Fintech Startups

Yiren Digital (Yiren ZhiKe) is a Beijing-based provider of AI-driven digital technology services, applying internet, big data, and artificial intelligence to financial and insurance-related consumer scenarios. Listed on the NYSE (YRD), it operates a multi-scenario digital business strategy and is expanding into international markets.

1 investor

Yoda provides accounting, tax advisory, and business advisory services for small and medium-sized businesses (MKB), offering online administration with real-time financial insights alongside data-driven strategic advice. The firm operates through six offices across the Netherlands and also serves as a network that supports affiliated accounting practices.

1 investor

Yofio operates a mobile lending service in Mexico built around purchases at small neighborhood shops. Shoppers scan a QR code to see item details and confirm a transaction, which notifies the store, while the app also extends credit lines to the shops themselves. Both store owners and their customers can buy inventory or goods and repay later.

1 investor

Yokoy (Perk) offers an AI-driven platform that manages corporate spend, expenses, and business travel for finance teams, travel managers, and operations across multiple entities and countries. It automates tasks like receipt matching, policy enforcement, approvals, and travel bookings to reduce manual work and speed up month-end close.

1 investor

YOLO Group S.p.A. is an Italian insurance technology company operating under traditional governance with a Board of Directors and Supervisory Board. The company focuses on digital innovation and technology solutions for the banking and insurance sectors.

1 investor

Yonder is a UK-based financial membership offering credit and debit cards that earn points on everyday spending, including rent and mortgage payments, redeemable at over 300 brands. It also provides travel perks such as no foreign transaction fees, hotel bookings, eSIM data, and travel credits for members.

1 investor

1 investor

Yonder offers credit and debit cards running on the Mastercard network, letting consumers earn points on everyday spending and redeem them at 300+ brands. It positions itself as a "financial membership" and partners with a bank to provide FSCS-protected accounts.

1 investor

Yordex Ltd is a distributor of PayrNet Ltd, an FCA-authorised electronic money institution that manages customer funds in segregated bank accounts.

1 investor

Yotta offers a fraud prevention and user protection platform that detects risky behaviors and cyber threats, alerting users in real time and keeping full traceability of each decision. It is sold to financial services, insurance, retail, and telco companies as an integrable value-added service across mobile apps, browser/email extensions, routers, and remote access environments.

1 investor

YouWorld is a technology provider that enables retailers to accept Chinese mobile payments and e-gift cards, increasing foot traffic and sales from Chinese customers both locally and traveling. The platform integrates native mobile payment options and delivers loyalty points/cashback features for a seamless shopping experience.

1 investor

Young African Catalysts is a community-led African venture ecosystem running VC fellowships, deal scouting and an early-stage fund.

1 investor

Younited offers consumer credit entirely online, including personal loans, auto financing, and green loans for home improvement projects. It provides fixed-rate loans with instant decisions and fund disbursement within days, serving individual borrowers in France.

1 investor

Younium provides a subscription management and invoicing platform for B2B SaaS and servitized businesses, supporting subscription operations, billing, and expansion on a global scale. Founded in 2017, it operates across four international hubs with a European base and a growing U.S. presence.

1 investor

YourDiamonds.com is a blockchain-based fintech platform that tokenizes and facilitates the trading and financing of diamonds through decentralized finance mechanisms. The platform targets diamond traders, investors, and the jewelry industry by enabling the digitization and liquidity of diamond assets.

1 investor

YourStake provides AI-powered software for financial advisors and RIAs, including tools for portfolio analytics, statement extraction, meeting notes, automated proposal generation, and values-based/ESG investing analysis. Its offerings integrate with advisor CRMs and support direct indexing and impact reporting for wealth management practices.

1 investor

YPay offers prepaid and expense management payment cards for different customers, including teens with parental controls, campuses, and businesses managing spending. Its products span consumer financial education and business expense management within the fintech category.

1 investor

Marmot Benefits provides debt relief as an employee benefit, allowing workers to access retirement savings when facing personal debt burdens. The service supports financial wellness and retirement readiness across workplace savings plans.

1 investor

Yuki provides online accounting and administration software that automates bookkeeping and financial administration, aimed at accountants and businesses. The platform serves the Netherlands and Belgium.

1 investor

Yukka uses AI to transform unstructured global news data into structured, real-time intelligence for financial decision-makers to track trends, assess risks, and anticipate market shifts. The platform serves companies in financial markets seeking to stay ahead of emerging risks and opportunities.

1 investor

Yunzhanghu (云账户) is a Chinese company operating in the digital payroll and payment settlement space. The visible page content consists almost entirely of a repeated news headline about an official visit, with no substantive description of the company's products or services.

1 investor

Z-Trip (在途商旅) offers an end-to-end corporate travel management platform for enterprises, covering flights, hotels, train tickets, car service, visas, insurance, and MICE, with negotiated fares and a self-developed booking and expense-control system. It integrates with company OA and accounting systems and provides features such as credit-based monthly settlement, corporate advance payment, unified invoicing, and visual travel management reports, targeting businesses in China.

1 investor

ZA is a financial services brand established in 2019 by ZhongAn Technology (International) Group that offers digital banking, insurance, lending, investments, and card services to consumers in Hong Kong. The company operates ZA Bank, a virtual bank offering deposits, loans, transfers, and payments, alongside ZA Insure (digital insurance) and ZA One (investment platform).

1 investor

Zact provides expense and payment management software that lets organizations define and enforce spending rules while reconciling with their financial systems. It serves finance and accounting teams alongside spending employees across a company.

1 investor