Fintech Startups

Sonovate provides flexible funding solutions for recruitment agencies, consultancies, and labour marketplaces to support business growth and operations. It operates in the fintech sector, offering finance products aimed at staffing and contingent workforce businesses.

1 investor

Sooho.io builds blockchain-based financial infrastructure with a focus on stablecoins and institutional digital-asset security, letting services add bank-grade financial features. It offers stablecoin issuance and management tools alongside AI-driven smart contract security products, serving large enterprises and financial institutions.

1 investor

Sooner provides first-time homebuyers in Dubai with financing for upfront mortgage costs, covering up to 10% of a property's value (DLD transfer fees, agency commission, registration, and valuation) repaid in fixed monthly instalments over up to five years. It also pairs buyers with property advisors and helps them secure bank mortgages, coordinating pre-approval, valuation, and timelines.</parameter> <parameter name="founders">[]

1 investor

Sophie is an AI-based financial services delivery platform that uses machine learning for credit scoring and risk assessment based on an entity's trust network and transaction flow. It targets micro, small, and medium enterprises and individuals who lack access to traditional financing, aiming to close the SME credit gap.

1 investor

Soria provides an AI-powered financial research platform that aggregates public and private data sources into continuously-updated models for sector-focused investors, initially targeting healthcare professionals at hedge funds, banks, and asset managers.

1 investor

Yabi is an AI-powered personal finance app that offers financial education videos, budgeting tools, spending insights across connected bank accounts, and credit score tracking. It targets individual consumers looking to save money, understand their spending, and improve their credit habits, with a focus on the UAE market.

1 investor

FirstBank is a community banking institution that provides retail and commercial banking services across the South, with headquarters in Tennessee. The bank emphasizes local relationship banking with direct access to bankers and a full range of financial products for personal and business customers.

1 investor

Sova facilitates access to private credit and regulated custody for qualified Bitcoin and Ethereum holders by coordinating direct introductions with Kraken. The company aggregates demand and advocates on pricing and terms without holding client assets.

1 investor

Sovos provides a cloud-based platform for global tax compliance, helping companies manage indirect tax, e-invoicing, and regulatory reporting across roughly 200 countries. It serves large enterprises processing high volumes of transactions across multiple jurisdictions.

1 investor

Sovra offers a global dollar account that lets users send, earn, spend, and transact money internationally. The service is available as a mobile app for iOS and Android.

1 investor

SoyakaAI builds AI credit decisioning software and provides consultancy for financial institutions in Saudi Arabia, helping them design, launch, and run credit products such as personal finance, auto lease, real estate, microfinance, and SME lending. Its platform covers underwriting and buyout decisions, lender matching, open banking, and market/pricing intelligence, with Saudi-operated local cloud and on-premise deployment options.

1 investor

SoyluGoo provides financial education and advisory services to individuals, small businesses, and corporations in Poland, including budgeting workshops, investment training, retirement planning, and company financial analysis.

1 investor

Space Capital Club is a private capital investment initiative launched by Space Holding with an initial capital base of EUR 200 million from selected professional investors. It targets medium-sized Italian companies that lead their sectors and show a propensity for growth and internationalization, with a three-year investment horizon.

1 investor

SpaceChain builds space-based security and key-management infrastructure for the global financial industry, offering products such as Tethys for secure digital banking, satellite mission design and manufacturing, and blockchain-integrated satellite payloads. It combines fintech and space expertise to provide secure infrastructure, SaaS, and IT consulting for clients in the US, UAE, UK, and EU.

1 investor

MetLife's Spanish operation offers life and accident insurance products for individuals and businesses, providing flexible, customizable coverage plans. The company serves over 2 million clients in Spain with policy management and claims support.

1 investor

Sparados provides virtual payment cards that can be added to Apple Wallet via Web Push Provisioning, with integration to KSeF (Poland's national e-invoicing system) to automatically match card transactions with invoices. The product targets business teams in Poland managing card payments and expense/invoice reconciliation.

1 investor

SPARE operates a network that turns retailers' existing point-of-sale registers into "virtual ATMs," letting account holders withdraw and deposit cash and complete basic banking transactions via their bank, credit union, or digital wallet app. It serves financial institutions, credit unions, ISOs/resellers, and retailers as an asset-light alternative to ATMs and branches.

1 investor

Spare provides a contactless payment and school-management platform that lets schools collect and manage fees for canteens, trips, events and extra-curricular activities, with students paying via wristband, phone, card or student ID. It also offers tools for attendance tracking, bus scheduling, parent communication, inventory management, spending limits and allergen controls from a central dashboard.

1 investor

Sparenadvisory provides advisory and back-office services for investors, including strategy design, investment education, financing solutions, and operational support on a subscription basis.

1 investor

Spark Energy provides modular solar power systems to communities in emerging markets, enabling off-grid access to electricity for households and small businesses. The company distributes solar kits alongside energy-efficient appliances like lighting, chargers, and other household devices.

1 investor

1 investor

SparkGift is a technology company that lets people send stocks and index funds as gifts, including small-dollar amounts and fractional shares such as a $20 investment in Apple or a Vanguard index fund. It aims to make investing accessible to a broad consumer audience.

1 investor

SparkReceipt is an AI-powered receipt scanner app that automatically extracts and categorizes expense data from receipts, bank statements, and email receipts. Designed for freelancers and small business owners, it generates tax-ready reports and integrates with accounting software like QuickBooks Online.

1 investor

Spayr offers a software platform that automates the tracking and recovery of French daily social security allowances (IJSS), reconciling payroll and CPAM data, flagging incomplete or delayed cases, and automating follow-ups with employees and social security offices. It integrates with payroll and treasury software and serves payroll, HR, and accounting teams.

1 investor