Fintech Startups

Zippy provides a fully online home lending platform for manufactured home buyers, offering fixed-rate loans with no pre-payment penalties and support from licensed home loan originators. It handles the entire mortgage process digitally for new and pre-owned homes.

1 investor

Zíro is a payment method that lets distributors and manufacturers offer interest-free credit to small retailers (traditional channel stores) without assuming default risk, while receiving guaranteed payment on agreed terms. It handles identity verification, credit evaluation, and fraud prevention, and integrates with e-commerce, CRM, or sales tools.

1 investor

Zizzl health helps employers transition to Individual Coverage Health Reimbursement Arrangements (ICHRA), offering employees individualized health insurance plan options while reducing employer costs. The platform manages the entire ICHRA implementation process, from analysis through launch, serving small to mid-sized employers.

1 investor

Zenith EVM is an Ethereum-compatible execution environment anchored to the Canton network, letting developers deploy Solidity applications using tools like Hardhat, Foundry, and MetaMask. It targets enterprises and DeFi builders creating tokenized funds, payment systems, and digital asset infrastructure with access to Canton's institutional money flows and atomic settlement.

1 investor

ZK Finance is a decentralized lending protocol where users supply assets to earn yield and borrow against deposited collateral, with loan-to-value and liquidation limits. It restricts lending markets to the largest and safest crypto assets, uses Chainlink and DIA oracles for pricing, and operates without governance after the admin key is destroyed.

1 investor

Zmode is an AI-powered platform that automatically builds a website, booking calendar, payments, and customer management system for service businesses based on a few questions. It targets solo operators and small teams across industries such as real estate, home services, health and wellness, and professional services.

1 investor

Zoa Research develops quantitative forecasting models using large-scale AI to identify patterns across domains. The company applies its models to financial trading and aims to advance scientific decision-making through improved forecasting.

1 investor

Zoconut is a platform that enables creators and service providers to accept payments globally, manage clients, and deliver digital services including courses, webinars, coaching, and telehealth through an integrated mobile app and web interface. The platform combines payment processing, client management, automation, and content delivery tools for creators and small businesses.

1 investor

Zodia provides digital asset custody and settlement infrastructure for financial institutions and corporate investors, including cold-storage custody, off-venue trading settlement through a network of trading partners, and white-label custodial services. Its offering emphasizes regulatory compliance, security certifications (SOC 1, ISO 27001), and support for a broad range of crypto assets.

1 investor

Zodia Custody provides institutional-grade digital asset custody solutions that connect traditional financial systems with the digital asset ecosystem. The company serves institutional clients seeking secure storage and compliance-first management of crypto assets across regulated jurisdictions.

1 investor

Zodia Markets provides institutional digital asset trading services, including an OTC brokerage with voice and electronic settlement and a digital asset exchange platform. It serves institutional clients and offers multi-local settlement accounts for cross-border capital movement.

1 investor

Gaingels is a venture investment community and syndicate that invests in diverse founders and companies led by underrepresented groups, particularly LGBTQ+ individuals. The network of over 4,200 members collectively invests across all sectors and funding stages, partnering with institutional venture firms and accelerators to support portfolio companies.

1 investor

1 investor

Zolvo provides AI-powered back-office automation for commercial lenders, automating invoice verification, collections, payment matching, and portfolio monitoring. The platform integrates with existing loan management systems and bank feeds to help mid-market lenders scale loan portfolios without proportionally increasing operational headcount.

1 investor

Zonda provides housing market data and analytics tools to private equity firms, lenders, and capital markets participants for investment decision-making in residential real estate. The platform unifies over 500 housing metrics across land, projects, pricing, and demographics to help investors evaluate risk, forecast loan volume, and monitor builder relationships.

1 investor

Zonhub (Zonnepanelendelen) operates an online platform that lets investors put money directly into renewable energy projects — solar PV, wind, energy storage and charging infrastructure — via secured bonds with fixed coupon rates. Active in Europe since 2014, it has financed over €160M across 300 projects for around 13,000 investors as well as banks ING and Rabobank.

1 investor

A fintech company providing Islamic estate planning and ethical finance services. The platform serves individuals and institutions seeking Shariah-compliant financial solutions.

1 investor

Zrive offers Z-IB, an online-plus-in-person training program that prepares students to pass investment banking interviews and land analyst roles, covering financial statement analysis, company valuation, financial modeling, LBOs and M&A topics. The program includes live classes, weekend workshops, recruiting events with firms, and 1-to-1 mentoring for aspiring investment banking candidates.

1 investor

Ztock is a Philippine company offering a retail investment application for the capital markets. Users can trade stocks and exchange-traded funds listed in the Philippines and the United States and assemble portfolios, with data encryption and fund protection measures applied to accounts.

1 investor

Zuba is a financial service enabling cross-border money transfers with a focus on speed and borderless transactions. The company positions itself as legal tender infrastructure for a global audience.

1 investor

Zumigo provides real-time mobile intelligence to detect and prevent digital identity fraud, covering onboarding, KYC compliance, account takeover, transaction verification, and passwordless authentication. It serves large global enterprises protecting devices, accounts, and transactions against synthetic identities and AI-driven fraud.

1 investor

Zumma is an expense management automation platform that handles corporate spending workflows using AI. The service allows employees to submit receipts via WhatsApp, automatically requests invoices from merchants, and integrates with accounting systems and ERP platforms.

1 investor

ZUU is a Japanese financial education and media platform that provides articles, guides, and content on investment, personal finance, real estate, and wealth management for individual investors and savers.

1 investor

Zuvy provides invoice factoring and invoicing software for small and medium-sized enterprises to manage cash flow and working capital. The company serves vendors in fast-moving consumer goods, healthcare, and supply chain sectors.

1 investor