Toku
YC S21Mexico City, MX · Founded 2020 · 150 employees · 11 known investors
Toku provides software for Latin American businesses to manage accounts receivable operations, including payment processing, retry logic for failed transactions, and customer notifications, allowing companies to improve cash collection efficiency.
Founders & leadership· Y Combinator alumni (S21)
Toku was founded in 2020 by Francisca Noguera, Cristina Etcheberry, and Enzo Tamburini.
FN
Francisca NoguerainFounderShe spent three years working in the Chilean financial sector at Falabella and holds a degree in Business and Economics from Pontificia Universidad Católica de Chile.
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Cristina EtcheberryinFounderCristina Etcheberry is a product manager and self-taught developer with over three years of experience at a major Latin American airline and prior involvement in developing a voice skill product. She holds a BS in Business and Economics from Pontificia Universidad Católica de Chile.
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Investors · 11
F-Prime CapitalCambridge · $3M – $10M
Gradient VenturesSan Francisco · $100K – $10M
Honey Island CapitalCuritiba · $200K – $1M
Oak HC/FTStamford
Region CuatroCalifornia
Wollef VenturesMexico City
Y CombinatorSan Francisco · $500K
Funders Club ManagementreportedSan Francisco
Also in the syndicate · 3
ClocktowerHoney IslandWollef
Funding
SEC filings, press & company announcements$57.3M disclosed across 2 of 4 rounds · 2024–2025
- $48MSeries AApr 2025 · 2 sources
Oak HC/FT (lead), Clocktower, F-Prime Capital, Gradient Ventures, Honey Island, Y Combinator
Source ↗ - $9.3MraisedApr 2024 · 2 sources
Gradient Ventures (lead), Clocktower, F-Prime Capital, Funders Club, Wollef, Y Combinator
Source ↗ - Undisclosed amountSeries AApr 2024Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 4
by search overlap
Doxo34 shared keywordsdoxo operates an online bill pay network that lets U.S. consumers manage and pay all their household bills and due dates in one place across more than 120,000 billers and 45 service categories. It also offers doxoDIRECT for billers to receive payments and doxoINSIGHTS, which analyzes aggregated household bill pay data.
Neatpagos29 shared keywordsNeat is a Chilean bill-payment platform that lets users centralize and pay their bills with credit, debit, or prepaid cards, choosing to pay in pesos, UF, or UTM and in up to 24 installments. It offers a loyalty program (NeatPoints), scheduled payments and reminders, and serves consumers managing recurring monthly payments in Chile.
Square26 shared keywordsSquare is a financial services platform that provides point-of-sale systems, payment processing, payroll management, and cash flow tools for small and medium-sized businesses. The platform integrates with hundreds of third-party applications to help merchants manage operations across online and offline channels.
Manglai21 shared keywordsManglai is an AI-powered platform for managing corporate environmental impact, consolidating carbon, water, and waste data from integrated sources with traceable calculations for audits and regulatory reporting. It serves companies and ESG managers with automated measurement, action planning, and compliance reporting aligned with standards such as the GHG Protocol, ISO 14064, CSRD, and GLEC.
Companies competing with Toku for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Toku do?
- Toku provides software for Latin American businesses to manage accounts receivable operations, including payment processing, retry logic for failed transactions, and customer notifications, allowing companies to improve cash collection efficiency.
- Who founded Toku?
- Toku was founded by Francisca Noguera, Cristina Etcheberry, Enzo Tamburini in 2020.
- Who are Toku's investors?
- Toku's investors include F-Prime Capital, Gradient Ventures, Honey Island Capital, Oak HC/FT, Region Cuatro, Wollef Ventures, Y Combinator, Funders Club Management.
- How much funding has Toku raised?
- Toku has disclosed $57.3M raised across 2 of its 4 known rounds.
- Where is Toku headquartered?
- Toku is headquartered in Mexico City, MX.