Fintech Startups

Mozaic is a global payment platform for the creator economy that automates revenue sharing and payment splits across platforms and collaborators. It offers an API for localized global payments, bulk payment cycles, recipient onboarding, and tax compliance, serving creators and creative teams.

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Musaffa is a halal investing platform that screens global stocks and ETFs against AAOIFI standards and lets users invest in self-directed or managed halal portfolios diversified across stocks, sukuk, and gold. It serves Muslim retail investors seeking Sharia-compliant investing, operating as an SEC-Registered Investment Adviser with SIPC protection.

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Nasdaq Private Market operates infrastructure for private-company securities, offering liquidity programs (tender offers, buybacks, auctions), a secondary marketplace for accredited investors to buy and sell pre-IPO shares and funds, market data and intelligence, patented settlement technology, and capital-raising solutions. It serves private companies, employee shareholders, institutional and individual investors, and banks/brokers.

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Neighborhood Finance Corporation (NFC) is a nonprofit lender offering affordable loan programs for home purchase, home improvement, and refinancing, along with personalized guidance for individuals and families. It serves communities in Iowa, including Polk County (Des Moines metro) and designated neighborhoods in Linn County (Cedar Rapids).

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Personal site of Nicole Junkermann, a German-born entrepreneur and investor based in London who invests through NJF Holdings and its venture arm NJF Capital across fintech, AI, deep technology and life sciences, plus a sports investment platform. As an investor rather than an operating company, her portfolio spans early-stage technology firms and sports leagues and media.

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Nivo1 develops AP Express, an accounts payable automation platform with supplier portal and payments features that integrates with ERP systems including Oracle E-Business Suite, ERP Cloud, and JD Edwards. It serves finance and accounts payable teams looking to move away from manual invoice processing.

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Noonum is an AI platform for portfolio construction and thematic investing that turns investment objectives into ranked, evidence-based baskets using large language models combined with a proprietary Knowledge Graph of global commerce. It serves institutional investors including hedge funds, active fund and SMA managers, ETF providers, banks, and wealth managers, providing conviction, alignment, and market-attention metrics for companies across a global securities universe.

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NAEO provides capital market solutions and investment funding to independent oil and gas producers in the United States and Canada, specializing in mid-sized development projects in the hydrocarbon sector.

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NOTICENINJA is a platform for managing the full lifecycle of tax notices — intake, routing, resolution, refunds, and audit-ready records — powered by its Kata agentic data ingestion engine. It serves organizations ranging from regional firms to large enterprises, replacing manual scanning, keying, and filing of agency tax notices with a workflow-based approach.

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Noviam provides "Entry-Level Talent as a Service," sourcing, training, and deploying entry-level professionals for operational roles in financial services such as compliance, fund accounting, risk operations, and KYC/AML. It runs intensive training programs and places trained analysts as its own FTEs at Tier I–III financial institutions across the US, UK, Ireland, Canada, EU, India, and the Philippines.

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Numeral automates accounting workflows for high-volume businesses, consolidating financial data from multiple sources into a single database and handling revenue recognition, cash reconciliation, and data reconciliation. It offers rules-based automation, real-time discrepancy monitoring, and one-click revenue close for accounting teams.

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Nutiliti provides utility management software for property managers, handling utility bill retrieval, payment, monitoring, tenant chargebacks, direct tenant billing, and accounting reconciliation. It offers a REST API for real-time utility data access along with dedicated account managers for support.

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Nvoicepay, now part of Corpay, provides managed accounts payable automation that handles invoice processing, purchase orders, vendor payments, and reconciliation for AP teams. It uses a network of millions of vendors accepting virtual card payments to digitize payments and generate rebates, and integrates with ERPs such as NetSuite, Sage Intacct, Microsoft Dynamics 365, and Acumatica.</parameter> <parameter name="founders">[]

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OnCorps offers an agentic AI platform for investment and financial operations, automating reconciliations, financial reporting review, and professional services pricing. It serves investment firms and financial institutions, reducing time spent on reconciliations and reporting reviews.

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Kinetic Insurance offers workers' compensation coverage for frontline industries, combining real-time claims intelligence with dedicated claims teams to help businesses manage claims, reduce costs, and return injured employees to work. It targets mid-to-large accounts in sectors such as parcel delivery, transportation, janitorial, hotels, manufacturing, and warehousing.

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OneBridge Benefits administers tax-free, account-based health benefit plans — including ICHRA, Funded HRA (VEBAs/SPPs), and FSA products — for employers across the United States. It operates a combined recordkeeping and claims substantiation platform and positions itself as one of the largest funded HRA administrators in the country.

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OneSpan provides digital identity verification, transaction signing, authentication, and mobile security solutions for financial institutions and professional services firms to secure digital agreements and transactions.

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Options AI is an options trading platform that uses expected-move visualization, an AI chat copilot, a what-if profit simulator, and a patented strategy generator to help retail traders build, compare, and manage options trades. It targets everyday traders, integrates with Tradier brokerage accounts for execution, and charges $19/month after a free trial.

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OriginClear is a public company focused on decentralized water treatment and infrastructure financing, operating Water On Demand, a fintech offering that funds water projects and treats them as an investable asset class. It channels private and everyday investor capital toward stalled water infrastructure to address global water treatment and scarcity problems.

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Osceola is a private equity firm that identifies, acquires, and manages mid-market businesses across diverse industries including healthcare, business services, consumer, and infrastructure sectors. The firm partners with portfolio companies to execute strategic and operational value creation initiatives.

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Pantheon Invest is a real estate investment firm that offers syndication opportunities in multifamily housing, self-storage, and oil and gas assets across multiple U.S. regions. The company targets business owners and investors seeking passive income, tax benefits, and wealth acceleration through diversified real estate holdings.

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Pathpoint operates a digital wholesale platform for placing excess and surplus (E&S) commercial insurance, giving brokers access to A-rated binding and brokerage markets alongside an in-house team of E&S experts. It serves insurance agents, brokers, and carriers across the United States, combining automated workflows with wholesale operations.

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Tongo provides a financial platform for real estate agents that centralizes commission management, automates distribution across multiple accounts, and offers early access to pending commissions. The platform addresses the financial needs of commission-based workers in the self-employed economy.

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PaySoko offers a financier module powered by its AI engine, Uliza, that provides capital deployment modeling, risk analysis, portfolio monitoring, and investment syndication for investors and philanthropic organizations. The platform also translates community impact metrics into verifiable reports for mission-driven funders.

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