InsurTech Startups

Descartes Underwriting develops AI-powered parametric insurance products for natural perils including storms, wildfires, hail, and tornadoes, using satellite imagery, environmental data, and advanced modeling to assess risk and process claims. The company serves insurers and risk managers seeking to close coverage gaps in a changing climate.

3 investors

DigiSure offers a Protection-as-a-Service platform that manages insurance screening (KYC), policy administration, and claims handling for digital platforms. It serves mobility, sharing economy, and property management platforms, including P2P car-sharing and RV rental companies.

3 investors

District Cover is an MGU providing flexible commercial insurance coverage for urban businesses such as restaurants, retailers, landlords, and multi-location operators, distributed through brokers. It uses block-level data, fire and crime analytics, and community intelligence for underwriting, with a focus on U.S. cities.

3 investors

Duck Creek Technologies provides cloud-native software for property and casualty insurance carriers to manage underwriting, claims, billing, and policy administration. The company serves P&C insurers globally with AI-powered capabilities to simplify operations and accelerate digital transformation.

3 investors

Earnix provides intelligent, composable operations software that helps insurers and banks deliver personalized, dynamic customer engagements. It serves financial institutions globally, operating in the insurtech and fintech software category.

3 investors

EasySend offers a low-code Digital Experience Platform for digitizing paper-based processes, with products including Journeys, DynamicDoc, and EasySign that connect to a company's business software to manage personalized customer interactions and self-service. It targets finance, insurance, and banking industries.

3 investors

Hosta A.I. provides an AI-powered property assessment platform that uses spatial and material analytics to automate building assessments from photographs. The solution serves property inspectors, insurers, adjusters, contractors, property managers, interior designers, and furniture retailers who need remote property evaluation capabilities.

3 investors

Elysian provides AI-assisted claims handling and auditing for property and casualty insurance, combining a "Claim Conductor" platform with veteran human adjusters. It serves carriers, MGAs, and program managers across commercial lines, offering end-to-end TPA services and AI-powered claim audits focused on complex, high-severity claims.

3 investors

Eir is a full-stack embedded insurance carrier that provides an API-driven platform for underwriting, claims, and compliance, letting digital platforms, MGAs, and e-commerce businesses launch white-label non-life insurance products. Operating under its own EU insurance license, it serves distributors across European markets including mobility, health, travel, property, and payment protection.

3 investors

ennabl (ennabl.AI) is an AI workspace built for insurance agencies, brokerages, wholesalers, and MGAs that reads policy documents and book-of-business data to automate workflows like renewal prep, submission intake, loss-run summarization, ACORD form filling, quote comparison, and proposal generation. It connects to an agency's AMS, CRM, email, and document stores, and produces citable, client-ready deliverables for brokers, agents, producers, and account managers.

3 investors

Eventual offers Premium Lock® Guarantee, a three-year price guarantee product for homeowners that reimburses policyholders if their insurance premiums rise above forecasted levels. The product is sold through independent insurance agents across all 50 U.S. states for admitted-lines homeowners policies.

3 investors

Everyday Life Insurance is a licensed insurance brokerage offering life insurance to families in the United States. The company uses technology to simplify the policy selection and application process, allowing customers to obtain personalized quotes and complete applications in approximately 15 minutes.

3 investors

Experian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.

3 investors

Eye Security provides integrated cybersecurity and cyber insurance services to European mid-sized businesses, including carriers, manufacturers, and healthcare providers. The company offers 24/7 monitoring, incident response, and insurance protection against cyber damage.

3 investors

Fair Warranty provides insurance pricing and risk management solutions for the automotive sector. The company leverages actuarial expertise and operational scaling knowledge to support insurance sustainability and growth.

3 investors

Fat Llama was a UK-based peer-to-peer rental marketplace that let people rent out items such as cameras, drones, and equipment to others nearby, with lender protection guarantees. Acquired by Hygglo in 2022.

3 investors

Feathery builds AI-powered workflow automation and forms platform designed for insurance and wealth management companies. The platform enables rapid deployment of compliance-ready workflows, document generation, and data collection with built-in security for regulated environments.

3 investors

Fenris provides real-time data and predictive AI APIs for the insurance industry, used to prefill applications, triage submissions, assess risk, and personalize offers. Its customers include carriers, agencies, brokers, underwriters, and technology platforms across traditional, alternative, and embedded insurance channels.

3 investors

Finarkein provides financial technology built on India's Account Aggregator, ONDC, and OCEN frameworks, offering AA orchestration and real-time financial data access for lending, insurance, and wealth management use cases. It serves banks, lenders, and financial institutions across India with tools for underwriting, collections, and personalized financial management.

3 investors

First Connect is an insurtech platform that gives independent insurance agents access to a marketplace of 150 carriers across home, auto, commercial, and life lines, with onboarding, quoting, binding, and commissions management from a single dashboard. Tools include a Carrier Store, an Appetite Finder for real-time carrier appetite, and Quote Connector, a comparative rater for side-by-side quotes.</parameter> <parameter name="founders">[]

3 investors

FitBark makes GPS trackers and health monitoring devices for pets that provide real-time location tracking, activity metrics, and sleep monitoring. The product serves pet owners globally and is available in 150+ countries.

3 investors

Five Sigma provides an AI-native claims management platform for insurance companies, MGAs, and TPAs that automates claims processing, applies predictive analytics, and includes an AI claims adjuster to improve decision-making and operational efficiency.

3 investors

Rescue.co provides emergency response (SOS) services that businesses can offer as part of member or client packages, along with an API for integrating SOS buttons into apps and programs. It serves insurance companies, safety and healthcare services, logistics and mobility providers, telecoms, financial services, and NGO/government programs.

3 investors

Foresight is a commercial insurance provider specializing in workers' compensation, combining AI-powered risk assessment and safety technology to help identify hazards and reduce losses. The company serves brokers and clients across challenging industries seeking proactive risk prevention.

3 investors