Fundraising Fox

Moritz Stephan

Founder

Founder at Mine

Stanford, California, United States

FoundedMine · YC

About

Moritz Stephan is the founder of Mine, which offers AI-powered financial products including a credit-building debit card and financial advisory tools. He previously founded Fizz, a Y Combinator-backed company from the S21 cohort.

Founder at MineYC S21

Intro paths

YC

Moritz went through Y Combinator (Summer 2021) — any YC alum in your network can reach them through the YC community.

GP

Their group partner at YC was Aaron Epstein, General Partner at Y Combinator — the partner who ran Mine's batch and knows the company first-hand. YC profile ↗

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In turn, Moritz can intro founders to Mine's investors below.

Mine's investors · 5

359 Capitalsince 2026Cherry VenturesBerlin · $2.2M – $7.7M checksFJ LabsNew York · $100K – $3M checks · since 2026Kleiner PerkinsMenlo Park · $500K – $15M checks · since 2026Y CombinatorSan Francisco · $500K checks · since 2021

Co-founders at Mine

MPMoritz Pail
Moritz PailFounder

Experience

  1. CognitionHuman Software Engineercurrent2024 — present
  2. Stanford Artificial Intelligence Laboratory (SAIL)Undergraduate Research Assistant2021 — 2024Stanford, California, United States
  3. Trunk Tools, Inc.Research Engineer2023
  4. Trunk Tools, Inc.Product Manager2022 — 2023
  5. Fizz (YC S21)Advisor2021 — 2023Boston, Massachusetts, United States
  6. Fizz (YC S21)Co-Founder2021Boston, Massachusetts, United States
  7. Team TumbleweedCo-Founder2016 — 2020Vienna, Austria
  8. Österreichisches Bundesheer (Austrian Armed Forces)Software Developer (Military Service)2018 — 2019Vienna, Austria

Skills & more

Project management11Research8Deep Learning10Robotic SystemsSystem DesignMachine Learning1Software DevelopmentSoftware ArchitectureEntrepreneurship1Start-ups1Business Process DesignData Analysis
+12 morePythonEmbedded SystemsCLinuxGitSQLRESTDatabasesNatural Language Processing3D-PrintingArtificial Intelligence (AI)Neural Networks

From Moritz's professional profile.

Frequently asked questions

Who is Moritz Stephan?
Moritz Stephan is the founder of Mine, which offers AI-powered financial products including a credit-building debit card and financial advisory tools. He previously founded Fizz, a Y Combinator-backed company from the S21 cohort.
Where does Moritz Stephan work?
Moritz Stephan is Founder of Mine.
What companies did Moritz Stephan found?
Moritz Stephan founded Mine.
Where did Moritz Stephan go to school?
Moritz Stephan studied at Stanford University (Master of Science - MS, Computer Science (AI)); Stanford University (Bachelor of Science - B.S., Computer Science (Theory)); Y Combinator (S21).

Founder mafias

Y Combinator mafia8,773

Also came through, then founded or led a company.

Sam AltmanPresidentFounded Tools for Humanity +3Jessica LivingstonCo-founderFounded Y CombinatorAlexis OhanianYC Summer 2005Founded RedditFred EhrsamYC Summer 2012Founded Nudge +1Matt HuangYC Winter 2011Founded HotspotsTrae StephensYC Winter 2022Founded Pursuit +1

+ 8,766 more

Y Combinator mafia4,716

Also came through, then founded or led a company.

Ryan SheaEntrepreneurshipFounded StacksTarek MansourFounded KalshiSuhail DoshiEating beans & riceFounded Playground +1Subomi OluwalanaW22Founded ConvoyDarius "Bubs" MonsefS19Founded Sightbox +3Matthew ScholzFounded Oisin Biotechnologies +3

+ 4,709 more

Stanford University mafia903

Also came through, then founded or led a company.

Peter ThielJ.D.Founded PayPal +1Reid HoffmanB.S.Founded LinkedIn +2Joe LonsdaleBSFounded Opto +3Mike Maples JrBSFounded Pattern BreakersSteve JurvetsonMSEEFounded Mojo VisionBalaji SrinivasanGraduate StudentFounded Counsyl +1

+ 896 more

Sir Karl Popper Schule mafia3

Also came through, then founded or led a company.

Konstantin KlinglerFounded Seamflow +1Saman SayahpourFounded Axelrod

Trunk Tools mafia3

Also came through, then founded or led a company.

Erica BresciaBoard MemberFounded BitnamiGeorge MathewInvestorFounded Anaconda

Same school

Also attended Stanford University2,000

Peter ThielCo-founder & Partner at Founders FundReid HoffmanCo-founder of LinkedIn; Partner at GreylockDavid SacksCo-founder & General Partner at Craft Ventures; former White House AI & Crypto CzarKeith RaboisManaging Director at Khosla VenturesGarry TanPresident & CEO of Y CombinatorAlfred LinPartner at Sequoia Capital

+ 1,994 more

Also attended Y Combinator2,000

Tarek MansourCo-founder & CEO of KalshiSuhail DoshiFounder of Mixpanel; founder of ParticleSubomi OluwalanaCo-founder & CEO of ConvoyArhaan A.Deeptech Fellow at Clear VenturesMaroof AhmedFounder at Octopus VenturesJustin SwartPartner at Bitkraft Esports Ventures

+ 1,994 more

Also attended The Masters School3

Wesley MorrisInvestor at Silversmith Capital PartnersBen MillerInvestments at SuRo CapitalTony RosenbergSenior Associate at Prudence

Also attended Sir Karl Popper Schule2

Saman SayahpourFounder at AxelrodKonstantin KlinglerCEO at Seamflow

Shared employers

Also worked at Cognition21

Scott WuCo-founder & CEO of CognitionKira BusmanInvestor at Index VenturesSriram KrishnanStartup builder and investorBryan GertzogPartner at StripesAaref HilalyPartner at Bain Capital VenturesRak GargPartner at Bain Capital Ventures

+ 15 more

Also worked at Stanford Artificial Intelligence Laboratory (SAIL)36

Jay YuInvestment Analyst at Pantera CapitalAndrew YingInvestor at GreycroftIrving HsuInvestor at Mayfield FundAdriel SaportaVenture Fellow at SHAKTIJayaInvestor at Foundation CapitalRob HarriesSoftware Engineer at Rocketship.vc

+ 30 more

Also worked at Trunk Tools, Inc.3

Erica BresciaManaging Director at Redpoint VenturesScott BradyFounding Partner at Innovation EndeavorsGeorge MathewManaging Director at Insight Partners

Also worked at Fizz (YC S21)3

David HartwigOperating Partner at Sapphire VenturesMoritz PailFounder at MineKonstantin KlinglerCEO at Seamflow