/Companies

Fuse

YC S24

London, GB · Founded 2024 · 3 employees · 19 known investors

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Fuse uses AI and automation to provide price transparency in US healthcare by determining accurate insurance benefits, detecting underpayments, and delivering cost estimates to patients before treatment. The company serves healthcare providers and patients seeking clarity on medical costs and payment accuracy.

Also known as Fuse Insight, Inc.

Founders & leadership· Y Combinator alumni (S24)

Fuse was founded in 2024 by Sho Sugihara and Oscar Wilsby.

SSSho Sugihara
Sho SugiharaFounderSho Sugihara previously founded a fintech company that achieved profitability, and worked as a data analytics consultant at McKinsey on healthcare projects for systems including the NHS and major insurers. He holds degrees from Cambridge and the Karolinska Institutet and is from Japan.
OWOscar Wilsby
Oscar WilsbyFounderOscar Wilsby holds an MEng and PhD in Machine Learning and Computational Physics from Cambridge and has worked as a post-doctoral researcher. He previously held research roles at McLaren F1 and Dyson, and co-founded a payments and credit analytics company that reached a multi-million dollar run rate.
GD
George DavisFounder
JSJames Smith
James SmithFounderCo-Founder at Hessian
LV
Landon Vago-HughesFounder
TATunde Alao
Tunde AlaoFounder

Investors · 19

Notion CapitalreportedLondon · $1M – $100M

How we know: Y Combinator's founder network · Not right? Tell us

Orange CollectivereportedDanville

How we know: Y Combinator's founder network · Not right? Tell us

Funding

SEC filings, press & company announcements

$25M disclosed across 1 of 2 rounds · 2025–2026

Source: company announcements and press reports — follow each round's link for the claim.

Founder mafia

3 people who came through Fuse went on to found or lead other companies.

Related companies · 9

Fuse FinanceFuse provides an AI-native platform that enables financial institutions and their developers to build lending and account origination automations through a combination of business-friendly interfaces and flexible developer tools.
CollectlyCollectly provides AI-powered automation for healthcare revenue cycle management and patient financial engagement. The platform integrates with existing EHR and practice management systems to reduce manual billing work, lower collection costs, and accelerate cash flow for medical groups, health systems, and healthcare payers.
Fuse UniversalFuse provides a learning and performance platform that organizations adopt through partner consultancy and implementation services. The platform targets learning and development leaders globally.
Bretton AIBretton AI provides an agentic AI platform and managed services for regulated banks, focusing on financial crime prevention, fraud detection, institutional risk management, and back-office operations in the financial services sector.
SpadeSpade provides transaction data enrichment and standardization for financial institutions, fintechs, platforms, and AI companies. The company transforms inconsistent transaction streams into structured, geolocation-matched intelligence with fast processing and high accuracy.
Fuse AIFuseAI provides an agentic AI platform for sales teams to automate outbound prospecting, engagement, and lead generation across email, phone, and LinkedIn channels. The platform consolidates contact data validation, personalized messaging, real-time buying signals, and multi-channel automation into a unified revenue execution system.
CODEXAAn AI agent that manages international trade operations for exporters and importers, including customs clearance, cross-border payments, and trade financing. Built by a Central Bank-licensed FX bank, the system handles regulatory compliance and reduces operational costs in cross-border commerce.
FlyCodeFlyCode is an AI-powered payment recovery platform for subscription businesses that uses machine learning to automatically retry failed payments, leverage alternate payment methods, and optimize billing workflows to reduce involuntary churn and recover lost revenue.
Cowles_Investments_fuseFUSE is an early-stage venture capital firm that backs founders across enterprise software, vertical software, AI, robotics, and space, drawing on a network of 300+ operators, executives, and founders to support portfolio companies. The firm follows the founder rather than a fixed category and invests from the earliest stages.

Companies working in the same space as Fuse.

Legal entities · 1

corporate structure
Fuse Insight, Inc.

Companies House · registry record

View on Companies House ↗
Insolvency history
Registered name
FUSE LTD
Company number
05216126
Status
Dissolved
Company type
Private limited company
Incorporated
27 Aug 2004
Dissolved
26 Feb 2015
Registered office
Acre House, 11-15 William Road, London, NW1 3ER
Nature of business (SIC)
73110 — Advertising agencies
Previous names
FUSE CREATIVE LTD (2005–2005)FUSE CREATIVE COMMUNICATION LIMITED (2004–2005)
Accounts
last made up to 31 Dec 2011

Current officers

  • Louise Bean — secretary, appointed 20 Dec 2011
  • William Harry Iii — director, appointed 4 Sept 2013
  • Warren Spencer Kay — director, appointed 4 Sept 2013

Source: Companies House public register · retrieved 24 Jul 2026. Contains public sector information licensed under the Open Government Licence v3.0.

In the news

Frequently asked questions

What does Fuse do?
Fuse uses AI and automation to provide price transparency in US healthcare by determining accurate insurance benefits, detecting underpayments, and delivering cost estimates to patients before treatment. The company serves healthcare providers and patients seeking clarity on medical costs and payment accuracy.
Who founded Fuse?
Fuse was founded by Sho Sugihara, Oscar Wilsby in 2024.
Who are Fuse's investors?
Fuse's investors include Delight Ventures, Transpose Platform Management, Y Combinator, AC Ventures, Commerce Ventures, East Ventures, Footwork, Golden Gate Ventures and 11 more.
How much funding has Fuse raised?
Fuse has disclosed $25M raised across 1 of its 2 known rounds.
Where is Fuse headquartered?
Fuse is headquartered in London, GB.