcare providers and patients seeking clarity on medical costs and payment accuracy.
AI & Machine LearningEnterprise SoftwareFintechHealthtechSaaSArtificial IntelligencePaymentsB2BHealthcareUnited KingdomEuropePartly Remote
Founders & leadership· Y Combinator alumni (S24)
Fuse was founded in 2024 by Sho Sugihara and Oscar Wilsby.
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Sho Sugiharain𝕏FounderSho Sugihara previously founded a fintech company that achieved profitability, and worked as a data analytics consultant at McKinsey on healthcare projects for systems including the NHS and major insurers. He holds degrees from Cambridge and the Karolinska Institutet and is from Japan.
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Oscar WilsbyinFounderOscar Wilsby holds an MEng and PhD in Machine Learning and Computational Physics from Cambridge and has worked as a post-doctoral researcher. He previously held research roles at McLaren F1 and Dyson, and co-founded a payments and credit analytics company that reached a multi-million dollar run rate.
Investors · 8
Delight VenturesTokyo · $429K – $312M
Transpose Platform ManagementHouston
Y CombinatorSan Francisco · $500K
Commerce VenturesreportedSan Francisco · $1M – $5M
FootworkreportedSan Francisco · $1M – $15M
Lowercarbon Capitalreported · 2 sourcesNew York · $100K – $5M
NextView VenturesreportedSan Francisco · $250K – $4M
Primary Venture PartnersreportedNew York · $1M – $3M
Funding
SEC filings, press & company announcements$25M disclosed across 1 of 2 rounds · 2025–2026
- $25MSeries AMar 2026
Commerce Ventures (lead), Footwork (lead), NextView Ventures (lead), Primary Venture Partners (lead)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 4
by search overlapFusefinance26 shared keywordsFuse Finance offers an AI-native loan origination system and account opening platform for financial institutions, including credit unions, banks, and non-bank lenders. The product includes applicant and agent portals, a no-code decision engine, an integrations marketplace, AI agents, and reporting, with an emphasis on automated loan and account origination workflows.
Fuse universal Corporate learning platform24 shared keywordsFuse provides a learning management system (LMS) combined with an AI learning experience platform for workforce training and development. The platform serves enterprises seeking to improve employee engagement and performance through structured training and AI-powered personalized learning.
Fuse AI19 shared keywordsFuseAI provides an agentic AI platform for sales teams to automate outbound prospecting, engagement, and lead generation across email, phone, and LinkedIn channels. The platform consolidates contact data validation, personalized messaging, real-time buying signals, and multi-channel automation into a unified revenue execution system.
Cowles_Investments_fuse13 shared keywordsFUSE is an early-stage venture capital firm that backs founders across enterprise software, vertical software, AI, robotics, and space, drawing on a network of 300+ operators, executives, and founders to support portfolio companies. The firm follows the founder rather than a fixed category and invests from the earliest stages.
Companies competing with Fuse for the same Google search keywords, organic and paid, via search-intersection analysis.
Companies House · registry record
View on Companies House ↗Insolvency history
- Registered name
- FUSE LTD
- Company number
- 05216126
- Status
- Dissolved
- Company type
- Private limited company
- Incorporated
- 27 Aug 2004
- Dissolved
- 26 Feb 2015
- Registered office
- Acre House, 11-15 William Road, London, NW1 3ER
- Nature of business (SIC)
- 73110 — Advertising agencies
- Previous names
- FUSE CREATIVE LTD (2005–2005)FUSE CREATIVE COMMUNICATION LIMITED (2004–2005)
- Accounts
- last made up to 31 Dec 2011
Current officers
- Louise Bean — secretary, appointed 20 Dec 2011
- William Harry Iii — director, appointed 4 Sept 2013
- Warren Spencer Kay — director, appointed 4 Sept 2013
Source: Companies House public register · retrieved 24 Jul 2026. Contains public sector information licensed under the Open Government Licence v3.0.
In the news
Frequently asked questions
- What does Fuse do?
- Fuse uses AI and automation to provide price transparency in US healthcare by determining accurate insurance benefits, detecting underpayments, and delivering cost estimates to patients before treatment. The company serves healthcare providers and patients seeking clarity on medical costs and payment accuracy.
- Who founded Fuse?
- Fuse was founded by Sho Sugihara, Oscar Wilsby in 2024.
- Who are Fuse's investors?
- Fuse's investors include Delight Ventures, Transpose Platform Management, Y Combinator, Commerce Ventures, Footwork, Lowercarbon Capital, NextView Ventures, Primary Venture Partners.
- How much funding has Fuse raised?
- Fuse has disclosed $25M raised across 1 of its 2 known rounds.
- Where is Fuse headquartered?
- Fuse is headquartered in London, GB.