InsurTech Startups

NuSummit provides AI and digital technology services focused on regulated industries including capital markets, investment banking, insurance, and financial services. It offers domain-specific solutions and digital core expertise aimed at helping enterprises in these sectors adopt AI reliably and in compliance with regulations.

1 investor

Obsidian Specialty is a hybrid program carrier that partners exclusively with managing general agents and program administrators to build long-term program business. It provides underwriting, actuarial, and risk-retention solutions tailored to program managers and reinsurers in the specialty insurance market.

1 investor

Ocean Ledger uses proprietary geospatial AI models that process satellite imagery and ground-truth data to generate 3D layers and historical trends on coastal dynamics such as elevation, shoreline change, seabed movement and natural defenses. It applies these insights to model coastal surge risk and support tailored insurance coverage for coastal assets.

1 investor

Ocean Falls advises developers, operators, and investors on siting and de-risking small-to-midsize (sub-10MW) AI inference infrastructure, offering site identification, power screening, community stakeholder alignment, and specialized insurance placement. It also structures captive insurance programs tailored to data center operators, drawing on prior experience operating power-intensive computing infrastructure in British Columbia.

1 investor

Odaptos is a French company offering an AI-based platform for usability testing. Product and design teams use it to run tests and evaluate how users interact with their interfaces.

1 investor

MetLife's Gulf regional operation offers insurance and financial products for individuals and businesses, with tools for managing policies and tracking health. It serves customers in the Gulf/Middle East region.

1 investor

Omega Benefits builds custom, licensed benefit microsites that let employees explore and select their available benefits, aimed at HR departments and benefits brokers serving organizations with 100 to 5,000+ employees. Sites include features such as PDF attachments, plan comparison tables, language translations, monthly analytics, and an optional AI chatbot trained on client materials.

1 investor

Onda provides comprehensive cyber insurance for UK businesses with annual revenues up to £1 billion, distributed through brokers via its Onda + and Onda X products. It includes a proprietary cyber risk and insurability platform called Navigator with continuous monitoring, threat intelligence, and 24/7 incident response, underwritten through Lloyd's of London.

1 investor

One Inc operates a digital payments network for the insurance industry, handling premium and claims payments for property, casualty, life, and annuity insurers. It provides tools to replace manual, check-based payment workflows with electronic payment processing.

1 investor

OneConnect (金融壹账通) provides technology and digital transformation services for banks, insurers, government agencies, and enterprises, offering solutions such as intelligent lending, smart customer service, and risk management platforms. Based in China with offices across the Greater Bay Area and Southeast Asia, it also exports its fintech solutions to overseas financial institutions.

1 investor

OneDigital is a benefits, insurance, and financial advisory firm serving employers across North America, offering advisory services around employee health benefits, financial security, and workforce strategy. The firm also develops AI-driven workforce intelligence approaches to help organizations manage talent and AI transformation.

1 investor

Oneglobal Latin America is an independent insurance and reinsurance broker that provides advisory, placement, and risk management services for complex and technical risks. It serves multinational organisations and high-growth companies with offerings including retail insurance broking, risk management, and employee benefits consulting.

1 investor

An online insurance broker platform that provides coverage for mobile electronics and devices against damage (drops, liquid damage, malfunctions, battery issues, electrical damage). The company serves both private and professional users in Germany and operates as a distribution channel for multiple insurance carriers.

1 investor

Oona is a digital general insurance platform serving customers and partners across South East Asia, with businesses in Indonesia and the Philippines. It uses a buy-and-build strategy and technology-driven products to grow in the region's general insurance market.

1 investor

Oona Health is a health insurance provider that uses data and analytics to guide customers to timely care and prevention, with a healthcare team of physiotherapists, nurses, psychologists and doctors. It operates in the Nordics through brands including Dansk Sundhedssikring, DSS Hälsa in Sweden, and PrimaCare, and is one of Denmark's largest health insurers.

1 investor

OpenDialog builds specialised AI agents that automate insurance workflows such as quotations, policy queries, policy changes, re-engagement, and claims. Its agents are designed to operate compliantly across regulated insurance journeys, serving insurers, brokers, and agencies to increase conversions and self-service resolution.

1 investor

OpenEyes provides insurance and telematics technology for commercial fleets, using vehicle and driver data to identify and reduce traffic accident risks. The platform helps fleet managers and insurers achieve cost savings through improved underwriting and safety practices.

1 investor

Optimity offers a mobile app that uses micro-learning quizzes, activities, and challenges to engage users in health and wellness, with a rewards system. It positions itself in the insurtech space, serving insurers seeking to build engagement with modern consumers.

1 investor

Optimiz provides a mobile application for international traders and insurers to remotely inspect cargo condition, capture digital evidence, and automate claims processing to reduce survey costs and claims resolution time.

1 investor

Opus Medical provides personalized case management services for injured workers, matching clinical oversight to the severity of each injury. It supports workers and employers through the recovery process using clinical coordination and evidence-based practices, primarily in the workers' compensation context.

1 investor

Orakle Weather offers parametric weather insurance that automatically compensates travelers and outdoor-activity customers when rainfall at their location reaches a defined threshold. Using advanced weather models built with climatologists and partnering with insurer Solucia SPJ, it monitors the weather daily and initiates bank transfers within one business day when a claim is triggered.

1 investor

Orbiseed develops an AI-powered software platform for business-to-business procurement of construction materials, specifically MEP (mechanical, electrical, plumbing) products. The platform helps distributors and sales agents automate product selection and quote preparation.

1 investor

Orchid Insurance provides coverage solutions distributed through partners, working with roughly a dozen carriers to offer insurance products and self-service digital tools. It focuses on reducing friction and improving efficiency for its distribution partners.

1 investor

Origami Risk provides a configurable software platform for managing claims, workflows, data, and compliance in risk, insurance, and safety operations, with AI-assisted data mapping, reporting dashboards, and a mobile app. It serves organizations such as insurers and risk management pools that need to handle complex risk and safety workflows.

1 investor