InsurTech Startups

Layer 1 Agriculture (L1A) is an AI-powered managing general agent offering climate-smart crop insurance, using its proprietary L1A Risk engine to generate farm-level risk scores from climate, crop, and farm data. It serves specialty crop producers, smallholders, and climate-vulnerable farms in underserved regions, with products including parametric insurance, indemnity insurance, and captive structures.

1 investor

Layerup builds agentic AI systems that automate end-to-end workflows in insurance and financial services, including claims handling, underwriting, lending, collections, and compliance, deployed within existing enterprise systems.

1 investor

LeadVolt is a CRM system designed for retail insurance agencies to streamline sales and customer management with workflow automation and prospect prioritization.

1 investor

Lean provides health-insurance operators, brokers, and insurers in Brazil with services for claims processing, authorization, and regulatory risk management, including standardized medical opinions, loss-ratio control, legacy system integration, and ANS compliance. It functions as an extension of the client's operational structure.

1 investor

LeaseTerm Solutions provides risk management products for the multi-family housing industry, helping apartment communities manage lease breaks, property damage, and bad debt. Its offerings serve property owners and managers seeking alternatives to traditional security deposits and liability coverage for resident-caused damage.

1 investor

MetLife's Lebanon operation provides life insurance and protection products for individuals and companies, with premium payment options through Bank Audi apps. The company has more than 70 years of presence as a life insurance provider in Lebanon.

1 investor

LegacyShield is a digital platform for insurance advisors and financial professionals to communicate with clients, store and share policies and documents, and monitor client activity. It supports automated document sharing tied to life events and integrates with tools such as SmartOffice, Outstand, Estate Guru, and Plaid.

1 investor

Lemonaide is a Thai company building software for the automotive sector that records and verifies vehicle history data. Its system authenticates information about a vehicle so that dealers, buyers, and other parties are working from the same record. The stated aim is to reduce information gaps between sellers and purchasers in the used-car market.

1 investor

Lemon Healthcare operates a mobile healthcare data platform that lets patients handle hospital appointment booking, in-clinic guidance, medical record and test result lookup, mobile payment and parking settlement, and automated insurance claims from a smartphone. It also offers prescription transmission to pharmacies, document issuance, an AI health Q&A bot, wearable-device health tracking, and DNA test-based personalized health management, primarily serving patients of major hospitals in South Korea.

1 investor

LeverageRx is an online marketplace that helps medical professionals compare and shop for insurance (such as disability insurance) and loans (such as physician mortgages). It focuses on helping doctors find competitive rates on financial products.

1 investor

Liberty Dental Plan offers dental insurance plans for individuals and families, with a network of more than 5,000 dentists, and provides teledentistry services for virtual and emergency dental care. It also serves dentists and brokers through its provider network and broker programs.

1 investor

Liberty Mutual is an insurance provider offering personal insurance products including car, home, homeowners, and renters coverage to consumers. The company provides online quotes, claims handling, and support through both its website and mobile app.

1 investor

Life5 is an online life insurance provider that lets customers calculate a price, answer health questions, and activate a policy digitally, with coverage underwritten by AXA. It offers flexible life insurance with optional permanent disability cover and capital advances for funeral costs and inheritance tax, serving families in Spain.

1 investor

LimitFi is a manager of credit liabilities that deploys insurance capital into private, illiquid, and underserved credit markets through bespoke risk-transfer and distribution structures. It serves the banking and insurance ecosystems with structures covering corporate credit, consumer and commercial finance, and real assets, focused on developed markets in North America and Europe.

1 investor

Linker Finance provides digital banking technology for community financial institutions to enhance customer relationships and serve business customers. The platform integrates with existing banking systems and offers unified experience, CRM, fraud detection, and compliance capabilities built with AI and automation.

1 investor

Liquid is an insurance protocol for prediction markets that lets users set a maximum loss level so they never lose more than a chosen amount. It offers a protection floor mechanism to safeguard a portion of a user's funds while they trade the rest.

1 investor

LiST provides an AI platform for medical underwriting and longevity risk assessment, enabling insurance and financial services partners to make data-driven decisions through natural language processing and automated pricing.

1 investor

Aman provides employee benefits, including health insurance coverage, for companies in Indonesia. It focuses on helping employers offer health benefits to their workforce.

1 investor

Location, Inc. provides location-based intelligence data used for business decision-making, with solutions for the insurance, real estate, and general business sectors. The company delivers data products to enterprises across these industries.

1 investor

Loveland Innovations makes IMGING, a platform that turns drones and an iOS mobile app into property inspection tools, using AI to detect roof damage, generate 3D models, measurements, and standardized inspection reports. It serves roofers, solar site surveyors, and insurance claims adjusters, with integrations such as Xactimate for claims workflows.

1 investor

Lucent Health provides health benefits administration for self-insured employers, combining claims management with data-driven, human-focused care management to help health plan participants make cost-saving healthcare decisions. The company operates nationwide in the US.

1 investor

Lukango provides insurance products designed for small businesses, freelancers, and microbusinesses, offering flexible and simplified coverage that adapts to modern business needs. The company aims to replace rigid, complicated insurance with straightforward and fair solutions for underserved entrepreneurs.

1 investor

Lumity is a digital employee benefits broker that handles benefits administration, renewal negotiation, employee support, and compliance for companies through a single platform and dedicated team. It serves HR teams as an outsourced extension, focused on managing health insurance and employee benefits.

1 investor

Lumnion provides AI and machine learning software for insurers to automate data preparation, model risk, analyze portfolios, and manage pricing with an integrated rule/rating engine, monitoring, and reporting. The platform targets insurance pricing and risk teams, helping improve loss ratios and pricing capabilities.

1 investor