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Moritz Stephan

Founder

Founder at Mine · Founder at Hone

Stanford, California, United States

FoundedHoneMine · YC

Find your path to Moritz

909 people in our graph share verified history with Moritz — schools, employers, funds. One of them is your warm intro.

Paul KwanunlockedMoritz: together at Stanford University (2019–2024)
×8Moritz: together at Stanford University
×2Moritz: together at Stanford Artificial Intelligence Laboratory (SAIL)
Moritz: together at Trunk Tools

About

Moritz Stephan is the founder of Mine, which offers AI-powered financial products including a credit-building debit card and financial advisory tools. He previously founded Fizz, a Y Combinator-backed company from the S21 cohort.

Founder at MineYC S21

Intro paths

YC

Moritz went through Y Combinator (Summer 2021) — any YC alum in your network can reach them through the YC community.

GP

Their group partner at YC was Aaron Epstein, General Partner at Y Combinator — the partner who ran Mine's batch and knows the company first-hand. YC profile ↗

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In turn, Moritz can intro founders to Mine's investors below.

Mine's investors · 6

359 Capitalsince 2026Cherry VenturesBerlin · $2.2M – $7.7M checksFJ LabsNew York · $100K – $3M checks · since 2026Kleiner PerkinsMenlo Park · $500K – $15M checks · since 2026Sapphire VenturesMenlo Park · $5M – $20M checks · since 2026Y CombinatorSan Francisco · $500K checks · since 2021

Co-founders at Mine

MPMoritz Pail
Moritz PailFounder

Founder at Hone

Co-founders at Hone

CKCarlo Kobe
Carlo KobeFounder
OBOliver Brady
Oliver BradyFounder

Experience

  1. HoneCo-Foundercurrent2026 — present
  2. CognitionHuman Software Engineer2024 — 2026
  3. Stanford Artificial Intelligence Laboratory (SAIL)Undergraduate Research Assistant2021 — 2024Stanford, California, United States
  4. Trunk Tools, Inc.Research Engineer2022 — 2023
  5. Fizz (YC S21)Co-Founder & Advisor2021 — 2023Boston, Massachusetts, United States
  6. Team TumbleweedCo-Founder2016 — 2020Vienna, Austria
  7. Österreichisches Bundesheer (Austrian Armed Forces)Software Developer (Military Service)2018 — 2019Vienna, Austria

Frequently asked questions

Who is Moritz Stephan?
Moritz Stephan is the founder of Mine, which offers AI-powered financial products including a credit-building debit card and financial advisory tools. He previously founded Fizz, a Y Combinator-backed company from the S21 cohort.
Where does Moritz Stephan work?
Moritz Stephan is Founder of Hone and Founder at Mine.
What companies did Moritz Stephan found?
Moritz Stephan founded Hone, Mine.
Where did Moritz Stephan go to school?
Moritz Stephan studied at Stanford University (Master of Science - MS, Computer Science (AI)); Stanford University (Bachelor of Science - B.S., Computer Science (Theory)); Y Combinator (S21).

Founder mafias

Sir Karl Popper Schule mafia3

Also came through, then founded or led a company.

Konstantin KlinglerFounded Seamflow +1Saman SayahpourFounded Axelrod

Same school

Shared employers