Fundraising Fox

Nicholas Hinrichsen

Founder

Founder/CEO at Carlypso

San Francisco Bay Area

FoundedCarlypso · YC

About

Nicholas Hinrichsen is the CEO and co-founder of Clutch, a credit union service organization (CUSO) that builds digital banking and lending infrastructure for credit unions, and serves on its advisory board. He also lectures on AI for credit unions at the Southeastern Regional Credit Union School. His work focuses on the application of financial technology and AI to credit union operations, including implementation, loan data analysis, and member experience.

Founder/CEO at CarlypsoYC S14

Intro paths

YC

Nicholas went through Y Combinator (Summer 2014) — any YC alum in your network can reach them through the YC community.

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In turn, Nicholas can intro founders to Carlypso's investors below.

Carlypso's investors · 2

August CapitalSan Francisco Bay Area · $1M – $15M checksY CombinatorSan Francisco · $500K checks · since 2014

Co-founders at Carlypso

CCChristopher Coleman
Christopher ColemanFounder

Experience

  1. Southeastern Regional Credit Union SchoolAI for Credit Unions (Lecturer)current2025 — present
  2. Suncoast Credit UnionAdvisory Board Membercurrent2025 — present
  3. ClutchCEO / Co-Foundercurrent2020 — presentSan Francisco Bay Area
  4. RudderStackInvestorcurrent2020 — presentSan Francisco Bay Area
  5. CobliInvestorcurrent2019 — presentSão Paulo Area, Brazil
  6. SouSmileInvestorcurrent2019 — presentSão Paulo Area, Brazil
  7. HODL Media Inc.Investorcurrent2018 — presentSan Francisco Bay Area
  8. CarvanaSenior Director, Sell To Carvana2019 — 2020
  9. CarvanaDirector of Product, Trades and Wholesale2017 — 2019Phoenix, Arizona Area
  10. CarlypsoCo-founder & CEO2013 — 2017San Francisco Bay Area
  11. knights & rosesCo-Founder & CEO2010 — 2013Hamburg und Umgebung, Deutschland
  12. 21212Entrepreneur In Residence2012Rio de Janeiro und Umgebung, Brasilien
  13. LevelUpSummer Analyst2012Großraum Boston und Umgebung
  14. Altira GroupSenior Investment Manager2008 — 2010Frankfurt am Main und Umgebung, Deutschland
  15. Merrill LynchIntern2007 — 2008Frankfurt am Main und Umgebung, Deutschland
  16. Bain & CompanyIntern2007München und Umgebung, Deutschland

Skills & more

Entrepreneurship71Baby Blessings14Business Development14Business Strategy37Financial Modeling19Leather Jackets5Management8Mergers & Acquisitions7Performing Arts3Start-ups40Strategic Planning3Strategy16
+2 moreUltimate FrisbeeZoology

Languages English · German · Portuguese · Spanish

From Nicholas's professional profile.

Frequently asked questions

Who is Nicholas Hinrichsen?
Nicholas Hinrichsen is the CEO and co-founder of Clutch, a credit union service organization (CUSO) that builds digital banking and lending infrastructure for credit unions, and serves on its advisory board. He also lectures on AI for credit unions at the Southeastern Regional Credit Union School. His work focuses on the application of financial technology and AI to credit union operations, including implementation, loan data analysis, and member experience.
Where does Nicholas Hinrichsen work?
Nicholas Hinrichsen is Founder/CEO of Carlypso.
What companies did Nicholas Hinrichsen found?
Nicholas Hinrichsen founded Carlypso.
Where did Nicholas Hinrichsen go to school?
Nicholas Hinrichsen studied at Stanford University Graduate School of Business (Master of Business Administration (MBA), Entrepreneurship/Entrepreneurial Studies); University of Sydney (Finance and Computer Science); Universidad Adolfo Ibañez, Viña del mar, Chile (Finance and Computer Science).

Founder mafias

Y Combinator mafia9,491

Also came through, then founded or led a company.

Sam AltmanPresidentFounded Tools for Humanity +3Garry TanPresident & CEOFounded Y Combinator +1Jessica LivingstonCo-founderFounded Y CombinatorAlexis OhanianYC Summer 2005Founded RedditFred EhrsamYC Summer 2012Founded Nudge +1Matt HuangYC Winter 2011Founded Hotspots

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Stanford University Graduate School of Business mafia465

Also came through, then founded or led a company.

Steve JurvetsonMaster of Business Administration (MBA)Founded Mojo VisionTony XuMBAFounded DoorDashDavid VélezMBAFounded Nubank +1IanMaster of Business Administration (M.B.A.)Founded Apex Technology +3Matt RouifStanford Ignite (Summer Institute for Entrepreneurship)Founded Photoroom +3Mikhail KokorichStanford Executive ProgramFounded Destinus +2

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University of Sydney mafia58

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Jesse BuckinghamBachelor of EconomicsFounded Vooma +2Alek SafarianB.Pharm.Founded Vantage Biosciences +1Ryan JuneeBComFounded Parsable +1Denis MarsB.E HonorsFounded Proxy +1Ben SandComputer Science - 3.5 years completed.Founded Strong Compute +1Nick MolnarBachelor of CommerceFounded Block +1

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EBS Universität für Wirtschaft und Recht mafia11

Also came through, then founded or led a company.

David NordhausenBachelor of Science (B.Sc.)Founded Fastgen +1Constantin SchreiberB.Sc.Founded Fastgen +1Adrian RennerMaster of Business Administration (MBA)Founded Feld Energy +1Dr. Tobias ReichmuthDr. rer. polFounded Singularity GroupSeb RothlisbergerUndergraduateFounded VascoSaskia BruystenMBAFounded Carbon Equity

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Rudderstack mafia2

Also came through, then founded or led a company.

Shvet JainCo-Founder, Executive ChairmanFounded Panther

Same school

Also attended Stanford University Graduate School of Business1,514

Roelof BothaAdvisor & former Steward at Sequoia Capital; SpaceX board memberPeter FentonGeneral Partner at BenchmarkSteve JurvetsonCo-founder of Future VenturesDavid SzeAdvisory Partner at GreylockKatherine BoyleGeneral Partner at Andreessen Horowitz (American Dynamism)Hunter WalkCo-founder & Partner at Homebrew

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Also attended University of Sydney304

Clay RobbinsForward Deployed Partner at Slow VenturesClare McCartney BeerCOO & Managing Director at Burda Principal InvestmentsTony NystenPartner at OpenOceanNaomi GunasekaranDeputy Chief Financial Officer, Funds - Finance at Magnetar AI VenturesJethro CohenPrincipal at Square Peg CapitalOsh JayasuriyaInvestment Operations Manager at Square Peg Capital

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Also attended EBS Universität für Wirtschaft und Recht90

Gülsah WilkeInvestor at DN CapitalJohn GregerCPO & Portfolio Partner at Burda Principal InvestmentsYi Min LohInvestment Associate at Burda Principal InvestmentsRouven DresselhausInvestor at Cavalry VenturesChristian WenigerVenture Partner at Storm VenturesJulia Novaes RouxGeneral Partner, Head of Investor Relations & Marketing at TCV

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Shared employers

Also worked at SouSmile1

Fabricio PettenaInvestment Partner at Global Founders Capital

Also worked at 212122

Paulina KarpisVice President, Platform at Long Ridge Equity PartnersDaniel SchorManaging Partner at OCEAN.capital

Also worked at Merrill Lynch557

Hans TungManaging Partner at Notable CapitalAnthony LinHead of Intel Capital, Corporate Vice President at Intel CapitalNoorPartner at Clear VenturesKesha CashFounder & General Partner at Impact America FundAftab MathurManaging Director at Temasek at Golden Gate VenturesAndrew WallaceVice President, Revolution Growth at Revolution

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Also worked at Bain & Company862

Steve JurvetsonCo-founder of Future VenturesLaela SturdyManaging Partner at CapitalGTheresia GouwFounding Partner at Acrew CapitalZach PerretCo-founder & CEO of Plaid; co-founder of MischiefWilliam HockeyCo-founder of Plaid; founder & CEO of ColumnJulie YangVice President at Investcorp

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