InsurTech Startups

Xaver provides an AI-powered platform for banks, insurers, and brokers to deliver pension products and financial advisory services across Europe. The platform enhances operational efficiency and accessibility of consultations and sales processes for financial institutions.

4 investors

Zopper is an insurtech platform in India that partners with businesses and insurance providers to distribute insurance products. It provides technology to make insurance distribution more accessible for its partner network.

4 investors

The AA provides roadside breakdown cover and recovery services, offering membership packages such as At Home, National Recovery, and Onward Travel to UK drivers. It also offers related products including Parts and Garage Cover, Key Cover, and Tyre Cover.

3 investors

Acclaim provides a payments platform for insurers, MGAs, and TPAs that automates claim, commission, and premium payments, along with payouts, collections, treasury operations, and reconciliation. It connects insurers to local banking rails and FX partners across more than 200 countries for cross-border, compliant payments.

3 investors

Adapt automates document retrieval and processing for insurance agencies, capturing carrier notifications and endorsements directly into agency management systems. The platform eliminates manual document downloads and reduces processing time by 95%, protecting agencies from missed notifications and compliance risks.

3 investors

Adaptive is a specialty insurance and technology company that uses proprietary data models to offer parametric coverage for emerging climate risks, such as power outages and wind/hail deductible buy-backs. It serves agents, partners, and commercial and residential customers looking to build resilience against climate-related risks.

3 investors

Advance is a financial platform for insurance organizations that manages premium money flows, offering yield on premium trust balances, automated reconciliation of carrier statements and commissions, payments (bill pay, wire, ACH, check), and real-time visibility. It serves MGAs, retail agencies, and wholesale brokers, working alongside existing systems rather than replacing them.

3 investors

AI Insurance provides software for policy, insured, and claims management in the specialty insurance sector. The platform serves program managers, MGAs, TPAs, and other intermediaries with configurable tools for automating insurance operations.

3 investors

Albi provides software for the insurance damage restoration industry, serving contractors and restoration companies. The platform helps restoration businesses manage operations and scale their enterprises.

3 investors

Amwins is a wholesale insurance broker and specialty insurance distributor that provides retail agencies and insurance carriers with access to specialty markets, proprietary products, actuarial services, and program development. It also partners with and acquires insurance businesses, holding trading relationships with over 23,000 retail agencies.

3 investors

Anagram runs the full insurance revenue cycle for eye care practices, handling eligibility and benefits checks, claim scrubbing and submission, denial management, and payment posting and reconciliation across both vision and medical insurance. The platform is used by independent eye care providers to manage in- and out-of-network insurance billing.

3 investors

Arbol provides parametric insurance products that pay out based on objective third-party climate data after qualifying events, covering specific climate risks for clients ranging from smallholder farmers to large corporations. It uses AI/ML and a data platform drawing on sources like NOAA, NASA, and ESA to underwrite coverage and support agents and brokers.

3 investors

Ash operates a customizable at-home health testing platform, offering white-label test kits, patient engagement, a US lab and provider network, and API integration through a single platform. It serves health plans, digital health companies, and public health organizations looking to run tailored testing programs for their populations.

3 investors

Assured builds an agentic AI platform for property & casualty (P&C) insurance claims, covering the end-to-end claims lifecycle from ingestion and orchestration to adjudication. It serves insurers, offering model-agnostic AI with guardrails, evaluations, and human-in-the-loop controls, and deploys alongside customers' teams to reach production straight-through processing.

3 investors

Avant Health is an AI-native third party benefits administrator that offers customized health plans and personalized benefits administration. It aims to make coverage and care more affordable and accessible, claiming over 15% cost savings through its plan and platform.

3 investors

Avelis audits medical claims using AI and clinician review to identify billing, coding, and contract errors for health plans and third-party administrators. The company uses voice AI agents to automate recovery negotiations and dispute resolution with providers.

3 investors

Awabah is a financial platform for Nigeria's informal sector and gig economy, bundling pensions, health insurance, accident cover and life assurance into affordable packages. It serves informal sector workers, SMEs, gig workers and large corporates seeking to activate welfare benefits and enroll in micro-pension schemes.

3 investors

Axenya offers an integrated corporate health benefits platform for companies, combining brokerage, digital backoffice, advanced analytics with AI, and clinical navigation in a single operation. It automates invoice auditing, maps high-risk patients, and uses nurses to guide employee care via WhatsApp to reduce healthcare claims and costs.

3 investors

Azos is a Brazilian insurtech offering digital life insurance and related coverages (critical illness, accidental total disability, and funeral assistance) to individual consumers. Policies can be purchased online or through partner brokers, are regulated by SUSEP, and are backed by insurer Excelsior and reinsurer Swiss Re.

3 investors

Bdeo provides Visual Intelligence technology that uses smartphone-captured images to inspect and assess damage, detect fraud, and estimate repair costs for auto insurers and vehicle fleet operators (including leasing, renting, and rent-a-car). Its tools automate claims handling and underwriting decisions to speed up processes across the insurance and fleet management workflow.

3 investors

Beam Benefits is a digitally-native employee benefits company offering dental, vision, life, and supplemental health insurance through an online platform with personalized rewards and AI-powered underwriting. The company serves employers and their employees across 45 states in the United States.

3 investors

Benefiz offers a platform for French small and medium-sized businesses (TPE/PME) to manage employee benefits, including digital health insurance (mutuelle), provident coverage (prévoyance), and digitized meal vouchers (titres restaurant). It combines these benefits in a single interface with an employee-facing app, aiming to optimize payroll costs while improving employee purchasing power and well-being.

3 investors

Betterview provides a property intelligence platform that combines high-resolution aerial imagery with AI to detect roof condition, property perils, and risk factors, and integrates 2,500+ external data points with insurers' internal policy data. It serves property and casualty (P&C) insurance teams for underwriting and claims risk decisions across the policy lifecycle.

3 investors

Bimaplan offers life and health insurance products tailored for low-income households in India, delivered through a mobile-first platform. The company targets financially vulnerable populations in the region who previously lacked affordable access to such coverage.

3 investors