Cumbuca
YC S21São Paulo, BR · Founded 2021 · 5 employees · 3 known investors
Cumbuca operates a Layer 7 API proxy that provides regulated access to Brazil's Open Finance and Pix ecosystem without requiring intermediaries or a separate payment institution license. It offers direct integration with Banco Central's open banking APIs for payments, account data, and credit information.
Also known as Comadre
Founders & leadership· Y Combinator alumni (S21)
Cumbuca was founded in 2021 by Daniel Ruhman.
DR
Daniel RuhmaninFounderDaniel Ruhman studied cognitive science at UC Berkeley and computer engineering in Brazil before leaving university to focus on entrepreneurship. For the past 2.5 years, he has worked with low-income households and gig economy workers in Brazil, with background experience in software development.
Investors · 3
Funding
SEC filings, press & company announcements- Undisclosed amountSeed Investment RoundAug 2023Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does Cumbuca do?
- Cumbuca operates a Layer 7 API proxy that provides regulated access to Brazil's Open Finance and Pix ecosystem without requiring intermediaries or a separate payment institution license. It offers direct integration with Banco Central's open banking APIs for payments, account data, and credit information.
- Who founded Cumbuca?
- Cumbuca was founded by Daniel Ruhman in 2021.
- Who are Cumbuca's investors?
- Cumbuca's investors include Y Combinator, Lightspeed Venture Partners, Verve Capital.
- Where is Cumbuca headquartered?
- Cumbuca is headquartered in São Paulo, BR.


