InsurTech Startups

Advocate is an insurance software platform that automates policy servicing and coverage gap analysis for commercial insurance, using a data network of benchmarked transactions to provide carrier appetite and pricing intelligence. It helps brokers build data-driven proposals, identify at-risk renewals, and turn coverage data into portfolio intelligence.

1 investor

Aegon is a financial services company providing investment and insurance services, managing over £240 billion in assets under administration in the UK.

1 investor

Aeolus is a specialist manager of reinsurance risk that provides tailored solutions for cedants while pursuing non-correlated returns for investors. It focuses on property catastrophe reinsurance and applies catastrophe modeling and research, including hurricane and climate risk analysis.

1 investor

Aevitae is a Dutch health insurance service provider that manages insurance products and administration for consumers, employers, intermediaries, and healthcare providers. It offers business health services (Bedrijfszorg) and an online customer portal ("Mijn Aevitae").

1 investor

Africa Specialty Risks (ASR) is a specialty insurance platform that provides local underwriting expertise, distribution, and access to global capacity to fulfil unmet insurance needs in developing markets. It serves businesses across Africa and the Middle East, underwriting risks through balance sheets in Bermuda, Mauritius, and Syndicate 2454 at Lloyd's.

1 investor

AG2R La Mondiale offers online health insurance ("mutuelle") account services in France, letting individuals, employees, self-employed workers, and retirees centralize and track health reimbursements from social security and their complementary insurance for their whole family. The platform provides a client area for managing contracts, tracking reimbursement claims, monitoring health budgets, and accessing third-party payment cards.

1 investor

Agency MVP is a lead management and sales automation system for Property & Casualty insurance agents, using insurance-specific algorithms and machine learning to rank prospects by likelihood to close and trigger automated text and email follow-ups. It integrates with lead providers and rating systems such as EverQuote, QuoteWizard, PL Rater, EZLynx, and Zapier to help agencies prioritize leads and sell more premium.

1 investor

Agero provides white-label roadside assistance, accident management, consumer affairs, and digital dispatch software (including its SWOOP platform) for insurance carriers, automakers, and dealers. It serves the U.S. automotive and insurance markets, handling roadside events and connecting drivers with towing and service providers.

1 investor

American Growth Insurance is an insurance brokerage offering commercial, personal, employee benefits, and life/executive protection coverage, building its own native AI technology rather than relying on third-party tools. It serves businesses, individuals, families, and agency owners, connecting clients' risks to suitable carriers and partners.

1 investor

Ahoy is a boat insurance company offering insurance solutions for recreational boaters. It was founded by a group of former naval officers with backgrounds in insurance, technology, and entrepreneurship.

1 investor

A company operating an online-and-offline specialty drug service platform focused on high-incidence cancers, offering digital pharmacy benefit management, traditional Chinese medicine diagnosis and treatment, family doctor and home care services, and full-cycle health management. It also provides consulting and pricing to help insurers control costs and applies AI and big-data models to personalized medical services.

1 investor

Akur8 builds a cloud-based actuarial AI platform for insurers, covering pricing and reserving for P&C carriers and modeling for life insurers and pension firms. The software uses machine learning to automate ratemaking, reserve analysis, and actuarial modeling with model transparency and governance controls.

1 investor

Alaffia builds AI agents for health plans that automate and support the claims lifecycle, including utilization management, payment integrity, and appeals, by ingesting medical records and cross-referencing clinical facts against a plan's policies. It offers both managed services and SaaS to reduce administrative costs and improve the accuracy and speed of clinical reviews.

1 investor

Alicia builds embedded, digital insurance products and an in-house insurtech platform that partners can integrate into their customer journeys. It serves brokers and advisors, insurers and MGAs, and other businesses seeking tailor-made or ready-to-go insurance solutions.

1 investor

1 investor

Alivia Analytics provides fraud, waste, and abuse (FWA) detection and payment integrity solutions for health plans and government agencies, including state Medicaid programs and Blues organizations. Its Alivia 360 platform uses AI-powered analytics to support pre- and post-payment detection, recovery, audits, and case management across the claims lifecycle.

1 investor

ALLCARE is a digital membership platform that aggregates and pre-negotiates employee benefits — including HMO, life insurance, teleconsultation, dental, optical, and mental health services — from multiple providers into one package. It targets freelancers, SMEs, small teams, agencies, and cooperatives in the Philippines who otherwise lack access to such benefits.

1 investor

AllDigital Specialty provides an AI-powered, cloud-based platform for commercial specialty insurance, offering management liability coverages such as Directors & Officers, Employment Practices, and Fiduciary Liability. It targets small businesses and serves underwriters, broker partners, and carriers with a self-service portal that generates bindable quotes.

1 investor

Allegiance is a family of companies offering employee benefits and healthcare administration services, using the Cigna provider network and cost management strategies to serve employer groups, brokers, and members. It provides tools for members to manage their benefits and access provider networks for healthcare services.

1 investor

Alli Connect provides digital wellness products connecting first responders with therapists, peer support tools, and self-help resources. The platform uses AI to match team members with vetted therapists and offers department-specific mental wellness programs with 24/7 clinician support.

1 investor

Alliance Risk is an insurance risk advisory that provides business insurance quotes, tailored coverage from A-rated carriers, and an online platform to manage insurance programs. It serves businesses across a range of industries in the United States and is licensed in all 50 states.

1 investor

AllLife offers life and disability insurance products with flexible coverage options and financial protection. The company provides life cover up to R10 million with affordable premiums and simplified underwriting processes.

1 investor

Allocation.Space builds regulated, event-based derivatives — such as solar weather swaps, launch risk swaps, and orbital debris swaps — that let satellite operators, insurers, and institutional investors hedge risks in the space economy. The London-based company operates an OTC desk using public data from NASA and NOAA, serving the orbital risk and space insurance market.

1 investor

Aloe Health matches individuals to health insurance plans based on their doctors, medications, family, and preferences, comparing options across thousands of plans to find the best price. It presents personalized plan recommendations rather than generic group coverage.

1 investor