Fundraising Fox

Adaptive

4 known investors

Find your way into Adaptive

104 people in our graph share verified history with the Adaptive team — schools, employers, funds. One of them is your warm intro.

Kevin Kopczynskiunlockedknows Michael Gulla · together at Adaptive (overlapped)
knows the team · via Adaptive
×6knows the team · via Enterprise Rent-A-Car
×2knows the team · via Nationwide
×2knows the team · via Troy University

Adaptive is a specialty insurance and technology company that uses proprietary data models to offer parametric coverage for emerging climate risks, such as power outages and wind/hail deductible buy-backs. It serves agents, partners, and commercial and residential customers looking to build resilience against climate-related risks.

Founders & leadership

MGMichael Gulla
Michael GullainCEO and Co-Founder @ Adaptive InsuranceMichael Gulla has over 20 years of experience in insurance, including work on underwriting methodologies and risk assessment. He founded Adaptive, a specialty insurance and technology company offering parametric coverage for climate-related risks.

Investors · 4

Funding

SEC filings, press & company announcements

$5M disclosed across 1 round · 2026

Source: company announcements and press reports — follow each round's link for the claim.

Competitors · 7

by search overlap
Amwins16 shared keywordsAmwins is a wholesale insurance broker and specialty insurance distributor that provides retail agencies and insurance carriers with access to specialty markets, proprietary products, actuarial services, and program development. It also partners with and acquires insurance businesses, holding trading relationships with over 23,000 retail agencies.
Insureon12 shared keywordsInsureon is a digital insurance agency that helps small business owners compare and purchase commercial insurance policies from over 100 carriers online. Operating across all U.S. states, it serves small businesses across 900+ industries and has delivered over 1.8 million policies.
Covered10 shared keywordsCovered operates a homeowners insurance marketplace connecting mortgage borrowers with 80+ carriers across all 50 states, offering quote comparison, licensed advisor guidance, and renewal re-shopping to help borrowers secure adequate coverage and competitive rates.
Nextinsurance10 shared keywordsNEXT Insurance (ERGO NEXT) sells small-business insurance online, including general liability policies with product liability coverage for retailers, online sellers, wholesalers, and product makers. Customers can get a quote, customize coverage, and buy policies in about 10 minutes, with a mobile app for managing documents and filing claims.
Policy Genius9 shared keywordsPolicygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.
Descartesunderwriting9 shared keywordsDescartes Underwriting develops AI-powered parametric insurance products for natural perils including storms, wildfires, hail, and tornadoes, using satellite imagery, environmental data, and advanced modeling to assess risk and process claims. The company serves insurers and risk managers seeking to close coverage gaps in a changing climate.
Libertymutual8 shared keywordsLiberty Mutual provides commercial insurance solutions across multiple industries, including cyber insurance, property, liability, and workers compensation coverage tailored to business needs.

Companies competing with Adaptive for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Frequently asked questions

What does Adaptive do?
Adaptive is a specialty insurance and technology company that uses proprietary data models to offer parametric coverage for emerging climate risks, such as power outages and wind/hail deductible buy-backs. It serves agents, partners, and commercial and residential customers looking to build resilience against climate-related risks.
Who founded Adaptive?
Adaptive was founded by Michael Gulla.
Who are Adaptive's investors?
Adaptive's investors include Connecticut Innovations, Seraphim Space, Sunna Ventures, Congruent Ventures.
How much funding has Adaptive raised?
Adaptive has disclosed $5M raised across 1 round.